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Nationwide Bank Accounts Review

Compare Nationwide Bank Accounts – read our review and compare the features and benefits available from Nationwide. Make an informed decision to find a Bank Account that suits you.

Nationwide offer award winning current accounts, with Defaqto - an independent financial product-research company - giving Nationwide current accounts a 5 star rating in 2008. They were also named the 'Best Current Account Provider' by Personal Finance & Savings 2007 Readership Awards.

One of the biggest advantages of the nationwide current accounts is that they feature commission free purchases and cash withdrawals abroad, which means you will not have to pay the standard foreign conversion rate charged by other big banks for any transactions abroad.

If you're looking to change from your current provider, Nationwide make it easy with their Account Transfer Team.

Managing your account is made easy with internet Banking, Telephone Self Service and text-alerting available to Nationwide customers.

Nationwide FlexAccount

Features

Interest Rate:
0% AER
Minimum Balance:
£1
Annual Fee:
£0

Account Description

  • VISA debit card with every account
  • The age restriction to open the account is 18
  • Manage your account online with an excellent internet banking service.
  • Three-month interest-free overdraft when you switch to FlexAccount
  • Free day to day banking
  • Voted Best Overall Online Provider 2009 by Your Money

Representative Example

If you use an overdraft limit of £1,200 a 18.9% EAR (variable) charge will apply

Nationwide FlexPlus Account

Features

Interest Rate:
3.00% AER
Minimum Balance:
£1
Monthly Fee:
£10

Account Description

  • £10 per month gets you the following benefits:
  • Get 3.00% variable on balances up to £2,500 (no interest for balances £2.5k+)
  • 3 month Fee Free overdraft
  • Commission Free Cash Withdrawals Abroad
  • VISA debit card with every account
  • Travel Insurance - Worldwide travel insurance, including winter sports, golf, business and wedding cover for you and your family.
  • Mobile Phone Insurance - Worldwide cover if your phone's lost, stolen, or damaged.
  • Breakdown Cover - UK & European breakdown cover for you in any private car and also anyone driving your car with your permission.
  • Extended Warranty - Get an extra 12 months warranty for eligible household electrical goods.
  • Identity Theft - Get help and support if your personal data's compromised or your cards are lost or stolen.