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Banking & Saving Morgan Stanley ISA

Compare Morgan Stanley ISAs

Compare Morgan Stanley ISAs – read our review and compare the features and benefits available from Morgan Stanley. Find an ISA that suits you and make the most of your annual tax-free savings.

Morgan Stanley ISA Review

Morgan Stanley ISAs offer the potential Growth Return of 9% times the number of years the plan has been active, with investment terms of up to 3 years on a minimum of £3,000 and up to £7,200.

Morgan Stanley ISAs offer the transfers from other providers, allowing you to move your current ISA savings across and begin benefiting from great returns straight away.
Spontaneously

Investment ISAs are an effective method for getting some very respectable returns without having to pass any on to the tax-man. Every year you can invest up to £7,200 into a Morgan Stanley ISA, but you must remember that this will use up your entire ISA allowance for the year, so you cannot invest further into a cash ISA.

Features

Interest Rate:
7.25% AER
Minimum Balance:
£3600
Monthly Fee:
£0

Account Description

  • **Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
  • For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
  • The Morgan Stanley FTSE Protected Growth Plan 32 is a six year capital protected structured investment plan linked to the FTSE 100.
  • It offers an early exit feature with a fixed return of 18% if the FTSE 100 Index has risen by 15% or more after three years. If this does not occur then the Plan will continue for the full six year term and you will receive a return equal to 100% of the Index performance at maturity with no upper limit. You will receive your initial capital at maturity regardless of the performance of the FTSE 100 Index.
  • This is a structured investment plan.
  • Growth Returns: 100% of FTSE 100 Index growth
  • Early Exit Return: 18%*
  • Capital protected product **
  • Investment Term: 6 Years
  • Minimum Single Investment: £3,000
  • Maximum within your individual stocks and shares ISA limit – £7,200
  • (For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
  • ISA Transfer Deadline - 4 Mar 2010
  • Direct Investment & ISA Deadline - 15 Mar 2010
  • * Available if the FTSE 100 Index has risen by 15% or more three years into the Plan.
  • ** The return of your capital also depends on the ability of the counterparty (Morgan Stanley) to repay the monies.

Features

Interest Rate:
7.25% AER
Minimum Balance:
£3600
Monthly Fee:
£0

Account Description

  • **Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
  • For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
  • The Morgan Stanley FTSE Best Entry Growth Plan is a six year investment plan that is linked to the FTSE 100 Index. The Plan offers a return of two times any positive growth in the Index over the six years subject to a maximum of 80%.
  • The Plan benefits from a market timing feature that measures the performance of the FTSE 100 Index monthly for the first four months, and the lowest recorded level is used as the starting point for performance. Capital is at risk if at maturity the Index has fallen by 50% or more from the starting level.
  • This is a structured investment plan.
  • Growth Return: Two times any positive growth in the Index
  • Capital at risk product*
  • Investment Term: 6 Years
  • Minimum Single Investment: £3,000
  • Maximum within your individual stocks and shares ISA limit – £7,200
  • (For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
  • ISA Transfer Deadline - 4 Mar 2010
  • Direct Investment & ISA Deadline - 15 Mar 2010
  • *The return of your capital depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.

Features

Interest Rate:
7.25% AER
Minimum Balance:
£3600
Monthly Fee:
£0

Account Description

  • **Special Offer** Invest £10,000 or over and Get 1% Cash Back on the amount you invest into this bond.
  • For example, if you deposit £10,000 you will get a cheque for £100 one month after the date of your investment.
  • The Morgan Stanley FTSE Kick Out Growth Plan is a six year investment linked to the FTSE 100 Index.
  • It offers an early exit feature with a fixed return of 50% if the FTSE 100 Index has risen by 15% or more after three years. If this does not occur then the Plan will continue for the full six year term and you will receive a return equal to 110% of the Index performance at maturity with no upper limit. Capital is at risk if at maturity the Index has fallen by 50% or more from the starting level.
  • This is a structured investment plan.
  • Growth Returns: 110% of FTSE 100 Index growth
  • Early Exit Return: 50%*
  • Capital at risk product**
  • Investment Term: 6 Years
  • Minimum Single Investment: £3,000
  • Maximum within your individual stocks and shares ISA limit – £7,200 (For individuals aged 50 or over on 5th April 2010, the limit is £10,200)
  • ISA Transfer Deadline - 4 Mar 2010
  • Direct Investment & ISA Deadline - 15 Mar 2010
  • * Available if the FTSE 100 Index has risen by 15% or more three years into the Plan.
  • ** The return of your capital also depends on the performance of the FTSE 100 Index and the ability of the counterparty (Morgan Stanley) to repay the monies.