American Express is urging holidaymakers to invest in travel insurance, highlighting the high proportion of medical-related claims.
The number of uninsured motorists on the roads has reached alarming levels according to British Insurers.
Insurance companies have called for tougher penalties for those 1.4 million uninsured drivers on UK roads, after new police powers took effect on Wednesday.
The legislation allows police to confiscate the cars of uninsured drivers after being pulled over for a routine inspection and use number plate scanners.
Statistics listed in the Daily Mail said uninsured drivers were nine times more likely to be involved in an accident, and ten times more likely to be convicted of drink driving.
The slice represents one in 20 motorists, pushing up the average insurance premium by £30 a year.
Spokesperson Graeme Trudgill told the Daily Mail: "Over the past year, the cost of motoring has increased with, for example, fuel prices rising to a record high. The punishment for being caught driving uninsured is often not much deterrent, consisting of a fine of up to £150.
"So more motorists are either driving without cover or considering it. We must act now and introduce much tougher penalties if we are to stop this problem becoming worse."