NatWest
ISA Review
Compare NatWest ISAs
Compare NatWest ISAs – read our review and compare the features and benefits available from NatWest. Find an ISA that suits you and make the most of your annual tax-free savings.
Natwest offers a range of ISA's designed to work with your savings needs. Whether you are looking to set up an ISA with your first deposit, or you would like to transfer savings from an existing ISA, Natwest Individual Savings Accounts have a solution for you.
Each ISA comes with an array of features and benefits, all offering tax free interest, and across its board you can find accounts that allow instant access to your savings with no penalties; base rate guarantees to ensure that the interest rate paid on your balance will never fall below the Bank of England Base rate; ability to manage your account online, by Phone, post, or in branch; Tiered interest rates offering higher rates for larger balances; the ability to transfer your existing ISA balance over, and from your ISA to another account hassle free.
The maximum amount that can be added to your ISA account per year is £5,340, and runs in line with the tax year, so if you haven't already used your yearly allowance, you have until April 5th before the limit is reset. You cannot carry allowances over to the following year, so it's a case of 'use it or lose it'.
Features
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Interest Rate:
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2% AER
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Minimum Balance:
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£1
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Monthly Fee:
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£0
Account Description
- Save from £1 and save up to £5,340 per tax year
- Earn 0.50% AER to 2% AER depending on deposit:
- £50,000+ = 2.00% AER
- £27,000 - £49,999 = 1.75% AER
- £22,000 - £26,999 = 1.10% AER
- £15,000 - £21,999 = 0.95% AER
- £9,000 - £14,999 = 0.75% AER
- £1 - £8,999 = 0.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Features
-
Interest Rate:
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2.5% AER
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Minimum Balance:
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£1
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Monthly Fee:
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£0
Account Description
- Save from £1 and save up to £5,340 per tax year
- If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
- £0 - £9,999 = 2.00% AER
- £10,000 - £29,900 = 2.25% AER
- £30,000+ = 2.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Features
-
Interest Rate:
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2.60% AER
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Minimum Balance:
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£1000
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Monthly Fee:
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£0
Account Description
- Have between £1,000 - £5,340 this tax year
- Transfer in existing cash ISA balances to increase your tax free earning potential
- Limited offer - May be withdrawn at any time
- Early closure will result in an interest change
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Features
-
Interest Rate:
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3.50% AER
-
Minimum Balance:
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£1000
-
Monthly Fee:
-
£0
Account Description
- Have between £1,000 - £5,340 this tax year
- Transfer in existing cash ISA balances to increase your tax free earning potential
- Limited offer - May be withdrawn at any time
- Early closure will result in an interest change
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Features
-
Interest Rate:
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3.80% AER
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Minimum Balance:
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£1000
-
Monthly Fee:
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£0
Account Description
- Have between £1,000 - £5,340 this tax year
- Transfer in existing cash ISA balances to increase your tax free earning potential
- Limited offer - May be withdrawn at any time
- Early closure will result in an interest change
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Features
-
Interest Rate:
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3.90% AER
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Minimum Balance:
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£1000
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Monthly Fee:
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£0
Account Description
- Have between £1,000 - £5,340 this tax year
- Transfer in existing cash ISA balances to increase your tax free earning potential
- Rates available from 30th September 2011 and on a first come first served basis
- Limited offer - May be withdrawn at any time
- Early closure will result in an interest change
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Features
-
Interest Rate:
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4.20% AER
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Minimum Balance:
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£1000
-
Monthly Fee:
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£0
Account Description
- Have between £1,000 - £5,340 this tax year
- Transfer in existing cash ISA balances from other non Natwest and RBS accounts to gain the 4.20% AER rate, otherwise the rate is 3.80% AER.
- Rates available from 30th September 2011 and on a first come first served basis
- Limited offer - May be withdrawn at any time
- Early closure will result in an interest change
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
NatWest News
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The new Android app for RBS & NatWest is released today. Android phone users in the UK will be able to download the RBS & NatWest Mobile Banking
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Fri 28th Oct, 2011
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RBS and NatWest have created a new range of fixed rate bonds Anyone eager to take out a new savings account deal in the near future may be
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Fri 27th May, 2011
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NatWest and RBS are to launch a new rage of fixed bonds packages. Anyone searching for competitive fixed rate bonds deals in the near future
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Fri 10th Dec, 2010
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Business account customers with two major financiers can now access their finances at branches of the Post Office. Companies with business
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Wed 10th Nov, 2010
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NatWest has added a bonus to one of its savings account products. Those with a NatWest bank account may be interested to note that the financier
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Tue 28th Sep, 2010
