NatWest
Credit Cards Review

Compare NatWest Credit Cards Compare NatWest credit cards – read our review and compare the features and benefits available from NatWest. We can help you to make an informed decision and find a card that suits you.

NatWest offer a range of Credit Cards to suit all needs. With the NatWest Credit Card you get the best of both world's; State-of-the-art Internet Banking backed up by an extensive Branch Network, should you wish to pop-in and talk to someone face-to-face about your account.
NatWest credit cards offer a variety of benefits, including:
  • Online banking – allowing you to manage your account 24/7 wherever you may be
  • Low purchase and balance transfer rates
  • No annual fee and up to 56 interest free days
  • Fraud Protection – If any suspicious transactions appear you will be notified, or join the free fraud text alert service and get notified by text message
  • Cards are accepted at 30 million outlets worldwide - 900,000 in the UK.

NatWest Platinum

Introductory Offer
Balance Transfer Rate: 0% p.a. for 20 months
Balance Transfer Fee: 2.9%
Purchase Rate: 0% p.a. for 6 months
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: If you spend £1,200 at a purchase interest rate of 17.95% (variable) your Representative APR will be 17.9% (variable).
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: £25,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You have an existing NatWest Current A/C
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year

Natwest Student Card

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 18.9% p.a. (variable)
Representative Example: Representative 18.9% APR variable. Based on no annual fee, assumed borrowing of £1,200, rate of interest variable (annual) 18.9%
Annual Rates
Balance Transfers: 18.9% p.a.
Cash Advance: 27.9% p.a.
Standard Features
Credit Limit: £500
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You are a student in full time education.

Credit Card Benefits

  • 10% off all computing products with HP UK
  • Free DVD rentals by post - Subscribe to any Outnow package and the second month is free.
  • £5 Firebox voucher - Save on the latest gadgets and gifts.
  • NatWest Wine Club - Look out for cardholder-only offers, as well as the occasional free gift!

NatWest World Credit Card

Advice

Turn your everyday spending in to great rewards by earning YourPoints on every pound you spend, with 2,500 points to get you started.

Introductory Offer
Balance Transfer Rate: 0% p.a. for 13 months
Balance Transfer Fee: 2.9%
Purchase Rate: 0% p.a. for 13 months
Representative APR
Purchases: 17.9% p.a. (variable)
Representative Example: Representative 17.9% APR (variable) based on assumed Credit Limit of £1,200. Standard interest rate for purchases: 17.95% p.a. (variable)
Annual Rates
Balance Transfers: 17.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: 1,200
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You have an existing NatWest Current A/C
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year

Credit Card Benefits

  • You can ask for a review of your credit limit after you've had your card for six months.
  • Transfer money from your YourPoints World Credit Card to any UK bank account. Pay the money transfer interest rate from the date of the transfer. The minimum transfer is £250.
  • The YourPoints World Credit Card gives you access to £750 a day, from cash machines around the world.
  • The amount you can withdraw depends on your credit limit, and there's a 3% handling fee - a minimum of £3.

Credit Card Rewards

  • Earn 1 point for every £1 you spend on your NatWest YourPoints World MasterCard.
  • Exchange the points you earn for a huge choice of rewards from flights and holidays, shopping vouchers, or even spa experiences and theatre nights.
  • Use your points at some great online and high street stores including ebookers, easyJet, M&S, Boots, Amazon and Harvey Nichols.

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