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Compare Unsecured Personal Loans

Compare cheap loans side-by-side and find the lowest possible rate. Apply online for an instant decision.

Loan Calculator

Loan Calculator

Personal Loans

Lender
Product
Representative APR
Min Loan
Max Loan
Min Term
Max Term
Apply
Nationwide Existing Customer Loan (£7,500 - £14,999)
You must be an existing Nationwide Customer to get 3.4%, otherwise the rate is 4.6%.
3.4%
£7,500
£14,999
12 Months
60 Months
3.4% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.4% p.a. (fixed). Monthly repayment £181.24 Total amount payable £10,874.40
Royal Bank of Scotland Loan (£7,500 - £25,000)
3.9%
£7,500
£25,000
12 Months
60 Months
Representative Example: £7500 borrowed over a period of 1 years at 3.9% (fixed) equals monthly repayments of £638 and a total amount repayable of £7,659. There are no other charges included in the total charge for credit.
Zopa Fixed Rate Loan (£7,500 - £15,000)
3.9%
£7,500
£15,000
1 Year
5 Years
Representative Example: £7500 borrowed over a period of 1 years at 3.9% (fixed) equals monthly repayments of £638 and a total amount repayable of £7,659. There are no other charges included in the total charge for credit.
NatWest  Loan (£7,500 - £25,000)
Available for all customers with an existing NatWest account.
3.9%
£7,500
£25,000
12 Months
60 Months
Representative Example: £7500 borrowed over a period of 1 years at 3.9% (fixed) equals monthly repayments of £638 and a total amount repayable of £7,659. There are no other charges included in the total charge for credit.
Hitachi Personal Finance (£7,500 - £10,000)
4.0%
£7,500
£10,000
2 Years
5 Years
Representative Example: £7500 borrowed over a period of 2 years at 4% (fixed) equals monthly repayments of £326 and a total amount repayable of £7,816. There are no other charges included in the total charge for credit.
Nationwide Open Market Loan (£7,500 - £14,999)
You must be an existing Nationwide Customer to get 3.4%, otherwise the rate is 4.6%.
4.6%
£7,500
£14,999
12 Months
60 Months
4.6% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.6% p.a. (fixed). Monthly repayment £186.46 Total amount payable £11,187.60
Hitachi Personal Finance (£10,001 - £15,000)
4.9%
£10,000
£15,000
2 Years
5 Years
Representative Example: £10000 borrowed over a period of 2 years at 4.9% (fixed) equals monthly repayments of £438 and a total amount repayable of £10,518. There are no other charges included in the total charge for credit.
Hitachi Personal Finance (£5,000 - £7,499)
5.3%
£5,000
£7,499
2 Years
5 Years
Representative Example: £5000 borrowed over a period of 2 years at 5.3% (fixed) equals monthly repayments of £220 and a total amount repayable of £5,281. There are no other charges included in the total charge for credit.
Zopa Fixed Rate Loan (£15,000 - £20,000)
5.5%
£15,000
£20,000
1 Year
5 Years
Representative Example: £15000 borrowed over a period of 1 years at 5.8% (fixed) equals monthly repayments of £1,290 and a total amount repayable of £15,475. There are no other charges included in the total charge for credit.
Zopa Fixed Rate Loan (£20,500 - £20,000)
5.9%
£20,500
£25,000
1 Year
5 Years
Representative Example: £20500 borrowed over a period of 1 years at 5.9% (fixed) equals monthly repayments of £1,763 and a total amount repayable of £21,161. There are no other charges included in the total charge for credit.
Zopa Fixed Rate Loan (£5,000 - £7,400)
6.5%
£5,000
£7,400
1 Year
5 Years
Representative Example: £5000 borrowed over a period of 1 years at 6.8% (fixed) equals monthly repayments of £432 and a total amount repayable of £5,186. There are no other charges included in the total charge for credit.
NatWest Loan (£5,000 - £7,450)
6.9%
£5,000
£7,450
12 Months
60 Months
