MBNA
Credit Cards Review

Compare MBNA credit cards – read our review and compare the features and benefits available from MBNA. We can help you to make an informed decision and find a card that suits you.

MBNA specialises in credit cards, so they offer a broad range of cards to suit all needs. Whether you're looking to transfer a balance across with a low rate, accumulate reward points, or benefit from the perks of a platinum credit card, MBNA have some great cards that are worth considering.

MBNA credit cards offer a wide range of features, such as:
  • 0% interest introductory periods on balance transfers and purchases
  • Loyalty rewards schemes
  • No annual fee
  • Protection from Internet Fraud

MBNA Credit Card

Advice

You are also able to transfer cash from this card to your current account. This is classed as a 'Money Transfer' and subject to a 4% fee.
Get 0% p.a. for 20 months from account opening date, on transfers made within the first 60 days

Introductory Offer
Balance Transfer Rate: 0% p.a. for 20 months
Balance Transfer Fee: 2.99%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 16.7% p.a. (variable)
Representative Example: Representative 16.7% APR variable. Based on no annual fee, assumed borrowing of £1,200, rate of interest variable (annual) 16.7%
Annual Rates
Balance Transfers: 18.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 50 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

MBNA Play.com Credit Card

Advice

Receive 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 1.5%
Purchase Rate: 0% p.a. for 9 months
Representative APR
Purchases: 16.9% p.a. (variable)
Representative Example: Representative 16.9% APR variable. Based on no annual fee, assumed borrowing of £1,200, rate of interest variable (annual) 16.9%
Annual Rates
Balance Transfers: 16.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 50 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

Credit Card Rewards

  • Earn 2 Play Points for every £1 you spend at Play.com and 1 Play Point for every £1 you spend elsewhere.
  • Receive 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!

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