Mortgage Calculators

Use our Mortgage Calculators to help you work out how much you can really borrow against your income, what your monthly repayments will be or even how much stamp duty you will pay. We have nine useful calculators that will enable you to save on your existing mortgage, or budget for your new mortgage.

How much will my mortgage cost monthly?

Simply enter in your loan amount, interest rate and the term of your mortgage and your monthly repayment will be calculated.

Stamp duty calculator

Stamp duty is often a cost which is overlooked when calculating the cost of a property purchase. Enter your purchase price and the Stamp Duty Land Tax will be shown.

What will happen if interest rates rise or fall?

Calculate the effect on you repayments should interest rates rise. At the moment we are benefiting from record low levels of interest rates, but you need to be aware that if you are on a tracker mortgage rates can rise which will effect your monthly payments.

Effects of making overpayments

Paying down your mortgage soon than is required is a great way to save money on interest payments. Calculate the effects of making overpayments on your mortgage balance.

Can I change my mortgage lender if I have early repayment charges?

Work out what the interest rate on your new mortgage needs to be in order to make a saving by switching mortgages, once the existing lender early repayment charges have been taken into account.

How much can I borrow on a buy to let mortgage?

This calculator will help you understand the sort of deposit you will need to put down against a buy-to-let property

How much rent should I charge?

This calculator will help you work out the minimum rent you should be charging your tenants in order to cover your mortgage costs.

Will my endowment repay my whole mortgage?

Many Endowment policies are struggling to perform as expected. This calculator will help you understand the return you need to be making in order to cover your outstanding mortgage balance.

First Time Buyer Mortgages

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Your home may be repossessed if you do not keep up repayments on your mortgage. The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider. The telephone-based mortgage advice service is provided by TurnKey Mortgages Limited. Registered office: St Crispins House, Duke Street, Norwich NR3 1PD. TurnKey Mortgages Limited are authorised and regulated by the Financial Conduct Authority. Their FCA number is 537424.