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Business Loans

Compare a selection of business loan providers from high street banks to online only providers who will lend where the main stream banks but may charge a higher rate of interest.

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Funding Circle Business Loans

We could help your business get access to funding in as little as 7 days. (Need T/O £50k+) No early repayment fees. Check if you qualify online in just 30 seconds.

Working Capital Business Loans

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Funding Circle Business Loans
We could help your business get access to funding in as little as 7 days. (Need T/O £50k+) No early repayment fees. Check if you qualify online in just 30 seconds.
£5,000
£1,000,000
6 Months
5 Years
Ezbob Small Business Loans
5 minutes apply with only your VAT or bank statements and a few hours to get accepted. Apply now for up to £120,000 with interest rates as low as 1.75% a month for 12 months.
£1,000
£120,000
1 Month
24 Months
iwoca Small Business Loans
Rates from 2% - 19.5% per month. Sign up online and get approved in hours. There are no application fees or set-up fees and you can even save money with free early repayments. Open to both UK sole traders and limited companies.
£1,000
£100,000
1 Day
12 Months
Just CashFlow Business Loans
A specialist lender to UK Limited Companies and LLPs. A free, no-obligation funding decision made by real people. Borrow £20,000 up to £500,000 for a few days, a few weeks or a few months. Interest rates from 0.05% per day. No Sole Traders.
£20,000
£500,000
1 Day
12 Months
Boost Capital Small Business Loans
Business must be trading more than 9 months. Access funds in as few as 2 days and use for any business expense. Flexible repayment options adjust to your cash flow.
£3,000
£500,000
4 Months
12 Months
Rebuildingsociety Business Loans
Secured or unsecured loans available with fixed rates from 6.4% APR. Businesses must have been trading for at least 2 years and have 2 sets of annual accounts within 60 days prior to the date of application.
£25,000
£250,000
6 Months
5 Years
Fleximize Small Business Loans
Two options; Flexible loans depending on your revenue, or fixed rate of costs and repayment agreed upfront. Borrow up to 2 times your monthly sales revenue. Business trading for two years+. No sole traders.
£1,000
£150,000
1 Month
24 Months
YesGrowth Business Loans
Limited Companies Only. Borrow £25,000 up to £250,000 for 3 months up to 1 year. Interest rates from 2%-4% per month depending on assessed credit risk.
£25,000
£50,000
3 Months
12 Months

Merchant Cash Advance Business Loans

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
United Kapital  Merchant Cash Advance
Accept £3.5k+pm in card payments from your customers? Receive up to £150,000 in unsecured business finance. 90% acceptance rate. Flexible repayments which work in line with cash flow.
£3,500
£150,000
1 Month
12 Months
Liberis Merchant Cash Advance Loans
Payback as you earn, it’s easy on the cashflow. No APR, just one simple cost agreed upfront. Between £2.5k & £300k available. No security, fixed payments & no other fees, charges or penalties. Must accept card payments & been in business 6+ months.
£2,500
£300,000
1 Month
9 Months
FUNDING XCHANGE Business Funding
Complete one short application to access and compare quotes from all Merchant Cash providers. Funding Xchange make lenders compete to provide you with the best terms. Compare quotes for your business from over 30 lenders. No impact on credit rating.
N/A
N/A
0 Months
0 Months

Invoice Finance

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Market Invoice Business Loans
Nominate your core ‘blue-chip’ customers, and select invoices that you wish to raise finance against. You must have 6 months trading history and annual revenues of £250,000 or more. Receive funding within 24 hours.
£4,000
£2,700,000
1 Month
1 Year

Start Up Business Loans

Lender
Business Loan Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
Start Up Loans
Access funds in as few as 2 days and use for any business expense. Flexible repayment options adjust to your cash flow.
£1,000
£10,000
1 Month
5 Years

Commercial Mortgages

Lender
Commercial Mortgage Offer
Min Loan
Max Loan
Min Term
Max Term
Apply
B2B Mortgages Commercial Property Loans
B2B Mortgage is able to source competitive commercial mortgages with rates generally from 2.75% over BOE base, with up to 75% LTV. Better still there will be NO BROKER FEE saving you £500 - £2,000!! Moneyfacts 2015 'Best Commercial Mortgage Introducer'
£50,000
£20,000,000
1 Month
30 Years
Call Direct0116 298 7376 Enquire
Commercial Finance Group Commercial Property Loans
CFG source funding for Commercial property investments, Residential property developments, Owner Occupied deals. CFG charge a 1% arrangement fee on all formal offers of funding, with £399 is payable to assess and prepare your case.
£50,000
£40,000,000
1 Month
30 Years
Call Direct0203 468 6865 Enquire
Natwest Commercial Property Loans
Loan amounts from £25k on owner-occupied premises, with terms of up to 25 years and a choice of fixed, capped and variable rate loans.
£25,000
£20,000,000
3 Years
25 Years
Call Direct0333 220 4136 Enquire

Business Loans Explained

What is a business loan?

A business loan is a sum of money (typically between £25,000 and £250,000) that is advanced to support a business in need of finance.
The use of a company loan can vary greatly, from improving cash-flow to major capital investment, research and development, and recruitment and training. This loan can also be used to cover unforeseen future expenses.
By investing in new equipment, training and staff, companies give themselves the opportunity to expand and explore new frontiers.

What is required?

Despite the increasing importance of the accessibility of finance for businesses, banks have become increasingly risk-averse in recent years, emphasizing the importance of a quality application.
A lender will expect to see a detailed business plan which stipulates how the loan will be used. There will also be scrupulous checks of the borrowers’ commercial credit history to allow a lender to judge its exposure to risk.
It's often wise to obtain a credit report on both yourself and your company before applying, as well as company accounts to convince the lender that you will be able to repay the loan punctually.

How are business loans secured?

With a business loan, it is common for the business property to be used as security against the loan. If you fail to make repayments, the building can be taken by the lender as collateral.
For more information on the risks associated with business loans, make sure to seek advice from the lender on the potential consequences in the event of a default.