First Time Buyer
Mortgage Comparison

First Time Buyer Mortgage Comparison - the best way to get on the property ladder is with first time buyer mortgage comparison. With it, you can find the mortgage to suit your particular wants and needs.

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Editors Choice - NatWest Mortgages - Call 0800 158 2940

NatWest offer a comprehensive range of fixed, tracker, off-set and buy-to-let mortgages. Call NatWest on 0800 158 2940 to discuss (Lines open Mon-Fri 8am-8pm & Sat 9am-4pm)

Popular Tracker Mortgages - Simply call the numbers to speak directly to the lenders listed below!

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
View Full Table >
RBS 2yr Tracker 60 LTV
RBS 2 Year Tracker
2.59% (variable)
2.09% above RBS base rate for 24 months
4% (variable)
3.90%
60%
£999
Call RBS 0800 068 7683
Apply >
You must have or open an RBS current account to be eligable for this product
NatWest 2 Year Tracker 60 LTV
NatWest 2 Year Tracker Mortgage
2.69% (variable)
2.19% above NatWest base rate for 24 months
4% (variable)
4.20%
60%
£999
Call NatWest 0800 158 2940
Apply >
NatWest 2 Year Tracker 75% LTV
NatWest 2 Year Tracker Mortgage
2.89% (variable)
2.39% above NatWest base rate for 24 months
4% (variable)
4.00%
75%
£999
Call NatWest 0800 158 2940
Apply >
Santander 3 Year Tracker 75% LTV
Santander 3 Year Tracker Mortgage
2.99% (variable)
2.49% above Bank of England base rate for 3 years
4.24% (variable)
4.00%
75%
£995
Post Office 2yr Tracker 75% LTV
Post Office 2 Year Tracker
3.09% (variable)
2.59% above the Bank of England Base Rate for 2 Years
4.49% (variable)
4.40%
75%
£995
Call Post Office 0203 004 2012
Apply >
Woolwich 2 Year Tracker Rate 70 LTV
Woolwich 2 Year Tracker Rate Mortgage
3.29% (variable)
2.79% above the Barclays Bank Base Rate for 2 Years
3.89% (variable)
3.90%
70%
£499

Popular Fixed Rate Mortgages - Simply call the numbers to speak directly to the lenders listed below!

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
View Full Table >
RBS 2yr Fixed 60 LTV
RBS 2 Year Fixed Rate
2.89%
Fixed for 2 Years
4% (variable)
3.80%
60%
£999
Call RBS 0800 068 7683
Apply >
You must have or open an RBS current account to be eligable for this product
NatWest 2 Year Fixed Rate 60 LTV
NatWest 2 Year Fixed Rate Mortgage
2.99%
Fixed for 2 Years
4.1% (variable)
4.00%
60%
£999
Call NatWest 0800 158 2940
Apply >
Post Office 2yr Fixed 75% LTV
Post Office 2 Year Fixed Rate Mortgage
3.09%
Fixed for 2 Years
4.49% (variable)
4.40%
75%
£995
Call Post Office 0203 004 2012
Apply >
Woolwich 2 Year Fixed Rate 60 LTV
Woolwich 2 Year Fixed Rate Mortgage
3.49%
Fixed for 2 Years
3.89% (3.39% above Barclays Bank Base Rate)
4%
60%
£999
Santander 3 Year Fixed Rate 85% LTV
Santander 3 Year Fixed Rate Mortgage
4.89%
Fixed for 3 Years
4.24% (variable)
4.60%
85%
£99
NatWest 5 Year Fixed Rate 75 LTV
NatWest 5 Year Fixed Rate Mortgage
4.99%
Fixed for 5 Years
4% (variable)
4.70%
75%
£999
Call NatWest 0800 158 2940
Apply >

Popular First Time Buyer Mortgages - Simply call the numbers to speak directly to the lenders listed below!

