Car insurance news: Men more likely to have convictions

Male drivers and those in their mid 20s and early 30s are more likely to hold a motoring conviction.

Male drivers are significantly more likely to have a motoring conviction than their female counterparts.

This is one the main findings from AA Insurance which reports men are around one-and-a-half times likelier than women to have been charged with at least once speeding, drink-driving or some other offence.

At present, 20 per cent of male motorists have been charged, compared to 15 per cent of females.

Meanwhile, 25 to 34-year-olds across both sexes have the highest rate of convictions across all age groups, something which could affect the amount of money they have to pay out for young drivers insurance.

"Whatever your age or sex, insurers take notice of driving offences, especially multiple offenders and this is reflected in premiums," Simon Douglas, director of AA Insurance, says.

With regular offenders deemed more likely to have to make a car insurance claim, he states "keeping [on] the right side of the law" is one of the most effective ways to reduce the cost of premiums.

His comments after a Virgin Money study revealed 40 per cent of motor insurance claims come from vehicles which are between three and six-years-old.

By Joe Letts