The One Account Financial Products

Compare a range of financial products and services available from the One Account. Read our section reviews, find a product that's right for you and apply online.

Despite the One account launching the UK’s first current account mortgage just seven years ago, innovation isn’t new to them.

The One account is part of the Royal Bank of Scotland Group, one of Europe’s leading financial services groups, giving them the benefit of almost 300 years of experience in helping customers find better ways to manage their money.

With a revolutionary way in borrowing to finance new homes, the One account combines your mortgage together with your salary and any savings to wish to include into one place. This enables you to reduce your mortgage payment, making your money work harder for you.
The One account mortgage combines your mortgage with salary plus the option to include any savings into one place. This allows your funds to work much harder to save you money by reducing your overall mortgage balance.

By merging your mortgage, savings accounts, current account, loans and credit cards, the One account can help you to make your money work harder while reducing the amount of interest you pay on your borrowing. This account is simple and effective, with the potential to greatly benefit your finances.

The One account mortgage works by moving all of your funds into a single account, which effectively reduces your mortgage balance, so you only pay interest on the lower amount. This could save you a fortune over time and help cut years off your mortgage.

This account works like a standard current account, so you will have instant access to your funds when required.