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest 2 year fixed-rate NewBuy Scheme 95 LTV
2 Year Fixed-Rate NewBuy Scheme Mortgage
4.79%
Fixed for 2 Years
4% (variable)
4.30%
95%
£499
Call NatWest 0800 158 2940
Apply >
RBS 2 Year Tracker 90% LTV
RBS 2 Year Fixed Mortgage
4.99%
Fixed for 2 Years
4% (variable)
4.40%
90%
£995
Call RBS 0800 068 7683
Apply >
Existing RBS Customers Only
NatWest 2 year fixed-rate 90 LTV
2 Year Fixed Rate Mortgage
5.59%
Fixed for 2 Years
4% (variable)
4.50%
90%
£999
Call NatWest 0800 158 2940
Apply >
RBS 5 Year Tracker 90% LTV (No Fee)
RBS 5 Year Fixed Mortgage
6.09%
Fixed for 5 Years
4% (variable)
5.10%
90%
No Application Fee
Call RBS 0800 068 7683
Apply >

Popular Offset Mortgages - Simply call the numbers to speak directly to the lenders listed below!

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
Woolwich Offset Tracker 70 LTV
Barclays Offset Tracker Mortgage
3.29% (variable)
(3.39% above the Barclays Bank Base Rate for entire term)
n/a
3.90%
70%
£1,499
Santander OffSet 75% LTV
Santander Offset Mortgage
3.59% (variable)
3.09% above Bank of England base rate for term of mortgage
N/A
3.70%
75%
£995
RBS One Account  Offset Mortgage
RBS One Account Offset Mortgage
3.75% (variable)
for term of mortgage
N/A
3.80%
75%
No Application Fee
Call One Account 0845 5648932
RBS Offset Flexible Mortgage 75 LTV
RBS Offset Flexible Mortgage
3.75% (variable)
3.25% above RBS base rate for the entire term
n/a
3.90%
up to 75%
£499
Call RBS 0800 068 7683
Apply >
NatWest Offset Flexible Mortgage 75 LTV
NatWest Offset Flexible Mortgage
4.00% (variable)
3.25% above NatWest base rate for the entire term
n/a
4.20%
up to 75%
£499
Call NatWest 0800 158 2940
Apply >

Popular Buy to Let Mortgages - Simply call the numbers to speak directly to the lenders listed below!

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
Woolwich Buy to Let Lifetime Tracker 60 LTV
Barclays Buy-to-Let Lifetime Tracker Mortgage
3.89% (variable)
Tracks at 3.39% above Barclays Base Rate for Life
N/A
4.20%
60%
£1,999
RBS 2 year Buy to Let Tracker 75 LTV
RBS Buy to Let 2 Year Tracker Mortgage
4.19% (variable)
Fixed for 2 Years
4.0% (variable)
N/A
75%
£1,999
Call RBS 0800 068 7683
Apply >
NatWest 2 year Buy to Let Tracker 75 LTV
NatWest Buy to Let 2 Year Tracker Mortgage
4.49% (variable)
Fixed for 2 Years
4.5% (variable)
4.90%
75%
£1,999
Call NatWest 0800 158 2940
Apply >
IBB BTL Mortgage (75% LTV)
Islamic Bank of Britain Buy-to-Let Mortgage
5.49% (variable)
Tracks at 4.99% above BoE Base rate for term
5.49% (variable)
5.49%
75%
1%
NatWest 2 year Buy to Let Fixed 75 LTV
NatWest Buy to Let 2 Year Fixed Mortgage
5.59%
Fixed for 2 Years
4.5% (variable)
5.00%
75%
£999
Call NatWest 0800 158 2940
Apply >


Your home may be repossessed if you do not keep up repayments on your mortgage.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

 

The telephone-based mortgage advice service is provided by London & Country Mortgages Ltd., Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country Mortgages Ltd are authorised and regulated by the Financial Services Authority. Their FSA number is 143002.


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First Time Buyer Mortgage Comparison

Are you looking to spread your wings and purchase your first home? Help is at hand when it comes to first time buyer mortgage (FTB) comparison.

With Which4U, you get a fast and easy to navigate service that cuts out all of the confusing jargon that may lead you to make the wrong decision. We have compiled a list of the very best FTB mortgages so that you can choose which one is best for you. With all of the facts about each one presented side by side, you can sift through and pick the one that suits your personal needs perfectly. And when you have come to that all important decision, all it takes is a single click to begin the application process.