Compare Unsecured Personal Loans
Compare cheap loans sidebyside and find the lowest possible rate. Apply online for an instant decision.










You must be an existing Nationwide Customer to get 3.4%, otherwise the rate is 4.6%.







3.4% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.4% p.a. (fixed). Monthly repayment £181.24 Total amount payable £10,874.40

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You MUST be aged 18 or over
 You MUST have a monthly income of £700 (sole or joint combined)
 You MUST NOT have missed 3 or more credit commitments in the last 12 months
 You MUST NOT be currently declared bankrupt
 You MUST NOT have a CCJ or be subject to an IVA
 You MUST, if selfemployed, be homeowners and be able to prove a minimum of 1 years income through an accountant or SA302 form.
 You MUST, if joint applicants, reside in the same address.
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.










Representative Example: £7500 borrowed over a period of 1 years at 4.8% (fixed) equals monthly repayments of £641 and a total amount repayable of £7,696. There are no other charges included in the total charge for credit.










Representative Example: £7500 borrowed over a period of 1 years at 3.9% (fixed) equals monthly repayments of £638 and a total amount repayable of £7,659. There are no other charges included in the total charge for credit.



Available for all customers with an existing NatWest account.







Representative Example: £7500 borrowed over a period of 1 years at 3.9% (fixed) equals monthly repayments of £638 and a total amount repayable of £7,659. There are no other charges included in the total charge for credit.










Representative Example: £7500 borrowed over a period of 2 years at 4% (fixed) equals monthly repayments of £326 and a total amount repayable of £7,816. There are no other charges included in the total charge for credit.










Representative Example: £7500 borrowed over a period of 2 years at 4% (fixed) equals monthly repayments of £326 and a total amount repayable of £7,816. There are no other charges included in the total charge for credit.



You must be an existing Nationwide Customer to get 3.4%, otherwise the rate is 4.6%.







4.6% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.6% p.a. (fixed). Monthly repayment £186.46 Total amount payable £11,187.60

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You MUST be aged 18 or over
 You MUST have a monthly income of £700 (sole or joint combined)
 You MUST NOT have missed 3 or more credit commitments in the last 12 months
 You MUST NOT be currently declared bankrupt
 You MUST NOT have a CCJ or be subject to an IVA
 You MUST, if selfemployed, be homeowners and be able to prove a minimum of 1 years income through an accountant or SA302 form.
 You MUST, if joint applicants, reside in the same address.
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.










Representative Example: £10000 borrowed over a period of 2 years at 4.9% (fixed) equals monthly repayments of £438 and a total amount repayable of £10,518. There are no other charges included in the total charge for credit.










Representative Example: £10000 borrowed over a period of 2 years at 4.9% (fixed) equals monthly repayments of £438 and a total amount repayable of £10,518. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 2 years at 5.3% (fixed) equals monthly repayments of £220 and a total amount repayable of £5,281. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 2 years at 5.3% (fixed) equals monthly repayments of £220 and a total amount repayable of £5,281. There are no other charges included in the total charge for credit.










Representative Example: £15000 borrowed over a period of 1 years at 5.8% (fixed) equals monthly repayments of £1,290 and a total amount repayable of £15,475. There are no other charges included in the total charge for credit.










Representative Example: £15000 borrowed over a period of 1 years at 5.8% (fixed) equals monthly repayments of £1,290 and a total amount repayable of £15,475. There are no other charges included in the total charge for credit.










Representative Example: £7500 borrowed over a period of 1 years at 4.8% (fixed) equals monthly repayments of £641 and a total amount repayable of £7,696. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 1 years at 6.8% (fixed) equals monthly repayments of £432 and a total amount repayable of £5,186. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 1 years at 6.8% (fixed) equals monthly repayments of £432 and a total amount repayable of £5,186. There are no other charges included in the total charge for credit.










Representative Example: £15000 borrowed over a period of 1 years at 6.9% (fixed) equals monthly repayments of £1,297 and a total amount repayable of £15,567. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 1 years at 6.9% (fixed) equals monthly repayments of £432 and a total amount repayable of £5,189. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 1 years at 6.9% (fixed) equals monthly repayments of £432 and a total amount repayable of £5,189. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 1 years at 11.9% (fixed) equals monthly repayments of £444 and a total amount repayable of £5,328. There are no other charges included in the total charge for credit.










Representative Example: £5000 borrowed over a period of 1 years at 11.9% (fixed) equals monthly repayments of £444 and a total amount repayable of £5,328. There are no other charges included in the total charge for credit.










Representative Example: £15000 borrowed over a period of 1 years at 6.9% (fixed) equals monthly repayments of £1,297 and a total amount repayable of £15,567. There are no other charges included in the total charge for credit.










Representative Example: £3000 borrowed over a period of 2 years at 7.8% (fixed) equals monthly repayments of £135 and a total amount repayable of £3,250. There are no other charges included in the total charge for credit.










Representative Example: £3000 borrowed over a period of 2 years at 7.8% (fixed) equals monthly repayments of £135 and a total amount repayable of £3,250. There are no other charges included in the total charge for credit.










