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NatWest Credit Cards Review

Compare NatWest credit cards – read our review and compare the features and benefits available from NatWest. We can help you to make an informed decision and find a card that suits you.

NatWest offer a range of Credit Cards to suit all needs. With the NatWest Credit Card you get the best of both world's; State-of-the-art Internet Banking backed up by an extensive Branch Network, should you wish to pop-in and talk to someone face-to-face about your account.
NatWest credit cards offer a variety of benefits, including:
  • Online banking – allowing you to manage your account 24/7 wherever you may be
  • Low purchase and balance transfer rates
  • No annual fee and up to 56 interest free days
  • Fraud Protection – If any suspicious transactions appear you will be notified, or join the free fraud text alert service and get notified by text message
  • Cards are accepted at 30 million outlets worldwide - 900,000 in the UK.

NatWest Clear Rate Platinum Card

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 11.1% p.a. (variable)
Representative Example: Representative 11.1% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 6.9% p.a.(variable) Annual fee: £24. Your actual credit limit will depend on our credit assessment of you.
Annual Rates
Balance Transfers: 6.9% p.a. (variable)
Cash Advance: 24.9% p.a. (variable)
Annual Fee: £24
Standard Features
Credit Limit: £25,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year

NatWest Reward Card

Advice

1% in all supermarkets (0.5% at their petrol stations). At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad. 1% if you use contactless until 30th June 2016. 1% on payments up to £30 you make using Apple Pay in stores until 30th June 2016.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 18.9% p.a. (variable)
Representative Example: Representative 23.7% APR (variable) based on an assumed CreditLimit of £1,200. Standard interest rate for purchases: 18.9% p.a.(variable) Annual fee: £24. Your actual credit limit will depend on our credit assessment of you.
Annual Rates
Balance Transfers: 18.9% p.a. (variable)
Cash Advance: 12.9% p.a. (variable)
Annual Fee: £24
Standard Features
Credit Limit: £25,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Cashback
Standard Cashback Rate: 0.5%
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year

Credit Card Cashback

  • 1% in all supermarkets (0.5% at their petrol stations). At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad. 1% if you use contactless until 30th June 2016. 1% on payments up to £30 you make using Apple Pay in stores until 30th June 2016.