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First Time
Buyer Mortgages
Which4U compares a range of First Time Buyer mortgages that are specifically designed to accommodate those that are just getting onto the property market. Choose from a number of leading lenders and call the number provided for the latest rates.
Search Mortgages
Editors Choice - NatWest Mortgages - Call 0800 158 2940
NatWest offer a comprehensive range of fixed, tracker, off-set and buy-to-let mortgages. Call NatWest on 0800 158 2940 to discuss (Lines open Mon-Fri 8am-8pm & Sat 9am-4pm)
First Time Buyer Mortgages
|
Lender |
Mortgage Name |
Initial Rate |
Subsequent Rate |
The Overall Cost for Comparison is |
Loan to Value |
Fees |
Get Quote |
|
|---|---|---|---|---|---|---|---|---|
 |
HSBC 2 Year Fixed Rate Mortgage
|
3.84%
|
Fixed for 2 Years
|
3.94% (variable)
|
4.00%
|
90%
|
No Application Fee
|
Call HSBC 0800 0774 349 Apply > |
 |
Santander 2 Year Fixed Rate First Time Buyer Mortgage
|
4.09%
|
Fixed for 2 Years
|
4.24% (variable)
|
4.40%
|
85%
|
£495
|
Call Santander 0800 389 4153 Apply > |
 |
NatWest 2 Year First Time Buyer Fixed Rate Mortgage
|
4.19%
|
Fixed for 2 Years
|
4% (variable)
|
4.20%
|
80%
|
No Application Fee
|
Call NatWest 0800 158 2940 Apply > |
|
|
HSBC 5 Year Fixed Fee Free Mortgage
|
4.89% (variable)
|
Fixed for 5 years
|
3.94% (variable)
|
4.40%
|
90%
|
No Application Fee
|
Call HSBC 0800 0774 253 Apply > |
|
|
HSBC 5 Year Fixed Fee Free Mortgage
|
4.89% (variable)
|
fixed for 5 years
|
3.94% (variable)
|
4.40%
|
90%
|
No Application Fee
|
Call HSBC 0800 0774 253 Apply > |
|
|
NatWest 2 Year First Time Buyer Fixed Rate Mortgage
|
5.39%
|
Fixed for 2 Years
|
4% (variable)
|
4.70%
|
90%
|
No Application Fee
|
Call NatWest 0800 158 2940 Apply > |
|
£250 cashback on completion
|
||||||||
|
|
Santander 5 Year Fixed Rate First Time Buyer Mortgage
|
5.49%
|
fixed for 5 years
|
4.24% (variable)
|
4.90%
|
90%
|
No Application Fee
|
Call Santander 0800 389 4153 Apply > |
|
To qualify customers must open a Santander First Home Saver Account
|
||||||||
 |
RBS 2 Year Fixed Mortgage
|
5.79%
|
Fixed for 2 Years
|
4% (variable)
|
4.40%
|
100%
|
£499
|
Call RBS 0800 068 7683 Apply > |
|
Existing RBS Customers Only
|
||||||||
|
|
NatWest 2 Year Fixed Mortgage
|
5.79%
|
Fixed for 2 Years
|
4% (variable)
|
4.40%
|
100%
|
£499
|
Call NatWest 0800 158 2940 Apply > |
|
Existing NatWest Customers Only
|
||||||||
|
|
NatWest 5 Year First Time Buyer Fixed Rate Mortgage
|
6.29%
|
Fixed for 5 Years
|
4% (variable)
|
5.20%
|
90%
|
No Application Fee
|
Call NatWest 0800 158 2940 Apply > |
Your home may be repossessed if you do not keep up repayments on your mortgage.
The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.
Latest First Time Buyers News 
-
The Nationwide House Price Index shows prices to have risen slightly in October, despite crumbling economic conditions for the housing market. ...Tue 29th Nov, 2011 -
New mortgage research data reveals some interesting insights into the current state of the market. Generally, the signs are positive. Figures ...Thu 10th Nov, 2011 -
The housing situation in Britain has received a boost after major lenders returned to the market with 90% mortgages. Lenders underwent a strict ...Mon 7th Nov, 2011 -
Research across the board shows promise for housing market activity - if mortgage lending will follow. The National Association of Estate Agents' ...Fri 28th Oct, 2011 -
People may wish to become a landlord by renting out a spare room, an expert has suggested. Landlords with buy-to-let home loan packages such as ...Mon 12th Sep, 2011 -
First-time buyers in the UK are getting older, research has shown. The average prospective homeowner in the UK is 35-years-old before they can ...Tue 23rd Aug, 2011
