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Compare NatWest Financial Products

Compare a range of financial products and services available from Natwest. Read our section reviews, find a product that's right for you and apply online.

NatWest Overview

National Westminster Bank Plc, or NatWest as it is known to many, is a commercial bank operating in the UK. It was established in 1968 following the merger of Westminster Bank and National Provincial Bank, and is now regarded as one of the four main clearing banks.

In 2000 NatWest became part of The Royal Bank of Scotland Group Plc.

NatWest has a substantial network of 1,600 branches and 3,400 cash machines across the UK and provides its customers with online banking services and a 24 hour help-line. It now has in excess of 7.5 million personal customers and 850,000 small business accounts.

NatWest provide a wide range of banking and insurance services to personal, business and commercial customers, which include Natwest bank accounts, savings accounts, investments, loans, credit cards, mortgages and insurance.

 

NatWest offer a range of Credit Cards to suit all needs. With the NatWest Credit Card you get the best of both world's; State-of-the-art Internet Banking backed up by an extensive Branch Network, should you wish to pop-in and talk to someone face-to-face about your account.

NatWest credit cards offer a variety of benefits, including:
  • Online banking – allowing you to manage your account 24/7 wherever you may be
  • Low purchase and balance transfer rates
  • No annual fee and up to 56 interest free days
  • Fraud Protection – If any suspicious transactions appear you will be notified, or join the free fraud text alert service and get notified by text message
  • Cards are accepted at 30 million outlets worldwide - 900,000 in the UK.

NatWest credit cards can provide your business with a great alternative to petty cash, allowing you to monitor all transactions made using the cards, and in some cases allowing you to benefit from great rewards and benefits. Whether your business is big or small, NatWest have a credit card designed to suit your needs. The features and benefits of a NatWest Business Credit Card make it a flexible and cost effective tool for your business. NatWest Credit Cards are accepted at 30 million outlets worldwide – 900,000 of which are in the UK.


Natwest current accounts provide an effective solution for managing your everyday spending, giving you flexibility to access and manage your funds with ease.

Natwest provides free day-to-day banking as standard across all of its current accounts – as well as some great ideas to help you manage your finances.

Natwest bank accounts come with a number of useful features and benefits, designed to make your life easier and your banking experiences more pleasant. These include overdraft facilities (subject to eligibility), giving you some breathing space for your finances, a cheque book providing an alternative payment method, standing order and direct debit facilities, allowing you to set up regular payments so you don't have to worry about remembering to make all of your payments, and online banking, giving you the freedom to manage your account at a time and a place that suits you.

With a Natwest debit card, you're never far away from your money, with access to your funds available at most cash machines. You can also pay for products and services with your card, making shopping safer and more convenient.
NatWest bank offers an impressive range of great savings accounts, giving you a variety of savings options so you can make a choice that best suits your saving needs. Whether you're looking to open an account paying high interest rates on your balance with bonuses paid for months where no withdrawals are made, or would rather choose an instant access account giving you flexibility over your money, NatWest has a savings account for you.

All NatWest savings accounts come with an optional 24 hour online banking facility, allowing you to manage your finances at a time and place that suits you. Alternatively, you can manage your account at any NatWest branch or over the phone.
Natwest offers a range of ISA's designed to work with your savings needs. Whether you are looking to set up an ISA with your first deposit, or you would like to transfer savings from an existing ISA, Natwest Individual Savings Accounts have a solution for you.

Each ISA comes with an array of features and benefits, all offering tax free interest, and across its board you can find accounts that allow instant access to your savings with no penalties; base rate guarantees to ensure that the interest rate paid on your balance will never fall below the Bank of England Base rate; ability to manage your account online, by Phone, post, or in branch; Tiered interest rates offering higher rates for larger balances; the ability to transfer your existing ISA balance over, and from your ISA to another account hassle free.

The maximum amount that can be added to your ISA account per year is £3,600, and runs in line with the tax year, so if you haven't already used your yearly allowance, you have until April 5th before the limit is reset. You cannot carry allowances over to the following year, so it's a case of 'use it or lose it'.
Natwest Business Banking provides a range of business current accounts designed to provide your business with a wide range of features and benefits to help you to manage your everyday spending with ease.

Choose a Natwest business current account that suits your needs. With access to over 1,600 branches and cash machine network, you're never far away from your money, and if you would like to speak to a business manager for advice, you can set a local face-to-face or telephone meeting.

Business banking just got a whole lot easier, with new fixed monthly fees as opposed to transaction fees for credits and debits on your business account.

With Natwest Business banking, you're given access to a number of great savings, which includes discounted business loans and bill credit on mobile connections.

Whatever the size of your business, NatWest Business Current Accounts will help you to manage your day-to-day transactions and provide the option of support from an experienced Business Manager, plus all Natwest business accounts offer 24-hour banking support.
NatWest Business Savings Accounts provide a range of great saving solutions allowing you to get the best from your surplus funds earning great rates of interest for great returns.

Whether you require an instant access business account offering a great way to manage you day-to-day spending, or you would rather benefit from higher rates of interest with guaranteed regular income for your business you may wish to consider a fixed rate business savings bond.

Getting started with a NatWest business savings account is easy, with a minimum opening deposit of just £1 and up to £2 million. You can benefit from instant access to your funds, free withdrawals, tiered interest rates based on the size of your balance, interest paid quarterly and same-day transfers between accounts.

NatWest News

HBOS 'will not follow NatWest in restricting credit card access'
Moves by NatWest to restrict credit cards to those who already have a current account with the bank will not be followed by HBOS, it has been stated. ...
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Wed 7th Oct, 2009
NatWest Student Account voted No.1
As the beginning of a new university year draws closer, students are left with an important decision that could determine the bank that wins their custom for life. ...
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Mon 21st Sep, 2009
NatWest offers new base beating ISA in-time for savers
As April is drawing closer, savers are nearing the tax free allowance deadline, provided by the government as a savings incentive. ...
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Tue 24th Mar, 2009
NatWest launches three new savings products
NatWest has launched three new savings accounts ...
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Tue 12th Jul, 2005
NatWest launches three new savings products
NatWest has launched three new savings accounts ...
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Tue 12th Jul, 2005