Snow could drive you mad

With snow now falling over portions of the UK, James Harrison, Chief Executive of Insurancewide.com Services Ltd., says using good common sense is the best way forward when driving in the tricky conditions.

Stick to the speed limits and pay attention to the road and conditions ahead. Stopping suddenly on difficult surfaces can cause even the best of drivers to find themselves in trouble.

When driving in snow and ice try to keep in a high gear to help avoid unintentional wheel spins. You should also try to allow extra time for braking by increasing the distance between yourself and the vehicle ahead. Bear in mind that it can take up to ten times longer to stop in slippery conditions.

Avoid sudden, harsh braking or acceleration as this will cause your vehicle to struggle for grip and you may lose control. If do find yourself starting to skid or slide, avoid the natural reflex of braking and trying to change direction suddenly. Instead, ease off the accelerator and then apply gradual braking.

Regardless of road surface issues, your vehicle may also fall foul of the winter conditions. Keep your car in good health and regularly serviced to avoid being stranded on the roadside.

For added piece of mind you can take out a car breakdown insurance policy. You should also check to see whether this level of cover is included within your existing car insurance policy.

If you are unfortunate enough to fall victim to the harsh conditions remember to use your hazard lights. Move away from traffic and when it is safe to, call for assistance. Try to keep a mobile phone (or change for a public phone) in your car in case of emergency along with spare blankets and warm clothing.