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Business Loans

Compare a selection of business loan providers from high street banks to online only providers who will lend where the main stream banks but may charge a higher rate of interest.

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Funding Circle Business Loans

We could help your business get access to funding in as little as 7 days. (Need T/O £50k+) No early repayment fees. Check if you qualify online in just 30 seconds.

Working Capital Business Loans

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Amplifi Capital UK Unsecured Business Loans
Fixed APR and interest rates. Amplifi provides simple and clear business finance to every type of business. Get a decision within 2 days. . There are no set-up fees or hidden costs. Subject to status and credit assessments
£3,500
£100,000
3 Months
12 Months
Boost Capital Small Business Loans
Business must be trading more than 9 months. Access funds in as few as 2 days and use for any business expense. Flexible repayment options adjust to your cash flow. Must have a turnover of £70k and trading for 2years+
£3,000
£500,000
1 Month
12 Months
Business Enterprise Fund Unsecured Business Loans
Unsecured business loan with fixed rate and no early repayment fees. Terms up to 10 years. Flexible and personally tailored. Finance to up to 100% of funding required. Repayments are unaffected by interest rate charges. CCJ applicants considered.
£500
£100,000
1 Month
10 Years
Business Finance Solutions Unsecured Business Loans
Loans from £3,000 to £100,000, with interest rates between 10 - 15%. Repayment term up to 5 years. Aimed at Greater Manchester and Cheshire who are unable to raise the finance to start up a new business or finance a current one. Quick decision.
£3,000
£100,000
12 Months
5 Years
Clydesdale Bank Small Business Loans
Option of fixed or variable interest rates or a mix of both. Borrow from £25k to £500k. Up to 15 year term on variable rate, and 5 year term on fixed rate. All loans are subject to status and applicants must be aged 18 or over.
£25,000
£500,000
1 Year
15 Years
Ezbob Small Business Loans
5 minutes apply with only your VAT or bank statements and a few hours to get accepted. Apply now for up to £120,000 with interest rates as low as 1.75% a month for 12 months. Arrangement fee between 3-7% of amount borrowed.
£1,000
£120,000
1 Month
9 Months
Funding Circle Business Loans
We could help your business get access to funding in as little as 7 days. Borrow from £5k to £1mil. Business must have a turnover of £50k+. No early repayment fees. Check to see if you qualify in 30 seconds and get a decision within 24 hours.
£5,000
£1,000,000
6 Months
5 Years
Fleximize Small Business Loans
Businesses can borrow from £5000 up to £500,000 unsecured over a minimum of 1 month to a maximum of 48 months term. Only pay back on the loan when you make sales. Fee free.
£5,000
£500,000
1 Month
48 Months
NatWest  Small Business Loans
Borrow from up to £25,000 with NO set-up fee for up to 10 years. No early repayment charges. Interest Rate depends on business circumstances.
£1,000
£25,000
1 Month
120 Months
iwoca Small Business Loans
Rates from 2% - 6% per month. Sign up online and get approved in hours. There are no application fees or set-up fees and you can even save money with free early repayments. Open to both UK sole traders and limited companies.Startups limited to £10,000.
£1,000
£100,000
1 Month
12 Months
Just CashFlow Business Loans
A specialist lender to UK Limited Companies and LLPs. A free, no-obligation funding decision made by real people. Borrow £20,000 up to £500,000 for a few days, a few weeks or a few months. Interest rates from 0.05% per day. No Sole Traders.
£10,000
£500,000
3 Weeks
12 Months
Rebuildingsociety Business Loans
Secured or unsecured loans available with fixed rates from 7.4% APR. Businesses must have been trading for at least 2 years and have 2 sets of annual accounts within 60 days prior to the date of application.
£25,000
£500,000
6 Months
5 Years
Rebuildingsociety Business Loans
Secured or unsecured loans available with fixed rates from 7.4% APR. Businesses must have been trading for at least 2 years and have 2 sets of annual accounts within 60 days prior to the date of application.
£25,000
£500,000
6 Months
5 Years
NatWest  Small Business Loans
Borrow from up to £25,000 with NO set-up fee for up to 10 years. No early repayment charges. Interest Rate depends on business circumstances.
£1,000
£25,000
1 Month
120 Months
Fleximize Small Business Loans
Businesses can borrow from £5000 up to £500,000 unsecured over a minimum of 1 month to a maximum of 48 months term. Only pay back on the loan when you make sales. Fee free.
£5,000
£500,000
1 Month
48 Months
Boost Capital Small Business Loans
Business must be trading more than 9 months. Access funds in as few as 2 days and use for any business expense. Flexible repayment options adjust to your cash flow. Must have a turnover of £70k and trading for 2years+
£3,000
£500,000
1 Month
12 Months
YesGrowth Business Loans
Limited Companies Only. Borrow £25,000 up to £250,000 for 3 months up to 1 year. Interest rates from 2%-4% per month depending on assessed credit risk. 2% arrangement fee. Funding within 5 days if approved. Repay early without fees. Secure and private.
£50,000
£250,000
3 Months
12 Months
Just CashFlow Business Loans
A specialist lender to UK Limited Companies and LLPs. A free, no-obligation funding decision made by real people. Borrow £20,000 up to £500,000 for a few days, a few weeks or a few months. Interest rates from 0.05% per day. No Sole Traders.
£10,000
£500,000
3 Weeks
12 Months
iwoca Small Business Loans
Rates from 2% - 6% per month. Sign up online and get approved in hours. There are no application fees or set-up fees and you can even save money with free early repayments. Open to both UK sole traders and limited companies.Startups limited to £10,000.
£1,000
£100,000
1 Month
12 Months
YesGrowth Business Loans
Limited Companies Only. Borrow £25,000 up to £250,000 for 3 months up to 1 year. Interest rates from 2%-4% per month depending on assessed credit risk. 2% arrangement fee. Funding within 5 days if approved. Repay early without fees. Secure and private.
£50,000
£250,000
3 Months
12 Months
Ezbob Small Business Loans
5 minutes apply with only your VAT or bank statements and a few hours to get accepted. Apply now for up to £120,000 with interest rates as low as 1.75% a month for 12 months. Arrangement fee between 3-7% of amount borrowed.
£1,000
£120,000
1 Month
9 Months

