Research from the firm shows that the popularity of France, Austria and Italy as winter holiday destinations is reflected in the number of claims - almost a third (32%) of which are made for accidents occurring at French resorts.
Meanwhile, 33% of ski/winter sports claims last year were for medical costs, with the average cost being £1,200. 16% of claims were for lost or stolen luggage, while 10% were for cancellation or non-departure.
Skiers/snowboarders between the ages of 18-29 are most prone to accidents, followed by those aged 40-49. 18-29 year olds were also most likely to lose their baggage or have it stolen.
Moral of the story? Make sure you're covered. It could save you a bundle if you have a tumble.