Nationwide ISA Review

Compare Nationwide ISAs – read our review and compare the features and benefits available from Nationwide. Find an ISA that suits you and make the most of your annual tax-free savings.

With a Nationwide ISA, you can make the most of your tax free savings and earn some great returns on your investment. Nationwide offers attractive rates for interest, and you can switch from your current ISA provider with Nationwide to maximise your returns.

It’s easy to open a Nationwide ISA, and you won’t pay any tax on the interest you earn. Save up to £5,640 each tax year. Nationwide offer different types of cash ISA's, so you can choose the most suitable account for you based on your needs. Whether you want to open a Fixed rate ISA that pays higher interest rates for leaving you funds untouched, or you would rather have an instant access ISA that allows you to make withdrawals without a fee and pays competitive rates making your money grow.

Nationwide ISA's work just like a normal savings account but with one difference, all interest earned on your balance is paid tax-free.

Interest on Nationwide ISA's is paid annually on 31 March and can be withdrawn, paid into your ISA, your current account or another Nationwide savings account. Managing your account is easy, with the Internet Banking and Phone Banking services or in branch.

Top 5 ISA products

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
1.45%
Yes
Instant
Min £500
Max £15,000
1.30%
Yes
Instant
Min £10
Max £15,000
1.00%
Yes
Instant
Min £1
Max £15,000
No withdrawal penalties. Transfer your existing ISA balances to this ISA.
1.00%
Yes
Instant
Min £1
Max £15,000
No withdrawal penalties. Transfer your existing ISA balances to this ISA.

Natwest Cash ISA

NatWest
  • Save from £1 and save up to £15,000 per tax year.
  • Earn 0.75% AER to 1.0% AER depending on deposit:
  • £25,000+ = 1.0% AER
  • £1 - £24,999+ = 0.75% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows e-Cash ISA

Scottish Widows
  • Minimum balance £10
  • Annual cash ISA limit is £15,000 (2014-15)
  • No notice period or penalties for withdrawals
  • Transfers from other cash ISAs accepted

RBS Cash ISA

RBS
  • Save from £1 and save up to £15,000 per tax year
  • Earn 0.75% AER to 1.0% AER depending on deposit:
  • £25,000+ = 1.0% AER
  • £1 - £24,999+ = 0.75% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – RBS can pay the interest into your Cash ISA Plus or another RBS account.
  • Manage your ISA by Phone, post, in branch and online
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Sainsburys ISA

Sainsbury's
  • Earn a tax-free variable rate of 1.45% AER (variable)
  • From the 1 July 2014, the total allowance for saving in an ISA has increased to an upper limit of £15,000 in a tax year. This means as long as you don't also have an ISA (cash or stocks and shares) with another provider, from 1 July 2014 you can save up to £15,000 in a Sainsbury's Bank Cash ISA
  • ISA transfer service - move existing Cash ISA funds held with other providers
  • Easy to apply and manage either online or by phone
  • Minimum deposit of £500 to open your account
  • Interest is paid annually on the anniversary of account opening
  • Available to new and existing customers
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme