NatWest
Mortgages Review

NatWest Mortgages – read our reviews and compare the features and benefits available from NatWest. We can help you to make an informed decision and find a mortgage that suits you

NatWest mortgages provide home-buyers with the perfect solution when looking to finance their new house, through a range of competitive mortgage deals to suit all circumstances.
Whether you're a first time buyer; you're moving house; you're looking to remortgage your home; or you already have a mortgage with NatWest, the chances are they can help.
With NatWest mortgages, you can choose from a wide range of mortgages, each falling under the following mortgage categories:

Fixed rate mortgages - Your interest rate is fixed for an agreed term, so you know exactly where you stand

Tracker mortgages – your interest rate fluctuates in line with the NatWest Bank Base Rate

Offset Flexible Mortgage – Allows you to link your current and savings account balances to your mortgage so you pay less mortgage interest the the potential to finish your mortgage years earlier.

Shared equity mortgages - If you’re a First Time Buyer you may wish to consider a Government-backed scheme giving you a loan to help you pay for your home. The remainder of the purchase price could be funded by a NatWest shared equity mortgage.

NatWest Mortgages

NatWest Tracker Mortgages

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest 2 Year Tracker Mortgage
2.89% (variable)
2.39% above NatWest base rate for 24 months
4% (variable)
4%
75%
£999
Call NatWest 0800 158 2940
NatWest 2 Year Tracker Mortgage (No Fee)
3.19% (variable)
2.69% above NatWest base rate for 24 months
4% (variable)
4%
75%
£0
Call NatWest 0800 158 2940
NatWest 2 Year Tracker Remortgage
3.09% (variable)
2.09% above NatWest base rate for 24 months
4% (variable)
3.9%
60%
No Application Fee
Call NatWest 0800 158 2940
NatWest 2 Year Tracker Mortgage
2.69% (variable)
2.19% above NatWest base rate for 24 months
4% (variable)
4.2%
60%
£999
Call NatWest 0800 158 2940

NatWest Fixed Rate Mortgages

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest 2 Year Fixed Rate Mortgage
2.99%
Fixed for 2 Years
4.1% (variable)
4%
60%
£999
Call NatWest 0800 158 2940
NatWest 2 Year Fixed Rate Mortgage
3.39%
Fixed for 2 Years
4% (variable)
4.1%
75%
£999
Call NatWest 0800 158 2940
NatWest 5 Year Fixed Rate Mortgage
4.49%
Fixed for 5 Years
4% (variable)
4.5%
60%
£999
Call NatWest 0800 158 2940
NatWest 5 Year Fixed Rate Mortgage
4.99%
Fixed for 5 Years
4% (variable)
4.7%
75%
£999
Call NatWest 0800 158 2940
NatWest 2 Year Fixed Rate Remortgage
3.59%
Fixed for 2 Years
4% (variable)
4.1%
75%
£999
Call NatWest 0800 158 2940
NatWest 5 Year Fixed Rate Remortgage
4.99%
Fixed for 5 Years
4% (variable)
4.6%
75%
£999
Call NatWest 0800 158 2940
NatWest 2 Year Fixed Rate Remortgage
3.35%
Fixed for 2 Years
4% (variable)
4%
60%
£0
Call NatWest 0800 158 2940
NatWest 5 Year Fixed Rate Remortgage
3.99%
Fixed for 5 Years
4% (variable)
4.2%
60%
£999
Call NatWest 0800 158 2940
NatWest 2 Year Fixed Rate Remortgage
2.95%
Fixed for 2 Years
4% (variable)
4%
60%
£999
Call NatWest 0800 158 2940

NatWest First time buyer Mortgages

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest 5 Year First Time Buyer Fixed Rate Mortgage
6.29%
Fixed for 5 Years
4% (variable)
5.2%
90%
£0
Call NatWest 0800 158 2940
2 Year Fixed-Rate NewBuy Scheme Mortgage
4.79%
Fixed for 2 Years
4% (variable)
4.3%
95%
£499
Call NatWest 0800 158 2940
2 Year Fixed Rate Mortgage
5.59%
Fixed for 2 Years
4% (variable)
4.5%
90%
£999
Call NatWest 0800 158 2940

NatWest Buy to Let Mortgages

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest Buy to Let 2 Year Tracker Mortgage
4.49% (variable)
Fixed for 2 Years
4.5% (variable)
4.9%
75%
£1999
Call NatWest 0800 158 2940
NatWest Buy to Let 2 Year Fixed Mortgage
5.59%
Fixed for 2 Years
4.5% (variable)
5%
75%
£999
Call NatWest 0800 158 2940

NatWest Offset Mortgages

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest Offset Flexible Mortgage
4% (variable)
3.25% above NatWest base rate for the entire term
n/a
4.2%
up to 75%
£499
Call NatWest 0800 158 2940

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