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You are here: Home Money Mortgages Remortgages

Remortgages

Compare a range of rates from the UK's top lenders and find the best remortgage deal for you. Simply call choose a provider using the numbers below for the latest rates.

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Select Mortgage Type

  • Popular Mortgages
  • Fixed Rate Mortgages
  • Tracker Mortgages
  • No Fee Mortgages
  • First Time Buyer
  • Offset Mortgages
  • Buy To Let Mortgages

Editors Choice - NatWest Mortgages - Call 0800 158 2940

NatWest offer a comprehensive range of fixed, tracker, off-set and buy-to-let mortgages. Call NatWest on 0800 158 2940 to discuss (Lines open Mon-Fri 8am-8pm & Sat 9am-4pm)

More Info >

Remortgages

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
HSBC 2 Year Fixed 60% LTV
HSBC 2 Year Fixed Rate Mortgage
2.64%
Fixed for 2 Years
3.94% (variable)
3.90%
60%
£1,999
Call HSBC 0800 077 4255
Apply >
NatWest 2 Year Fxed Rate 60 LTV Remort (fee)
NatWest 2 Year Fixed Rate Remortgage
2.95%
Fixed for 2 Years
4% (variable)
4.00%
60%
£999
Call NatWest 0800 158 2940
Apply >
HSBC Lifetime Tracker 70% LTV
HSBC Lifetime Tracker Mortgage
2.99% (variable)
Tracks at 2.19% above Bank of England base rate for Life
N/A
3.10%
70%
£599
Call HSBC 0800 077 4255
Apply >
Post Office 2yr Tracker 75% LTV
Post Office 2 Year Tracker
3.09% (variable)
2.59% above the Bank of England Base Rate for 2 Years
4.49% (variable)
4.40%
75%
£995
Call Post Office 0203 004 2012
Apply >
Post Office 2yr Fixed 75% LTV
Post Office 2 Year Fixed Rate Mortgage
3.09%
Fixed for 2 Years
4.49% (variable)
4.40%
75%
£995
Call Post Office 0203 004 2012
Apply >
NatWest 2yr Tracker Remortgage 60 LTV (No Fee)
NatWest 2 Year Tracker Remortgage
3.09% (variable)
2.09% above NatWest base rate for 24 months
4% (variable)
3.90%
60%
No Application Fee
Call NatWest 0800 158 2940
Apply >
HSBC Lifetime Tracker 70% LTV No Fee
HSBC Lifetime Tracker Mortgage
3.29% (variable)
Tracks at 2.79% above Bank of England base rate for Life
N/A
3.30%
70%
No Application Fee
Call HSBC 0800 077 4255
Apply >
NatWest 2 Year Fxed Rate 60 LTV Remortgage
NatWest 2 Year Fixed Rate Remortgage
3.35%
Fixed for 2 Years
4% (variable)
4.00%
60%
No Application Fee
Call NatWest 0800 158 2940
Apply >
Post Office 2yr Fixed 80% LTV
Post Office 2 Year Fixed Rate Mortgage
3.49%
Fixed for 2 Years
4.49% (variable)
4.50%
80%
£995
Call Post Office 0203 004 2012
Apply >
NatWest 2yr Fixed Remortgage 75 LTV
NatWest 2 Year Fixed Rate Remortgage
3.59%
Fixed for 2 Years
4% (variable)
4.10%
75%
£999
Call NatWest 0800 158 2940
Apply >
Post Office 3yr Fixed 80% LTV
Post Office 3 Year Fixed Rate Mortgage
3.69%
Fixed for 3 Years
4.49% (variable)
4.40%
80%
£995
Call Post Office 0203 004 2012
Apply >
Post Office 2yr Fixed 85% LTV
Post Office 2 Year Fixed Rate Mortgage
3.79%
Fixed for 2 Years
4.49% (variable)
4.50%
85%
£995
Call Post Office 0203 004 2012
Apply >
Post Office 2yr Tracker 85% LTV
Post Office 2 Year Tracker
3.79% (variable)
3.99% above the Bank of England Base Rate for 2 Years
4.49% (variable)
4.50%
85%
£995
Call Post Office 0203 004 2012
Apply >
NatWest 5 Year Fxed Rate 60 LTV Remort
NatWest 5 Year Fixed Rate Remortgage
3.99%
Fixed for 5 Years
4% (variable)
4.20%
60%
£999
Call NatWest 0800 158 2940
Apply >
NatWest 5yr Fixed Remortgage 75 LTV
NatWest 5 Year Fixed Rate Remortgage
4.99%
Fixed for 5 Years
4% (variable)
4.60%
75%
£999
Call NatWest 0800 158 2940
Apply >

