Lloyds Credit Cards offer a range of features designed to make your life easier. Whether you're looking for a credit card with long introductory periods on balance transfers and purchases, allowing you to spread your payments over a longer period of time without being charged the earth, or you want a credit card that focusses on keeping purchase rates down, Lloyds TSB Credit Cards have a credit solution to match.

All Lloyds Credit Cards come with the following:

• an additional card that can be used by a partner or family member
• easy access to your account via the internet, phone, or in branch
• Free cover against fraud including online protection
• Chip and PIN
• The ability to choose your 4 digit PIN at any Lloyds TSB Cashpoint
• Payment protection cover available to protect you against repayments
• Accepted worldwide

Lloyds TSB Credit Cards offer an effective solution for managing your petite-cash, while being in control of credit limits, and providing you with detailed statements so you can monitor exactly what is being spent on each individual card.

Lloyds business credit cards provide businesses with a simple, flexible cash-flow management solution, helping you to stay in control of your business and keep bank charges to a minimum.

With Lloyds TSB business cards you get all the great features and benefits you would expect to see in a regular credit card, giving you a number of options to save your business money, for example, using your credit card as opposed to writing cheques to save on bank charges.

You can provide any employees over the age of 18 with a card, specifying different credit limits depending on the employees requirements,  allowing them to make cash withdrawals of up to £500 per card per day.

All Lloyds business credit cards come with Up to 45 days interest free credit on purchases, allowing you to spread the cost of purchases over a longer period of time.

Lloyds business cards are accepted in more than 24 million outlets worldwide, allowing you to pay for anything from hotels to office equipment.

Lloyds TSB offers a range of current accounts to suit all its customers needs. If you want an account that pays high rates of interest like a savings account, but gives you all the flexibility of a current account, Lloyds has a solution, with a Lloyds current account you can earn tiered variable rates that provide great returns on specified balances, for example accounts holding between £5,000 and £7,000.

Most Lloyds bank accounts come with a Visa debit card giving you access to your funds in over 500,000 locations in the UK and 18 million worldwide. Lloyds also provides 24/7 access to PhoneBank, allowing you to speak to UK based advisors or use the quick automated service, providing the means to carry out a number of tasks, from checking recent transactions to changing your PIN.

You can also register for the Lloyds online banking service, allowing you to manage your account anywhere in the world at a time that suits you.

Lloyds TSB bank accounts also provide a wide variety of features and benefits across its range, which includes commission-free foreign currency and non-sterling American Express Travellers Cheques, Home Emergency Cover, Identity Theft Protection, airport lounge access and airport Meet and Greet service, Worldwide Travel Insurance and much more.

Lloyds TSB offers a comprehensive range of savings accounts designed to suit all kinds of savers, so whether you're looking for a regular high interest savings account that gives you flexibility through unlimited deposits or withdrawals, or you would rather get better returns through being rewarded for leaving your funds untouched, Lloyds savings account provide a solution to match.

Lloyds savings accounts offer very competitive interest rates, helping your money to work for you. Choose an account that best suits your individual needs to make saving easy. You can open a Lloyds TSB savings account with as little as £1, so don't put it off, start saving today!

Lloyds TSB ISA's offer a great place to take advantage of your tax free savings allowance while earning high returns from some great rates of interest.

Lloyds ISA's  are easy to open, and you won’t pay any tax on the interest you earn. You can save up to £3,600 a year, running in line with the tax year (6 April to 5 April the following year ) and you can get started with as little as £10.

Make regular deposits into your ISA from your bank account, or deposit a lump sum and make the most of the attractive rates paid on accounts.

If you have an existing ISA and would like to switch providers, consider Lloyds ISA's, all you need to do is fill out the ISA transfer form supplied by Lloyds.

Lloyds ISA's offer tiered rates based on your balance, so you can earn higher rates on higher balances. You will not be charged for withdrawing from your account and do not have to give any notice to do so.

Manage your Lloyds ISA online using the Lloyds internet banking service, allowing you to perform a range of banking tasks from the comfort of your home at a time that suits you. Alternatively you can use the telephone banking service or pop into your local branch.

Lloyds TSB Fixed Rate Bonds offer a safe and secure place for you to make the most of your money through getting the highest available returns.

If you don't like taking risks with your money, but can afford to lock it away for a period of time, consider a Lloyds fixed rate bond. You can lock your funds away for terms ranging between 6 months and 3 years and you will get a guaranteed return on your investment that you can have paid monthly or once a year.

One of the great things about Lloyds fixed rate bonds is that you will be able to calculate exactly how much you will get back for your investment, based on the rate and term you fix.

Lloyds TSB offer a range of business current accounts to help you choose the right account to best manage your business finances. Whether you're thinking of switching accounts, or require an account for setting up a new business, Lloyds TSB can provide a suitable business current account for you.

Each account provides a range of benefits to suit your business needs. These features include introductory periods that allow free deposits/withdrawals – both cash and cheque and free standing orders/direct debits.

Alternatively you may wish to opt for an account designed to handle switching an account from another provider, by re-directing all standing orders and direct-debits, transferring old balances to your Lloyds TSB account, and closing your old account.

Lloyds TSB business savings accounts provide businesses with saving solutions for surplus funds or lump sum investments, allowing your business funds to grow.

Whether you are looking for an instant access savings account offering an effective way to manage your clients' money, or you want to invest a lump sum, Lloyds business savings accounts have a suitable account from its range to meet your business needs.

If you want to take advantage of higher interest rates paid on your balance you may wish to opt for a notice account, which requires a specified amount of notice before a withdrawal can take place.

You may want to consider a tiered interest account that pays a rate that is based on your balance, with higher rates paid on larger balances.

Lloyds business savings accounts also provide fixed rate bonds, allowing you to invest a minimum of £50,000 with no maximum amount for a term between one night, to one year. No withdrawals can be made during the term, so it is important that  you choose a term that suits your needs.