Bread Crumb Trail

Credit Cards NatWest Credit Cards

Compare NatWest Credit Cards

Compare NatWest credit cards – read our review and compare the features and benefits available from NatWest. We can help you to make an informed decision and find a card that suits you.

NatWest Credit Cards Review

NatWest offer a range of Credit Cards to suit all needs. With the NatWest Credit Card you get the best of both world's; State-of-the-art Internet Banking backed up by an extensive Branch Network, should you wish to pop-in and talk to someone face-to-face about your account.
NatWest credit cards offer a variety of benefits, including:
  • Online banking – allowing you to manage your account 24/7 wherever you may be
  • Low purchase and balance transfer rates
  • No annual fee and up to 56 interest free days
  • Fraud Protection – If any suspicious transactions appear you will be notified, or join the free fraud text alert service and get notified by text message
  • Cards are accepted at 30 million outlets worldwide - 900,000 in the UK.
Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 months
Balance Transfer Fee: 2.9%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 16.9% p.a.
Balance Transfers: 16.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: £25,000
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year
Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: 4.9% p.a. for 9 months
Typical APR
Purchases: 19.9% p.a.
Balance Transfers: 19.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: £10,000
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • YOU ARE A NATWEST CURRENT ACCOUNT CUSTOMER
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year
  • Have your NatWest Current Account number and sort code ready to apply
Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: 18.9% p.a.
Balance Transfers: 18.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £500
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You are a student in full time education.

Credit Card Benefits

  • 10% off all computing products with HP UK
  • Free DVD rentals by post - Subscribe to any Outnow package and the second month is free.
  • £5 Firebox voucher - Save on the latest gadgets and gifts.
  • NatWest Wine Club - Look out for cardholder-only offers, as well as the occasional free gift!

NatWest News

NatWest credit card jumps to top position for balance transfers
NatWest and RBS have upped their game in the credit card market by increasing their 0% balance transfer duration. ...
Read More >
Fri 16th Jul, 2010
NatWest to launch new Autopilot account in June
NatWest is to launch its new Autopilot International current account next month, it announced today (May 5th). ...
Read More >
Wed 5th May, 2010
HBOS 'will not follow NatWest in restricting credit card access'
Moves by NatWest to restrict credit cards to those who already have a current account with the bank will not be followed by HBOS, it has been stated. ...
Read More >
Wed 7th Oct, 2009
NatWest Student Account voted No.1
As the beginning of a new university year draws closer, students are left with an important decision that could determine the bank that wins their custom for life. ...
Read More >
Mon 21st Sep, 2009