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Banking & Saving Lloyds TSB Bank Accounts

Compare Lloyds TSB Bank Accounts

Compare Lloyds Bank Accounts – read our review and compare the features and benefits available from Lloyds TSB. Make an informed decision to find a Bank Account that suits you.

Lloyds TSB Bank Accounts Review

Lloyds TSB offers a range of current accounts to suit all its customers needs. If you want an account that pays high rates of interest like a savings account, but gives you all the flexibility of a current account, Lloyds has a solution, with a Lloyds current account you can earn tiered variable rates that provide great returns on specified balances, for example accounts holding between £5,000 and £7,000.

Most Lloyds bank accounts come with a Visa debit card giving you access to your funds in over 500,000 locations in the UK and 18 million worldwide. Lloyds also provides 24/7 access to PhoneBank, allowing you to speak to UK based advisors or use the quick automated service, providing the means to carry out a number of tasks, from checking recent transactions to changing your PIN.

You can also register for the Lloyds online banking service, allowing you to manage your account anywhere in the world at a time that suits you.

Lloyds TSB bank accounts also provide a wide variety of features and benefits across its range, which includes commission-free foreign currency and non-sterling American Express Travellers Cheques, Home Emergency Cover, Identity Theft Protection, airport lounge access and airport Meet and Greet service, Worldwide Travel Insurance and much more.

Features

Interest Rate:
4% AER
Minimum Balance:
£1
Monthly Fee:
£0

Account Description

  • Earn up to 4.00% AER / 3.93% Gross variable on balances up to £7000 when you pay in £1,000 per month.
    • 4.00% AER (3.93% Gross) on balances £5,000 up to £7,000
    • 3.00% AER (2.96% Gross) on balances between £3,000 and £4,999
    • 2.00% AER (1.98% Gross) on balances between £1,000 and £2,999
    • 0.10% AER / Gross on balances upto £1,000 or over £7,000
  • Free banking - no charge for everyday transactions when you're in credit
  • Visa Debit card with access to 1,800 UK Branches and 58,000 LINK cash machines, use in over 500,000 outlets in the UK, 27 million worldwide
  • Commission-free foreign currency and non-sterling American Express Travellers Cheques
  • Utilise the speed and control of Internet Banking, if you are registered
  • Call a UK call centre to speak to our advisors or use a quick automated service, 24 hours a day, 7 days a week.
  • Interest rates are correct as at 02/02/09
AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Account opening is subject to our assessment of your circumstances; you must be 18 or over to apply.

Features

Interest Rate:
2.5% AER
Minimum Balance:
£1
Monthly Fee:
£0

Account Description

  • 2.5% AER / 2.47% Gross (variable) on balances up to £2,500, when you pay in at least £1,000 per month into your current account.
  • 0.1% AER / Gross (variable) on balances over £2,500.
  • Free banking – no charge for everyday transactions when you’re in credit.
  • Access to one of the biggest banking networks in the UK with over 1,900 branches and 32,000 LINK cash machines.
  • A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
  • Commission-free foreign currency and non-sterling American Express Travellers Cheques.
  • Utilise the speed and control of Internet Banking, if you are registered.
  • You can call PhoneBank ® (based in UK) to speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week.
  • "Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. PhoneBank® is a registered trademark of Lloyds TSB Bank plc."

Features

Interest Rate:
0.05% AER
Minimum Balance:
£100
Monthly Fee:
£7.5

Account Description

  • Lloyds TSB International Account is designed for people working, living and banking abroad.
  • You get a Debit card in your chosen currency or currencies
  • Cheque book (Sterling accounts only)
  • 24 hour phone and internet banking
  • Low monthly fee of £7.50 (or currency equivalent) with the first 3 months free
  • Minimum deposit just £100, $100 or €100 (it is expected that the account will be credited with at least £1500, €1500 or $1500 within the first six weeks of opening)
  • Competitive interest rates
  • Upgrade to a premier service if your balance is over £100,000
  • be tax efficient — depending on your circumstances, offshore banking could save you tax on your interest payments

Features

Interest Rate:
2.52% AER
Minimum Balance:
£5000
Monthly Fee:
£0

Account Description

  • Get 2.53% AER from a Sterling account (including a 12 month introductory bonus of 0.5%)
  • Get 1.51% AER from a Euro account (including a 6 month introductory bonus of 0.5%)
  • Lloyds TSB International Account is designed for people working, living and banking abroad.
  • You get a Debit card in your chosen currency or currencies24 hour phone and internet banking
  • Minimum deposit of just £5, or 5,000 euros
  • Competitive interest rates
  • Be tax efficient — depending on your circumstances, offshore banking could save you tax on your interest payments

Lloyds TSB News

Ex-Lloyds TSB chairman Pitman to join Virgin Money
Ex-chairman of Lloyds TSB - Sir Brian Pitman will be helping Richard Branson to take a step further in its assault on the UK’s established high street banks after it was announced ...
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Wed 27th Jan, 2010
Lloyds TSB points to high business confidence
Could increased confidence among UK firms result in a rise in business bank account balances? ...
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Wed 16th Dec, 2009
Lloyds TSB reveals business confidence recovery
There are some signs of improving business confidence, new figures indicate. ...
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Mon 16th Nov, 2009
Lloyds TSB unveils 'on demand balance service'
Lloyds TSB has unveiled a new service allowing customers to check their bank account balance via their mobile phone, it has been revealed. ...
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Mon 29th Jun, 2009
Lloyds TSB: People to focus on saving
More focus is to be placed on saving money. ...
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Mon 6th Apr, 2009