Lloyds TSB
Credit Cards Review

Compare Lloyds TSB Credit Cards Compare Lloyds credit cards – read our review and compare the features and benefits available from Lloyds. We can help you to make an informed decision and find a card that suits you.

Lloyds Credit Cards offer a range of features designed to make your life easier. Whether you're looking for a credit card with long introductory periods on balance transfers and purchases, allowing you to spread your payments over a longer period of time without being charged the earth, or you want a credit card that focusses on keeping purchase rates down, Lloyds TSB Credit Cards have a credit solution to match.

All Lloyds Credit Cards come with the following:

  • an additional card that can be used by a partner or family member
  • easy access to your account via the internet, phone, or in branch
  • Free cover against fraud including online protection
  • Chip and PIN
  • The ability to choose your 4 digit PIN at any Lloyds TSB Cashpoint
  • Payment protection cover available to protect you against repayments
  • Accepted worldwide

Lloyds TSB Airmiles Duo

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Advice

Apply before 1 March 2012 and Lloyds will give you an exclusive online bonus of 2,000 Avios if you spend at least £500 each month for the first 3 months! Plus, get 1,500 bonus Avios for every £1,000 transferred from another balance!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 1.5%
Purchase Rate: N/A
Representative APR
Purchases: 15.9% p.a. (variable)
Representative Example: Representative 15.9% APR variable. Based on no annual fee, assumed borrowing of £1,200, rate of interest variable (annual) 15.9%
Annual Rates
Balance Transfers: 15.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

Credit Card Rewards

  • Apply before 1 March 2012 and Lloyds will give you an exclusive online bonus of 2,000 Avios if you spend at least £500 each month for the first 3 months!
  • Get 1,500 Avios for every £1,000 moved across to this card as a balance transfer
  • Airmiles Duo American Express - Every £1 spent = 1 Avios Airmile
  • Airmiles Duo MasterCard - Every £5 spent = 1 Avios Airmile
  • 4,500 Avios = The London Eye, Champagne Experience.
  • 5,550 Avios = A deluxe makeover with photoshoot.
  • 7,000 Avios = West End Theatre Tickets (Silver).
  • 8,450 Avios = Luxury Spa Treatment.
  • 9,000 Avios = A return flight to Paris, Bruges or Amsterdam, excluding airline taxes, fees and surcharges.
  • Get Double Avios when you spend your Credit Cards abroad.

Lloyds TSB Platinum

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Advice

Keep track of your money across your Lloyds TSB personal current and credit card accounts with Money Manager and Active Account Monitoring to spot any suspicious spending.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 15 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.95% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • You have an income over £25,000 p.a

Lloyds TSB Advanced Mastercard

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Advice

You must spend a minimum of £100 in the 1st 3 months or the 6 month 0% purchase duration is reduced to 3 months only.
Keep track of your money across your Lloyds TSB personal current and credit card accounts with Money Manager and Active Account Monitoring to spot any suspicious spending.

Introductory Offer
Balance Transfer Rate: 4.9% p.a. for 12 months
Balance Transfer Fee: 1.5%
Purchase Rate: 0% p.a. for 6 months
Representative APR
Purchases: 11.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 11.95% (variable) your Representative APR will be 11.9% (variable).
Annual Rates
Balance Transfers: 11.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have a bank or building society account
  • You have an income over £25,000 p.a

Lloyds TSB News

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