Consider home insurance in build-up to Valentine's Day, consumers advised

Amorous Britons should ensure that any romantic purchases they buy will be covered by their home insurance.

With Valentine's Day just around the corner, loved-up Britons have been reminded of the need to have insurance in place for any romantic gifts they are looking to buy.

As research carried out by Sheilas' Wheels reveals that some £40.5 billion worth of jewellery is set to be bought in the build-up to February 14th, those searching for contents and buildings insurance may be interested to note the firm's claims that around one in five women have had such items stolen.

Meanwhile, around two-thirds have lost an item of jewellery.

And doing so could cause some significant financial setbacks as the typical man pays £1,412 for an engagement ring.

Those who are looking to make a claim on their home insurance following the theft, loss or damage to a piece of jewellery may wish to register the firm's advice that they will need to have a certificate of authenticity, a close-up photograph of the item in question and proof of the purchase.

"Not having ample insurance cover straight away could take the romance out of anyone's Valentine's weekend in the event of loss, damage or theft of a new jewellery gift - either at home, whilst out and about or on a mini-break away," Jacky Brown, of Sheilas' Wheels, states.

Such findings follow research by the Norwich and Peterborough Building Society showing 46 per cent of Britons are set to buy their partner a Valentine's Day gift.

By Joe Letts