Nationwide
Credit Cards Review

Compare Nationwide Credit Cards Compare Nationwide credit cards – read our review and compare the features and benefits available from Nationwide. We can help you to make an informed decision and find a card that suits you.

Nationwide currently offer a variety of benefits with the Nationwide Gold Card. One of the biggest advantages of this credit card is that it features commission free purchases until 6th May 2009, which means you will not be charged the standard foreign conversion rate on any purchases. After May 6th 2009 you will be charged for foreign purchases.

The Nationwide Gold Card also offers up to 56 interest free days, free purchase cover for theft, loss, or damage to most purchases over fifty pounds. You can also benefit from free 12 month extended warranty on many gas or electrical products and peace of mind with Nationwide Fraud Watch

Gold cards are most suited to those aged 25 or over, earning an annual income of at least £25,000, with an excellent credit history.

Nationwide Credit Card

Advice

Balance transfers offer is only applicable to transfers made in the first 3 months of account opening and are subject to a 2.95% Balance Transfer fee (£3 Minimum).
Also, get commission free card purchases abroad!!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 17 months
Balance Transfer Fee: 2.95%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 15.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your Representative APR will be 15.9% (variable).
Annual Rates
Balance Transfers: 15.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £25,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 25 Years of Age
  • You have an Excellent Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £25,000 per year

Credit Card Benefits

  • Free purchase cover for loss, theft or damage to most purchases over £50
  • Free 12 month extended warranty on many gas or electrical products
  • Peace of mind for all cardholders with Nationwide Fraud Watch.
  • Nationwide continues to offer "commission-free" foreign transactions. "Commission-free" means that we do not add any additional charges for exchanging currency which are designed to generate profit for the Society. We do, however, pass on any fee we incur from our card scheme providers for processing transactions in certain currencies (generally those outside of the European Economic Area and Turkey and Israel) other than sterling. The fee is currently 1.00% and it will be included in the sterling amount shown on your statement.

Nationwide Select Credit Card

Advice

Balance transfers offer is only applicable to transfers made in the first 3 months of account opening and are subject to a 2.95% Balance Transfer fee (£3 Minimum).
Also, get commission free card purchases abroad & 0.5% Cash Back on all Sterling spend!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 17 months
Balance Transfer Fee: 2.95%
Purchase Rate: 0% p.a. for 18 months
Representative APR
Purchases: 12.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your Representative APR will be 15.9% (variable).
Annual Rates
Balance Transfers: 12.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £25,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Cashback
Introductory Cashback Rate: 0% p.a.
Standard Cashback Rate: 0.5%
Approval Criteria
  • To be eligible to apply, you have to hold a FlexAccount with a Visa debit card (not cash card+) and pay in £750 or more each month (excluding internal transfers), or agree to complete an Account Transfer from an account (non Nationwide) using our Account Transfer Service or have done so in the past 4 months.
  • You are at least 25 Years of Age
  • You have an Excellent Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £25,000 per year

Credit Card Benefits

  • Free Membership to Nationwide Simply Rewards Scheme which provides money off big brands such as Dominos Pizza and Carluccio's
  • Peace of mind for all cardholders with Nationwide Fraud Watch.
  • Nationwide continues to offer "commission-free" foreign transactions. "Commission-free" means that we do not add any additional charges for exchanging currency which are designed to generate profit for the Society. We do, however, pass on any fee we incur from our card scheme providers for processing transactions in certain currencies (generally those outside of the European Economic Area and Turkey and Israel) other than sterling. The fee is currently 1.00% and it will be included in the sterling amount shown on your statement.

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