Nationwide
ISA Review

Compare Nationwide ISAs – read our review and compare the features and benefits available from Nationwide. Find an ISA that suits you and make the most of your annual tax-free savings.

With a Nationwide ISA, you can make the most of your tax free savings and earn some great returns on your investment. Nationwide offers attractive rates for interest, and you can switch from your current ISA provider with Nationwide to maximise your returns.

It’s easy to open a Nationwide ISA, and you won’t pay any tax on the interest you earn. Save up to £5,640 each tax year. Nationwide offer different types of cash ISA's, so you can choose the most suitable account for you based on your needs. Whether you want to open a Fixed rate ISA that pays higher interest rates for leaving you funds untouched, or you would rather have an instant access ISA that allows you to make withdrawals without a fee and pays competitive rates making your money grow.

Nationwide ISA's work just like a normal savings account but with one difference, all interest earned on your balance is paid tax-free.

Interest on Nationwide ISA's is paid annually on 31 March and can be withdrawn, paid into your ISA, your current account or another Nationwide savings account. Managing your account is easy, with the Internet Banking and Phone Banking services or in branch.

Top 5 ISA products

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
1.30%
Yes
Instant
Min £10
Max £5,940
1.29%
Yes
Instant
Min £1
Max £5,940
1.00%
Yes
Instant
Min £1
Max £5,940
No withdrawal penalties. Transfer your existing ISA balances to this ISA.
1.00%
Yes
Instant
Min £1
Max £5,940
No withdrawal penalties. Transfer your existing ISA balances to this ISA.

Natwest Cash ISA

NatWest
  • Save from £1 and save up to £5,940 per tax year (£15,000 from July 2014)
  • Earn 1.0% AER to 1.5% AER depending on deposit:
  • £25,000+ = 1.5% AER
  • £1 - £24,999+ = 1.0% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
  • Manage your ISA by Phone, post, in branch and online
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows e-Cash ISA

Scottish Widows
  • Minimum balance £10
  • Annual cash ISA limit is £5,940 (2014-15)
  • No notice period or penalties for withdrawals
  • Transfers from other cash ISAs accepted

Barclays Instant Cash ISA

Barclays
  • Earn 1.29% AER /1.28% tax-free pa 1 on balances of £1 to £14,999
  • Earn 1.39% AER /1.38% tax-free pa on balances of £15,000 to £29,999
  • Earn 1.49% AER /1.48% tax-free pa on balances of £30,000 and over
  • Rates are variable
  • Save from £1 to £5,940 in the 2014/2015 tax year. The allowance increases to £15,000 in July 2014.
  • Include your Instant Cash ISA – Issue 1 in a Barclays offset mortgage arrangement
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

RBS Cash ISA

RBS
  • Save from £1 and save up to £5,940 per tax year (£15,000 from July 2014)
  • Earn 1.0% AER to 1.5% AER depending on deposit:
  • £25,000+ = 1.5% AER
  • £1 - £24,999+ = 1.0% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – RBS can pay the interest into your Cash ISA Plus or another RBS account.
  • Manage your ISA by Phone, post, in branch and online
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme