Marks & Spencer Fixed Rate Bonds Review

Compare M&S Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates M&S offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.

Marks and Spencer Fixed Rate Bonds offer base beating deals on interest rates that can be fixed for 1, 2, or 3 years. Customers can deposit anything from £500, up to £1 million.

Nobody can predict what's around the corner, so if you do require access to your money before the end of the term, a simple charge will be applied to your account, although partial withdrawals are not permitted so early access will effectively cause the account to close.

All Marks and Spencer fixed rate bonds offer a £85,000 protection limit (£170,000 for joint accounts) through the Financial Services Compensation Scheme. This means that if Marks and Spencer were to face financial problems, up to £85,000 of your money will be compensated. For this reason it is wise to stay the limit. You may also wish to consider aiming slightly lower that the limit to ensure your interest to also covered.

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