Merchant Cash Advance Business Loans

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Capify Merchant Cash Advance
Accept £3.5k+pm - £500k in card payments from your customers. Receive from £3500 up to £500,000 in unsecured business finance. 90% acceptance rate. Flexible repayments which work in line with cash flow.
£3,500
£500,000
1 Month
12 Months
365 Business Finance Merchant Cash Advance
90% approval rate. No security or business plans required. We charge an all-inclusive fee for the advance, and unlike a bank loan, there are no admin charges, interest costs or late charges. No APR, late fees or hidden fees. Get an answer within 24 hours.
£5,000
£200,000
0 Months
0 Months
Liberis Merchant Cash Advance Loans
Payback as you earn, it’s easy on the cashflow. No APR, just one simple cost agreed upfront. Between £2.5k & £300k available. No security, fixed payments & no other fees, charges or penalties. Must accept card payments & been in business 4+ months.
£2,500
£300,000
1 Month
0 Months
FUNDING XCHANGE Business Funding
Complete one short application to access and compare quotes from all Merchant Cash providers. Funding Xchange make lenders compete to provide you with the best terms. 30%-70% annualized advance cost. No impact on credit rating.
£3,500
£500,000
3 Months
9 Months

Invoice Finance

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Market Invoice Business Loans
Nominate your core ‘blue-chip’ customers, and select invoices that you wish to raise finance against. You must have 6 months trading history and annual revenues of £250,000 or more. Receive funding within 24 hours.
£4,000
£2,700,000
1 Month
1 Year

Start Up Business Loans

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Start Up Loans
Access funds in as few as 2 days for any business expense. Flexible repayment options adjust to your cash flow. All owners and partners in the business can apply for up to £25,000 each, maximum of £100,000 per business. Fixed rate of 6%pa. No set up fees.
£500
£25,000
1 Year
5 Years

Commercial Mortgages

Lender
Commercial Mortgage Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
B2B Mortgages Commercial Property Loans
B2B Mortgage is able to source competitive commercial mortgages with rates generally from 2.25% over BOE base, with up to 75% LTV. Better still there is NO BROKER FEE which saves you £500 - £2,000! Moneyfacts 2015 'Best Commercial Mortgage Introducer'
£3,000
£40,000,000
1 Month
30 Years
Commercial Finance Group Commercial Property Loans
CFG source funding for Commercial property investments, Residential property developments, Owner Occupied deals. CFG charge a £399 for setting up. Completion fee is 1% of the loan amount. Variable rates from 2.25% and over.
£50,000
£100,000,000
10 Years
20 Years
Natwest Commercial Property Loans
Borrow from £25,001 upwards, with NO set-up fee. No early repayment charges. Repay the loan over a period of 25 years.
£25,001
£20,000,000
1 Year
25 Years

Business Loans Explained

What is a business loan?

A business loan is a sum of money (typically between £25,000 and £250,000) that is advanced to support a business in need of finance.
The use of a company loan can vary greatly, from improving cash-flow to major capital investment, research and development, and recruitment and training. This loan can also be used to cover unforeseen future expenses.
By investing in new equipment, training and staff, companies give themselves the opportunity to expand and explore new frontiers.

What is required?

Despite the increasing importance of the accessibility of finance for businesses, banks have become increasingly risk-averse in recent years, emphasizing the importance of a quality application.
A lender will expect to see a detailed business plan which stipulates how the loan will be used. There will also be scrupulous checks of the borrowers’ commercial credit history to allow a lender to judge its exposure to risk.
It's often wise to obtain a credit report on both yourself and your company before applying, as well as company accounts to convince the lender that you will be able to repay the loan punctually.

How are business loans secured?

With a business loan, it is common for the business property to be used as security against the loan. If you fail to make repayments, the building can be taken by the lender as collateral.
For more information on the risks associated with business loans, make sure to seek advice from the lender on the potential consequences in the event of a default.