First House price increase for 2009

First House price increase for 2009

According to the land registry, the cost of houses across England and Wales increased on a month-on-month basis for the first time since January 2008.

The results from a survey, which compares the price of homes recently sold with the price paid previously, showed that the average home now costs £153,046 thanks to the 0.1 percent rise last month.

This still puts the value of the average home down 14 percent based on the same month last year, but it said that the figures revealed a "flattening" of prices.

The Land Registry survey said: "This is the first time in well over a year that the monthly change has been positive."

"However, as the monthly increase is only 0.1 percent, the movement does not signal a return to solid growth, but rather flattening prices."

The survey is regarded by many as the most authoritative house price survey, as rather than focussing on mortgage data like many other surveys, its figures come from measuring changes in prices based on completed sales.

The data revealed that up until last month, prices of detached homes in England and Wales fell the least, by 12.2 percent.

The cost of Semi-detached homes were also down 14.3 percent, as well as terraced houses by 14.6 percent, and flats or maisonettes by 14.8 percent.

The average house price in London is now £301,859, compared to £106,424 in the North East.

Throughout June, Middlesbrough saw the lowest annual fall in house prices, down just 7.9 percent, with Luton experiencing the biggest fall, down 23 percent.

David Smith, senior partner at property consultancy Carter Jonas said: "Mathematically speaking, prices rose in June, but in reality they are not so much rising as bottoming out."

Written by Sam Gooch

 

Tuesday, 28 July 2009 16:26
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Amex Platinum Cash Back

Advice

Not only do you get 6 months 0% on purchases, you also get 5% cashback on up to £2,000 spend within 1st 3 months (Max £100). After this you can earn cashback rates of 1.25% with NO spend limit!!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: 0% for 6 mths
Representative APR
Purchases: 18.5% p.a. (variable)
Representative Example: If you spend £1,200 at an annual interest rate of 14.0% (variable) with a £25 annual Fee your Representative APR will be 18.5% (variable).
Annual Rates
Balance Transfers: 18.5% p.a.
Cash Advance: 22.9% p.a.
Annual Fee: £25 p.a.
Standard Features
Credit Limit: £50,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Cashback
Introductory Cashback Rate: 5% p.a.3 mths
Standard Cashback Rate: 1.25%
Approval Criteria
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have a household income of at least £20,000
  • I have no history of bad debt
  • If self-employed, I have been working for more than one year.

AA Balance Transfer Credit Card

Advice

Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services.

Introductory Offer
Balance Transfer Rate: 0% for 16 mths
Balance Transfer Fee: 3%
Purchase Rate: 0% for 3 mths
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 22.9% p.a.
Annual Fee: N/A
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 58 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

AA Credit Card

Advice

Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services.

Introductory Offer
Balance Transfer Rate: 0% for 12 mths
Balance Transfer Fee: 3%
Purchase Rate: 0% for 10 mths
Representative APR
Purchases: 16.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 16.9% p.a.
Cash Advance: 22.9% p.a.
Annual Fee: N/A
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 58 days
On-Line Banking: Yes
Approval Criteria
  • You are currently employed
  • You are over 23 years of age
  • You are a homeowner
  • You have an income of over £20,000
  • You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
  • You are a resident in the UK and can prove residential addresses for the past two years

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