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Compare Bridging Loans

Compare Bridging Loans provider’s side-by-side with ease. Bridging Loans are a way of raising funds to purchase a property where completion time is critical, or your income status is not acceptable to high street lenders.

B2Bfinance.com Commercial Bridging Loans

B2Bfinance.com
Annual Variable Rate
0.42%
Minimum Loan
£50,000
Maximum Loan
£20,000,000
Maximum Term
5 Years
Maximum LTV
80%
More Info

Bridging Loans

Lender
Product
Term
Monthly Int Rate
Max LTV
Arrangement Fee
Apply
B2Bfinance.com Commercial Bridging Loans
B2Bfinance.com is able to source competitive commercial mortgages with rates from 0.42 - 1.5% per month. Get your money in 7 days if successful. 80% LTV (100% with additional security). Even better there is no broker fee! Previous bad credit accepted.
Min 1 Month
Max 5 Years
Min 0.42%
Max 1.50%
80%
1 - 2%
Shawbrook Regulated Bridging Loan
Get a bridging loan from Shawbrook with no minimum interest and no minimum terms with no early repayment fees! Up to 70% LTV. Interest is rolled up meaning repayments are payable on exit. No unexpected rate increases or fees. Competitive rates.
Min 0 Months
Max 12 Months
Min 0%
Max 0.73%
70%
0%
LendInvest Bridging Loans
Borrow from £100k - £2m from a minimum term of 1 to a maximum term of 3 years with an LTV of 75%. Arrangement fee of 2.5%. Open to individuals and corporate customers.
Min 1 Month
Max 3 Years
Min 6.99%
Max 6.99%
75%
2.50%
Precise Mortgages Bridging Loan
Borrow from £50k with no maximum for up to 18 months. Up to 75% LTV. Open to 25 - 85 year olds (at the end of the term). Company transactions available. Multiple loans are considered. Open to properties in England and Wales, some post codes in Scotland.
Min 1 Month
Max 18 Months
Min 0.65%
Max 1.40%
75%
0%
Call Direct0116 298 7376 Enquire
Together Bridging Loan
Bridging loans up to £2.5m (may consider more) from Together. Interest of between 0.45 - .0.50%. Terms of 1 - 12 months and an LTV of 70%. Can be secured against a single property as a first charge. We accept CCJs and defaults, even in the last 12 months.
Min 1 Month
Max 12 Months
Min 0.49%
Max 0.50%
70%
0%
Call Direct0116 298 7376 Enquire
Bridgebank Bridging Loan
Use this bridging loan towards commercial property investment, auction purchase, property improvement, speedy purchase, property conversion. Up to 65% LTV and interest rates of 0.85% upwards. 1 - 12 month terms.
Min 1 Month
Max 12 Months
Min 0.85%
Max 1.45%
65%
0%
Call Direct0116 298 7376 Enquire
Octane Capital Bridging Loan
Loans from £200k - £25m+ on all types of commercial property and land sites with planning. Foreign nationals and expats accepted. Open to individuals, partnerships, limited companies, offshore companies and trusts. No exit penalties and flexible interest.
Min 1 Month
Max 24 Months
Min 0.95%
Max 1.10%
70%
2%
Call Direct0116 298 7376 Enquire
Masthaven Bridging Loan
Commercial bridging loans from Masthaven. Borrow from £100k - £1m up to a maximum term of 18 months for a non-regulated loan. 60% LTV and interest rates from 1.50%.
Min 1 Month
Max 18 Months
Min 1.1%
Max 1.10%
60%
2%
Call Direct01923 421 545 Enquire
Roma Finance Bridging Loan
With a Roma Finance bridging loan you could borrow from £30k - £1m with an LTV of up to 75%. Arrangement fee of 2%. Lends to individuals who are employed, self-employed, landlords, developers, company owners, entrepreneurs, LLPs and Limited Companies.
Min 3 Months
Max 1 Year
Min 0.45%
Max 1.45%
75%
2%
United Trust Bank Bridging Loan
This bridging loan can be used for bridging the gap between purchase and sale, raising working capital, downsizing, portfolio restructuring, term facility payment, asset purchase and/or refinance. Loan from £100k - £15m for a term up to 3 years.
Min 1 Month
Max 3 Years
Min 0.55%
Max 0.89%
70%
2%
Fortwell Bridging Loan
Non-regulated bridging loans from £5m - £100m for up to 36 months with interest rates between 0.65 - 1.10%. Up to 80% LTV for first charge and up to 70% for second charge. Arrangement fee of 2%. Open to established developers and investors.
Min 1 Month
Max 36 Months
Min 0.65%
Max 1.10%
80%
2%
Funding 365 Bridging Loan
Funding 365 Commercial bridging loans from £100k - £5m with rates typically from 0.75% - 1.25% with an LTV of up to 70%. Terms from 3 - 12 months.
Min 3 Months
Max 12 Months
Min 0.75%
Max 1.25%
70%
2%
Lowry Capital Bridging Loan
Lowry Capital bridging loans from £25,001 - £2m. Interest rates between 0.74 - 1.25% for up to 1 year. 2% arrangement fee and an LTV of up to 70%. Apply today and get a decision within 10 minutes.
Min 1 Month
Max 1 Year
Min 0.74%
Max 1.25%
70%
2%
Greenfield Bridging Loan
Bridging loans from £26k - £5m for up to 12 months. Up to 70% LTV or 100% if provided additional security. Fast turnarounds and get your funds within 7 days from application. All cases are competitively priced on their own merits. England & Wales only.
Min 1 Month
Max 1 Year
Min 0.75%
Max 0.95%
70%
2%
Octopus Bridging Loan
Octopus Property bridging loans from a term of 1 month - 2 years. 2% arrangement fee and up to 70% LTV. Maximum interest rate of 1.20% and below.
Min 1 Month
Max 2 Years
Min 0.85%
Max 1.20%
70%
2%
Ortus Bridging Loan
Bridging loans from Ortus. Borrow from £100k - £25m with interest rates between 0.65 - 1.25% for a term up to 3 years. 70% LTV and an arrangement fee of 1%.
