With extreme winds and torrential rain hitting the UK after a mild-mannered autumn, consumers are being urged to ensure that they are properly prepared.
Scotland saw winds of more than 150mph last week, and further weather warnings are set to come, predicts the Met office.
Britain’s homeowners have been warned to ensure that they safeguard their properties before the cold snap hits. It was recently revealed that 40% of householders - some 20 million Brits - could be unprepared for severe weather conditions. As well as the inconvenience of home damage, insurance claims tend to increase future premiums.
Similarly, Britain's drivers are being warned to take every precaution to ensure that they drive safely over the winter, with icy conditions expected soon.
A list of safety measures compiled by confused.com includes: changing to winter tyres for improved safety and checking that the tread is thicker than normal for stronger grip; ensuring that batteries are charged for the increased heating and lighting demands; and taking measures to prevent frost, which can prevent cracked engine blocks and windscreen damage. It is also stressed that good visibility is vital, especially given that vehicle management is more difficult and requires greater alertness.
Consumers are advised to keep their vehicles in good working order, and to make sure that their car insurance provides adequate cover (with breakdown assistance, if necessary) in case of emergencies. Why not check out Which4U’s insurance listings and strike before the snow and ice does?
Emma North