Representative Example: £7500 borrowed over a period of 1 years at 7.8% (fixed) equals monthly repayments of £652 and a total amount repayable of £7,821. There are no other charges included in the total charge for credit.










Representative Example: £2500 borrowed over a period of 2 years at 8% (fixed) equals monthly repayments of £113 and a total amount repayable of £2,714. There are no other charges included in the total charge for credit.










Representative Example: £2500 borrowed over a period of 2 years at 8% (fixed) equals monthly repayments of £113 and a total amount repayable of £2,714. There are no other charges included in the total charge for credit.










Representative Example: £1000 borrowed over a period of 1 years at 14.9% (fixed) equals monthly repayments of £90 and a total amount repayable of £1,083. There are no other charges included in the total charge for credit.

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You MUST be aged 18 or over
 You MUST have a monthly income of £700 (sole or joint combined)
 You MUST NOT have missed 3 or more credit commitments in the last 12 months
 You MUST NOT be currently declared bankrupt
 You MUST NOT have a CCJ or be subject to an IVA
 You MUST, if selfemployed, be homeowners and be able to prove a minimum of 1 years income through an accountant or SA302 form.
 You MUST, if joint applicants, reside in the same address.
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.










Representative Example: £3000 borrowed over a period of 1 years at 19.9% (fixed) equals monthly repayments of £278 and a total amount repayable of £3,333. There are no other charges included in the total charge for credit.










Representative Example: £3000 borrowed over a period of 1 years at 19.9% (fixed) equals monthly repayments of £278 and a total amount repayable of £3,333. There are no other charges included in the total charge for credit.










Representative Example: £3000 borrowed over a period of 1 years at 19.9% (fixed) equals monthly repayments of £278 and a total amount repayable of £3,333. There are no other charges included in the total charge for credit.










Representative Example: £3000 borrowed over a period of 1 years at 19.9% (fixed) equals monthly repayments of £278 and a total amount repayable of £3,333. There are no other charges included in the total charge for credit.










Representative Example: £1000 borrowed over a period of 1 years at 22.9% (fixed) equals monthly repayments of £94 and a total amount repayable of £1,128. There are no other charges included in the total charge for credit.










Representative Example: £1000 borrowed over a period of 1 years at 22.9% (fixed) equals monthly repayments of £94 and a total amount repayable of £1,128. There are no other charges included in the total charge for credit.










Representative example: Borrowing £3000 over 12 months. Repaying £307.60 per month. Total repayable £3691.20. Representative 48.50% APR (Variable). Interest rate per annum 40.17% (Variable)

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You are 18  75 years of age
 You are UK resident with a UK bank account, email address and mobile phone
 You are NOT currently in a debt management plan, bankrupt or in an IVA and have not been for the last 12 months
 You are NOT unemployed
 You are Employed or Self Employed with an income of £10K or greater and afford loan repayments
 You are NOT raising money for a business
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.










Representative example: Borrowing £3000 over 12 months. Repaying £307.60 per month. Total repayable £3691.20. Representative 48.50% APR (Variable). Interest rate per annum 40.17% (Variable)

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You are 18  75 years of age
 You are UK resident with a UK bank account, email address and mobile phone
 You are NOT currently in a debt management plan, bankrupt or in an IVA and have not been for the last 12 months
 You are NOT unemployed
 You are Employed or Self Employed with an income of £10K or greater and afford loan repayments
 You are NOT raising money for a business
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.










Representative example: £400 loan repayable over 26 weeks. 26 weekly payments of £29.46. Rate of interest 183% p.a. fixed. Representative 1575% APR. Total amount payable is £765.96.

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You are UK resident with a UK bank account
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.










Representative example: £400 loan repayable over 26 weeks. 26 weekly payments of £29.46. Rate of interest 183% p.a. fixed. Representative 1575% APR. Total amount payable is £765.96.

To be eligible for this loan please ensure both You and Your Guarantor can answer 'Yes' the following criteria:
Applicant Criteria
 You are UK resident with a UK bank account
If your answer is 'No' to any of these points you will be declined, and should choose another product or find a different person to act as Guarantor.

What is an unsecured loan?
An unsecured loan can provide an accessible and affordable way to borrow money for anything that you wish to purchase without having to use your property as a guarantee against repayments.
What terms are available?
Unsecured loans are a flexible means of borrowing anything between £1,000 and £25,000 between one and five years, meaning that you can get exactly what you want to borrow for as long as you need it.
How do I used unsecured loans efficiently?
Borrowing more than you need will increase the amount of interest and raise the cost of servicing the loan. Unsecured loans work best if you borrow only as much as you need, and set the term for as short a period as possible that allows you to repay a fixed sum affordably each month.
What to note:
While it is unlikely that you will lose your car or property by taking out an unsecured loan, lenders can still apply for repossession orders should you fail to come up with the repayments on time. A default on an unsecured loan will also have serious repercussions for your credit rating.