Nationwide currently offer a variety of benefits with the Nationwide Gold Card. One of the biggest advantages of this credit card is that it features commission free purchases until 6th May 2009, which means you will not be charged the standard foreign conversion rate on any purchases. After May 6th 2009 you will be charged for foreign purchases.
The Nationwide Gold Card also offers up to 56 interest free days, free purchase cover for theft, loss, or damage to most purchases over fifty pounds. You can also benefit from free 12 month extended warranty on many gas or electrical products and peace of mind with Nationwide Fraud Watch
Gold cards are most suited to those aged 25 or over, earning an annual income of at least £25,000, with an excellent credit history.
Nationwide offer award winning current accounts, with Defaqto - an independent financial product-research company - giving Nationwide current accounts a 5 star rating in 2008. They were also named the 'Best Current Account Provider' by Personal Finance & Savings 2007 Readership Awards.
One of the biggest advantages of the nationwide current accounts is that they feature commission free purchases and cash withdrawals abroad, which means you will not have to pay the standard foreign conversion rate charged by other big banks for any transactions abroad.
If you're looking to change from your current provider, Nationwide make it easy with their Account Transfer Team.
Managing your account is made easy with internet Banking, Telephone Self Service and text-alerting available to Nationwide customers.
Nationwide offer award winning savings accounts with their e-Saver account recognised by Moneyfacts as one of the most consistently high-paying internet savings accounts between 2005 and 2008.
There are several Nationwide savings accounts to choose from, with either instant access to your deposits with Internet savings providing constant access to your account, or long term investment to see your money grow fast, keep your money safe with Nationwide savings accounts.
With a Nationwide ISA, you can make the most of your tax free savings and earn some great returns on your investment. Nationwide offers attractive rates for interest, and you can switch from your current ISA provider with Nationwide to maximise your returns.
It’s easy to open a Nationwide ISA, and you won’t pay any tax on the interest you earn. Save up to £5,100 each tax year. Nationwide offer different types of cash ISA's, so you can choose the most suitable account for you based on your needs. Whether you want to open a Fixed rate ISA that pays higher interest rates for leaving you funds untouched, or you would rather have an instant access ISA that allows you to make withdrawals without a fee and pays competitive rates making your money grow.
Nationwide ISA's work just like a normal savings account but with one difference, all interest earned on your balance is paid tax-free.
Interest on Nationwide ISA's is paid annually on 31 March and can be withdrawn, paid into your ISA, your current account or another Nationwide savings account. Managing your account is easy, with the Internet Banking and Phone Banking services or in branch.
Nationwide fixed rate bonds offer customers a fixed interest rate over a fixed rate on deposits, allowing you to earn a predictable income whilst encouraging you to leave your money to grow.
Fixed rate bonds are a great way to help you to make a savings plan that you can stick to. One of the main advantages to these accounts is that the rate you agree to will not change for the duration of the bond, so if the bank rates were to fall, you would still benefit from the higher rate.
Nationwide offer a comprehensive range of fixed rate bonds to suit all types of savers, with terms lasting between 6 months to 4 years, allowing deposits between £1 and £3 million with different rates applying to each account.
Before opening a fixed rate bond it is important to evaluate your financial position to ensure you can afford to lock your money away. You have to remember that making early withdrawals to a fixed rate bond can result in penalties such as loss of interest or even cause your account to close.
Nationwide will offer you a great loan no matter what you are taking it out for. Whether it's for a new car, to cover bills or just to treat yourself, Nationwide can help to make these plans a reality.
Personal loans range between £7,500 and £14,999 for Flexiaccount/mortgage customers for up to 5 years.
The online loans application process is easy to use, fast and secure with the average application taking only ten minutes to complete with a decision made instantly. Plus there are no fees for setting up your loan.