Min 1 Month
Max 3 Years
Min 0.65%
Max 1.25%
70%
1%
Oblix Capital Bridging Loan
Bridging loans from Oblix. Borrow from £50k - £5m. Terms of 1 month - 1 year with an LTV of 75%. 2% arrangement fee and interest rates between 0.65 - 1.40%.
Min 1 Month
Max 1 Year
Min 0.65%
Max 1.40%
75%
2%
MT Finance Bridging Loan
£100k - £5m bridging loans with terms up to 2 years from 3 months with 70% LTV and a 2% arrangement fee from MT Finance. Interest rates between 0.95%-1.30%.
Min 3 Months
Max 2 Years
Min 0.95%
Max 1.30%
70%
2%
Holme Finance Bridging Loan
Borrow as little as £5k - £250k from 3 months up to a year. 70% LTV and 2% arrangment fee. Interest rates 0.95 - 2%.
Min 3 Months
Max 1 Year
Min 0.95%
Max 2%
70%
2%
Mint Bridging Bridging Loan
Bridging loans from Mint Bridging. Get up to £5m with up to 70% LTV and a 2% arrangement fee. Interest rates between 0.99 and 2%. Repay this loan over a period of 3 - 1 year.
Min 3 Months
Max 1 Year
Min 0.99%
Max 2%
70%
2%
Affirmative Finance Bridging Loan
Get a commercial bridging loan from Affirmative Finance for £10k up to £5m. 1% arrangement fee and up to 75% LTV. Interest rates 1 - 1.50%.
Min 1 Month
Max 1 Year
Min 1%
Max 1.50%
75%
1%
Quivira Bridging Loan
Bridging loans from Quivira. Get from £100k - £10m from 3 - 18 months with an LTV up to 85%. 2% arrangement fee and interest rates between 1 - 2%. Apply via email, call, or request a call.
Min 3 Months
Max 18 Months
Min 1%
Max 2%
85%
2%
Zorin Finance Bridging Loan
Borrow from £250k - £25m with a fixed rate interest at 0.65%. 1% arrangement fee and terms of 3 months - 1 year with an LTV of up to 70%.
Min 3 Months
Max 1 Year
Min 0.65%
Max 0.65%
70%
1%
Amicus Bridging Loan
Get an Amicus bridging loan today. Borrow from £30k up to as much as £5m. Interest rates between 1.10 - 1.50% with an LTV of up to 70%. A 2% arrangement fee will apply. Repay this loan over a period of 6 - 18 months.
Min 6 Months
Max 18 Years
Min 1.1%
Max 1.50%
70%
2%
Bridging Link Bridging Loan
With a Bridging Link bridging loan you could get from £25k - £1m for 3 months - 1 year with an LTV of up to 75%. 2% arrangement fee and interest rates from 1.10 - 1.50%.
Min 3 Months
Max 1 Year
Min 1.1%
Max 1.50%
75%
2%
Hope Capital Bridging Finance Bridging Loan
Hope Capital bridging loans from £100k - £5m for up to 1 year. 2% arrangement fee and an LTV of up to 75%. Interest rates from 1.25 - 2.50%.
Min 1 Month
Max 1 Year
Min 1.25%
Max 2.50%
75%
2%
Ultimate Finance Bridging Loan
Bridging loans from Ultimate Finance. Borrow from £25k - £2m with a arrangement fee of 1.5%. Up to 75% LTV and interest rates from 0.95%. Keep this loan for up to 18 months.
Min 1 Month
Max 18 Months
Min 0.95%
Max 1.45%
75%
1.5%
Ashley Finance Bridging Loan
With an Ashley Finance bridging loan you can borrow from £30k - £200k for up to 18 months. Up to 75% LTV and interest rates from 0.95%. Apply online.
Min 1 Month
Max 18 Months
Min 0.95%
Max 1.45%
75%
0%
Central Bridging Bridging Loan
Commercial and semi-commercial bridging loans. Borrow from £250k - £10m from 3 - 12 months. Up to 65% LTV and interest rates from 1.10%.
Min 3 Months
Max 12 Months
Min 1.1%
Max 1.45%
65%
0%
Soho Wealth Bridging Loan
Only open to applicants in England, Scotland, and Wales. Borrow from £250k - £50m for up to 36 months. 75% LTV. Interest rates of between 0.75 - 2%. Funds typically 10 - 14 days but could be as little as 3.
Min 1 Month
Max 36 Years
Min 0.75%
Max 2%
75%
0%
Alternative Bridging Loan
Open to individuals, partnerships, UK limited companies, limited liability partnerships and offshore borrowing in approved jurisdictions. Borrow from £150k - £10m for up to 2 years. 1% arrangement fee and an LTV of up to 70%. With interest rates from 0.65
Min 3 Months
Max 2 Years
Min 0.65%
Max 1.45%
70%
1%
Avamore Bridging Loan
Borrow from £500k - £7m for up to 18 months from Avamore. 1 - 2% arrangement fee and interest rates starting from 0.75%. An LTV of 75% although this can be higher for the right deal!
Min 3 Months
Max 18 Months
Min 0.75%
Max 1.45%
75%
2%
Assetz Capital Bridging Loan
Assetz Capital bridging loan. Borrow £200k - £5m from 6 months - 2 years. 2% arrangement fee and an LTV of up to 75%. Interest rates from just 0.75%.
Min 6 Months
Max 2 Years
Min 0.75%
Max 1.45%
75%
2%
Bridging Funding Bridging Loan
Borrow from £100k - £20m from 1 month - 1 year with a 2% arrangement fee. An LTV of up to 75% and interest rates from 0.75%. CCJs, defaults, arrears, bankruptcy all accepted and all scenarios considered. Apply via email or phone.
Min 1 Month
Max 1 Year
Min 0.75%
Max 1.45%
75%
2%
WestOne Bridging Loan
Borrow from £30k for up to 18 months. Up to 70% LTV and lower with interest rates of 1.10%.
Min 1 Month
Max 18 Months
Min 1.1%
Max 1.45%
70%
0%
Lendhub Bridging Loan
Borrow from £100k - £1m for up to 1 year. 2% arrangement fee and an LTV of up to 75%. Interest rates from 0.65%. Open to applicants in England and Wales.
Min 3 Months
Max 1 Year
Min 0.65%
Max 1.45%
75%
2%
Signature Bridging Loan
Use this bridge for capital raising and refinancing against commercial property in mainland England and Wales. Open to individuals, partnerships, and UK limited companies are considered. Adverse credit is considered. Director's guarantee must be provided.
Min 1 Month
Max 1 Year
Min 1.1%
Max 1.45%
60%
2%

