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Banking & Saving Lloyds TSB Bank Accounts

Compare Lloyds TSB Bank Accounts

Compare Lloyds Bank Accounts – read our review and compare the features and benefits available from Lloyds TSB. Make an informed decision to find a Bank Account that suits you.

Lloyds TSB Bank Accounts Review

Lloyds TSB offers a range of current accounts to suit all its customers needs. If you want an account that pays high rates of interest like a savings account, but gives you all the flexibility of a current account, Lloyds has a solution, with a Lloyds current account you can earn tiered variable rates that provide great returns on specified balances, for example accounts holding between £5,000 and £7,000.

Most Lloyds bank accounts come with a Visa debit card giving you access to your funds in over 500,000 locations in the UK and 18 million worldwide. Lloyds also provides 24/7 access to PhoneBank, allowing you to speak to UK based advisors or use the quick automated service, providing the means to carry out a number of tasks, from checking recent transactions to changing your PIN.

You can also register for the Lloyds online banking service, allowing you to manage your account anywhere in the world at a time that suits you.

Lloyds TSB bank accounts also provide a wide variety of features and benefits across its range, which includes commission-free foreign currency and non-sterling American Express Travellers Cheques, Home Emergency Cover, Identity Theft Protection, airport lounge access and airport Meet and Greet service, Worldwide Travel Insurance and much more.

Lloyds TSB Current Account with Vantage

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Features

Interest Rate:
4% AER
Minimum Balance:
£1
Monthly Fee:
£0

Account Description

  • Earn up to 4.00% AER / 3.93% Gross variable on balances up to £7000 when you pay in £1,000 per month.
    • 4.00% AER (3.93% Gross) on balances £5,000 up to £7,000
    • 3.00% AER (2.96% Gross) on balances between £3,000 and £4,999
    • 2.00% AER (1.98% Gross) on balances between £1,000 and £2,999
    • 0.10% AER / Gross on balances upto £1,000 or over £7,000
  • Free banking - no charge for everyday transactions when you're in credit
  • Visa Debit card with access to 1,800 UK Branches and 58,000 LINK cash machines, use in over 500,000 outlets in the UK, 27 million worldwide
  • Commission-free foreign currency and non-sterling American Express Travellers Cheques
  • Utilise the speed and control of Internet Banking, if you are registered
  • Call a UK call centre to speak to our advisors or use a quick automated service, 24 hours a day, 7 days a week.
  • Interest rates are correct as at 02/02/09
AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
PhoneBank® is a registered trademark of Lloyds TSB Bank plc.
Account opening is subject to our assessment of your circumstances; you must be 18 or over to apply.

Lloyds TSB Classic Plus Account

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Features

Interest Rate:
2.5% AER
Minimum Balance:
£1
Monthly Fee:
£0

Account Description

  • 2.5% AER / 2.47% Gross (variable) on balances up to £2,500, when you pay in at least £1,000 per month into your current account.
  • 0.1% AER / Gross (variable) on balances over £2,500.
  • Free banking – no charge for everyday transactions when you’re in credit.
  • Access to one of the biggest banking networks in the UK with over 1,900 branches and 32,000 LINK cash machines.
  • A VISA debit card you can use in over 500,000 places in the UK and 18 million outlets worldwide.
  • Commission-free foreign currency and non-sterling American Express Travellers Cheques.
  • Utilise the speed and control of Internet Banking, if you are registered.
  • You can call PhoneBank ® (based in UK) to speak to our advisors or use our quick automated service, 24 hours a day, 7 days a week.
  • "Interest paid monthly. AER (Annual Equivalent Rate) – the rate if interest was paid and compounded once a year. Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law. PhoneBank® is a registered trademark of Lloyds TSB Bank plc."

Lloyds TSB Premier International Account

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Features

Interest Rate:
0.05% AER
Minimum Balance:
£100
Monthly Fee:
£7.5

Account Description

  • Inclusive Worldwide family travel insurance — for travel together or alone (see T&Cs)
  • 4% (1%AER) introductory interest rate on balances between £10,000 and £24,999 for the first 3 months
  • Concierge service — 24/7 phone-based assistance worldwide
  • Choice of sterling, euro and US dollar accounts — save on foreign exchange & currency fluctuation
  • Visa debit cards to use worldwide — save on cash withdrawal fees
  • 24/7 Internet Banking and PhoneBank
  • Easy and secure international transfers — send and receive money worldwide with confidence

Lloyds TSB International Bonus Saver Account

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Features

Interest Rate:
2.01% AER
Minimum Balance:
£5000
Monthly Fee:
£0

Account Description

  • Get 2.01% AER from a Sterling account (including a 12 month introductory bonus of 0.5%)
  • Get 2.01% AER from a Euro account (including a 12 month introductory bonus of 0.5%)
  • Lloyds TSB International Account is designed for people working, living and banking abroad.
  • You get a Debit card in your chosen currency or currencies24 hour phone and internet banking
  • Minimum deposit of just £5, or 5,000 euros
  • Competitive interest rates
  • Be tax efficient — depending on your circumstances, offshore banking could save you tax on your interest payments

Lloyds TSB Student Account

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Features

Interest Rate:
0% AER
Minimum Balance:
£1
Monthly Fee:
£0

Account Description

  • Up to £1,500 tiered interest-free Planned Overdraft in years one to three, and up to £2,000 in years four to six (subject to application and status).
  • Discounts and offers to make the most of your student life: a free NUS Extra Card & YHA membership for three years and 40 free music downloads & a LAVA mini-speaker (subject to availability) from eMusic.
  • Mobile Banking - includes a range of Text Message Services and our Mobile Banking Application to help you keep an eye on your money.
  • A Lloyds TSB Visa debit card.
  • A Lloyds TSB Student MasterCard Credit Card – to help you spread your costs, typical 19.9% APR variable and a minimum limit of £500 (subject to application and status)
  • Internet Banking and PhoneBank.
  • Mobile phone top up facility - for pay-as-you-go phones at most Lloyds TSB Cashpoint® machines.
  • Commission-free foreign currency and non-sterling Travellers Cheques Free Lonely Planet Mini Guide downloads - variety of destinations covered.

Lloyds TSB News

Lloyds TSB 'offers long-term current account value'
Lloyds TSB is offering customers the opportunity to take out a new current account. ...
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Tue 3rd Aug, 2010
Lloyds TSB 'improves student current account deal'
Lloyds TSB has announced some changes to its student current account package. ...
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Mon 2nd Aug, 2010
Lloyds TSB current account customers to get reduced overdraft fees
A new overdraft structure is set to be introduced on Lloyds TSB current accounts. ...
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Thu 24th Jun, 2010
Lloyds TSB to offer mortgage rate reduction
Current account holders at Lloyds TSB are now eligible for a special mortgage rate deal with the bank. ...
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Wed 21st Apr, 2010
Ex-Lloyds TSB chairman Pitman to join Virgin Money
Ex-chairman of Lloyds TSB - Sir Brian Pitman will be helping Richard Branson to take a step further in its assault on the UK’s established high street banks after it was announced ...
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Wed 27th Jan, 2010
Lloyds TSB points to high business confidence
Could increased confidence among UK firms result in a rise in business bank account balances? ...
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Wed 16th Dec, 2009

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