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MBNA Credit Cards Review

MBNA specialises in credit cards, so they offer a broad range of cards to suit all needs. Whether you're looking to transfer a balance across with a low rate, accumulate reward points, or benefit from the perks of a platinum credit card, MBNA have some great cards that are worth considering.

MBNA credit cards offer a wide range of features, such as:
  • 0% interest introductory periods on balance transfers and purchases
  • Loyalty rewards schemes
  • No annual fee
  • Protection from Internet Fraud

MBNA Platinum

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Advice

You are also able to download cash from this card to your current account. This is classed as a 'Balance Transfer' and subject to a 2.9% fee. Once this is paid however you have up to 13 months at 0% APR to pay the amount back before you incur interest!!!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 13 months
Balance Transfer Fee: 2.9%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 17.9% p.a.
Balance Transfers: 17.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years
  • You have not applied for an MBNA or Virgin Credit Card within the last 6 months

MBNA Rewards

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Introductory Offer
Balance Transfer Rate: 0% p.a. for 13 months
Balance Transfer Fee: 2.9%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 15.9% p.a.
Balance Transfers: 15.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 21 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years
  • You have not applied for an MBNA or Virgin Credit Card within the last 6 months

Credit Card Benefits

  • Get 2000 free points if you use your card within 3 months![br]
  • Redeem your points for an endless choice of flights, hotels, package holidays, city breaks and car hire.[br]You can pay part points and part cash!

MBNA 'Cash Back' Card

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Advice

Yearly membership fee of just £29. It is possible to have multiple cards on this account. You also get double cash back on fuel purchases (1%)!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 9 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 17.9% p.a.
Balance Transfers: 17.9% p.a.
Cash Advance: 20.9% p.a.
Annual Fee: £29
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: Yes
Cashback
Standard Cashback Rate: 0.5%
Approval Criteria
  • Your Company has a current UK Bank account
  • Your company has a Good Credit History
  • You are a permanent resident/citizen of the UK
  • Your company has been active for over 2 years

Credit Card Benefits

  • Annual Fee: £29

Credit Card Cashback

  • Get 0.5% Cash Back on all Purchases & 1% on Fuel

MBNA Business Card with BMI Miles

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Advice

Get a free 20,000 BMI destinations miles with your first card purchases - enough for a return BMI flight to Milan, Venice, Madrid, Amsterdam, Nice or many more European destinations

Introductory Offer
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 17.9% p.a.
Balance Transfers: 17.9% p.a.
Cash Advance: 20.9% p.a.
Annual Fee: £69
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: Yes
Approval Criteria
  • Your Company has a current UK Bank account
  • Your company has a Good Credit History
  • You are a permanent resident/citizen of the UK
  • Your company has been active for over 2 years

Credit Card Benefits

  • Get 20,000 Free BMI Air Miles with your first purchase

Credit Card Rewards

  • 1 BMI Air Mile for every £1 spent. Get a free 20,000 BMI destinations miles with your first card purchases - enough for a return BMI flight to Milan, Venice, Madrid, Amsterdam, Nice or many more European destinations

MBNA 'No Fee' Business Card

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Advice

You are also able to download cash from this card to your current account. This is classed as a 'Balance Transfer' and subject to a 3% fee. Once this is paid however you have up to 12 months at 0% APR to pay the amount back before you incur interest!!!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 3%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 15.9% p.a.
Balance Transfers: 15.9% p.a.
Cash Advance: 20.9% p.a.
Annual Fee: £0
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 57 days
On-Line Banking: Yes
Approval Criteria
  • Your Company has a current UK Bank account
  • Your company has a Good Credit History
  • You are a permanent resident/citizen of the UK
  • Your company has been active for over 2 years

Credit Card Rewards

  • Receive Discounts at selected stores

MBNA News

MBNA offers new credit card
Those on the search for a new credit card to use for work purposes may be interested in a new 0% purchases cr ...
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Thu 16th Apr, 2009
MBNA launches new credit card
Details of a new credit card have been unveiled by MBNA. The financial services firm's United Mileage Plus American Express Credit Card offers 0% on ca ...
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Tue 27th Jan, 2009
MBNA Increases its 0% balance transfer period from 13 months to 14 months
Due to mounting competitor pressure MBNA today announced that it was to increase its 0% duration of its MBNA Platinum card from 13 months to 14. ...
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Fri 29th Aug, 2008
MBNA improves its Platinum Card offer
MBNA, the world?s largest independent credit card lender, has announced improvements to its current popular Platinum credit card. ...
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Mon 5th Jun, 2006

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