Bridging Loans Explained

What are Bridging Loans?

Bridging Loans are a short term funding option which can be arranged in a matter of days (as apposed to weeks or even months with a traditional mortgage). The main reason is that a Bridging Lender is not assessing the borrower’s ability to repay the loan in full. They are simply weighing up the value of the asset, and the loan requested against it. Factors such as the borrower’s ability to service the repayments on the loan, and the borrowers plans for existing the facility also can have an effect on the interest rate offered.

What are the costs?

Typically a bridging lender will make take arrangement charge to put the bridge in place. This would be in the region of 1-2% of the loan required. The average monthly interest rate is again in the 1-2% range (or around 12-24% per year). The only other cost to factor in are; valuation costs, conveyancing costs and stamp duty.

How much can I borrow?

Most bridging lenders will lend up to 75-80% against the ‘90-day valuation’ of the property. A ‘90 day valuation’ is used as if a borrower were to default on a loan the property would have to be repossessed and sold quickly to allow the lender to recoup their funds. The ‘open market value’ is often not achievable in the timescales available. Therefore the 90 day valuation is often 15-20% lower than the open market rate.

What can Bridging Loans be used for?

  1. Buying Property at Auction
    Bridging Loans are ideal for meeting the 30 day to 6 week settlement window which most auctioneers operate. You then have time to organise a long term, low rate Commercial Mortgage to exit the bridge, which can take up to 3 months to complete.
  2. Buying, Renovating, and Selling On.
    If you are planning on buying property, doing it up, and selling it on, then a bridging arrangement can work out more cost-effective than a commercial mortgage (once you take the arrangement fees and redemption penalties into account).
  3. Short Term Cash Flow Solution
    If you own a property and need access to cash quickly and for a short term only then a Bridging Lender could be ideal. They can complete a deal within a week from initial application to funding. The interest rates are high but as the money is only lent over a few months it is surprising how efficient this can work out to be.