Representative Example: £5000 borrowed over a period of 1 years at 11.9% (fixed) equals monthly repayments of £444 and a total amount repayable of £5,328. There are no other charges included in the total charge for credit.
Royal Bank of Scotland Loan (£5,000 - £7,450)
6.9%
£5,000
£7,450
12 Months
60 Months
Representative Example: £5000 borrowed over a period of 1 years at 6.9% (fixed) equals monthly repayments of £432 and a total amount repayable of £5,189. There are no other charges included in the total charge for credit.
Hitachi Personal Finance (£3,000 - £4,999)
7.8%
£3,000
£4,999
2 Years
5 Years
Representative Example: £3000 borrowed over a period of 2 years at 7.8% (fixed) equals monthly repayments of £135 and a total amount repayable of £3,250. There are no other charges included in the total charge for credit.
Hitachi Personal Finance (£2,500 - £2,999)
8%
£2,500
£2,950
2 Years
5 Years
Representative Example: £2500 borrowed over a period of 2 years at 8% (fixed) equals monthly repayments of £113 and a total amount repayable of £2,714. There are no other charges included in the total charge for credit.
Royal Bank of Scotland Loan (£3,000 - £4,950)
19.9%
£3,000
£4,950
12 Months
60 Months
Representative Example: £3000 borrowed over a period of 1 years at 19.9% (fixed) equals monthly repayments of £278 and a total amount repayable of £3,333. There are no other charges included in the total charge for credit.
NatWest  Loan (£3,000 - £4,950)
19.9%
£3,000
£4,950
12 Months
60 Months
Representative Example: £3000 borrowed over a period of 1 years at 19.9% (fixed) equals monthly repayments of £278 and a total amount repayable of £3,333. There are no other charges included in the total charge for credit.
Royal Bank of Scotland Loan (£1,000 - £2,950)
22.9%
£1,000
£2,950
12 Months
60 Months
Representative Example: £1000 borrowed over a period of 1 years at 22.9% (fixed) equals monthly repayments of £94 and a total amount repayable of £1,128. There are no other charges included in the total charge for credit.
NatWest  Loan (£1,000 - £2,950)
22.9%
£1,000
£2,950
12 Months
60 Months
Representative Example: £1000 borrowed over a period of 1 years at 22.9% (fixed) equals monthly repayments of £94 and a total amount repayable of £1,128. There are no other charges included in the total charge for credit.
Springcoin Loans
48.5%
£1,000
£20,000
1 Month
3 Years
Representative example: Borrowing £3000 over 12 months. Repaying £307.60 per month. Total repayable £3691.20. Representative 48.50% APR (Variable). Interest rate per annum 40.17% (Variable)
Satsuma Loans Loans
1575%
£100
£1,000
13 Weeks
52 Weeks
Representative example: £400 loan repayable over 26 weeks. 26 weekly payments of £29.46. Rate of interest 183% p.a. fixed. Representative 1575% APR. Total amount payable is £765.96.

Unsecured Loans Explained

What is an unsecured loan?

An unsecured loan can provide an accessible and affordable way to borrow money for anything that you wish to purchase without having to use your property as a guarantee against repayments.

What terms are available?

Unsecured loans are a flexible means of borrowing anything between £1,000 and £25,000 between one and five years, meaning that you can get exactly what you want to borrow for as long as you need it.

How do I used unsecured loans efficiently?

Borrowing more than you need will increase the amount of interest and raise the cost of servicing the loan. Unsecured loans work best if you borrow only as much as you need, and set the term for as short a period as possible that allows you to repay a fixed sum affordably each month.

What to note:

While it is unlikely that you will lose your car or property by taking out an unsecured loan, lenders can still apply for repossession orders should you fail to come up with the repayments on time. A default on an unsecured loan will also have serious repercussions for your credit rating.