Your home may be repossessed if you do not keep up repayments on your mortgage.

The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best endeavour to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.

 

The telephone-based mortgage advice service is provided by London & Country Mortgages Ltd., Beazer House, Lower Bristol Road, Bath, BA2 3BA. London & Country Mortgages Ltd are authorised and regulated by the Financial Services Authority. Their FSA number is 143002.

Remortgages - What You Need To Know

Getting a remortgage basically means that you are changing the mortgage that you already have, without moving to another abode.

This opens up the possibility to raise additional funds or acquire a mortgage with benefits that your current loan doesn’t have such as lower or fixed monthly repayments. All of which can be extremely useful.

 

Remortgages are split in much the same way as regular mortgages, with both fixed rate and tracker options available.

Fixed rate remortgages are where you make your repayments at a guaranteed rate for a set period of time during the life of your remortgage.

Tracker remortgages however will have a fluctuating rate of interest repayment as they are tethered to either the Bank of England’s base rate or to the lender’s Standard Variable Rate. This means that whenever the base rate changes, the repayment value will change in accordance to this.


Important points

One thing that is essential to take into account when searching for a remortgage is the associated fees that will come with an account. These could raise the price you pay dramatically through arrangement, valuation or legal fees. Any of these could provide an unwanted hike in the price you have to pay for your chosen remortgage.

It is also important to make sure that you meet the criteria for the loan. This is usually dealt with using the loan-to-value section of any mortgage. This simply means the proportion of your home's value that you need to borrow. This means that if you only have 10% equity, you will not be able to apply for one with a 50% loan-to-value deal.

 

The best way to compare remortgages is to look at the interest rates on offer from the different lenders whilst making a note of any fees that are included in the cost and that you are eligible for the mortgage.

 

As always, we recommend that you seek professional advice if you are unsure which type of mortgage is right for you and that all of the information provided above is for use as an overview only and should not be the basis for your mortgage decision.

Latest Remortgage News RSS Feed

  • Lenders 'encouraging remortgage deals with attractive offers'
    A growing number of people are opting to remortgage their home. A growing number of people are opting to remortgage their property as banks and ...
    Read More >
    Wed 13th Jul, 2011
  • Santander introduces new remortgage deal
    A lender has launched a new remortgage deal. Homeowners considering the possibility of taking out a remortgage option on their residential ...
    Read More >
    Fri 8th Apr, 2011
  • Nationwide cuts remortgage rates
    Nationwide has reduced rates on some of its remortgage deals. Anyone looking for a home credit deal in the near future might be interested to ...
    Read More >
    Mon 23rd Aug, 2010
  • Remortgage figures 'at lowest level for five years'
    New figures show that the proportion of remortgage business in the home credit market fell in the first quarter of the year. New research ...
    Read More >
    Thu 10th Jun, 2010
  • Remortgage growth continues
    Increasing numbers of homeowners are remortgaging their property. Remortgage activity continues to rebound.The rise in such lending seen during ...
    Read More >
    Thu 11th Mar, 2010
  • Remortgagers 'looking away from tracker deals'
    The popularity of tracker deals is in decline, new Santander research shows. Significant numbers of Britons are set to remortgage their home over ...
    Read More >
    Fri 22nd Jan, 2010
View Latest Remortgage News Archive >
 

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