Post Office
Credit Cards Review

Compare Post Office Credit Cards Compare Post Office credit cards – read our review and compare the features and benefits available from The Post Office. We can help you to make an informed decision and find a card that suits you.

The Post Office credit cards offer all the features found in a normal credit card, and more.

As well as some great introductory periods on balance transfers and purchases, the Post Office give its customers additional interest free periods on the first and second anniversary from when the account was opened.

The Post Office credit cards also offer commission free purchases when using your card for purchases abroad and lower interest rates on big purchases.

You also get all the features you would expect to see such as interest free days, fraud protection, and a helpline available 365 days a year.

Post Office Mastercard

Advice

Get 0% commission on credit card purchases overseas (usually 2.75% charge)!!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 14 months
Balance Transfer Fee: 2.98%
Purchase Rate: 0% p.a. for 3 months
Representative APR
Purchases: 16.9% p.a. (variable)
Representative Example: Representative 16.9% APR variable. Based on no annual fee, assumed borrowing of £1,200, rate of interest variable (annual) 16.9%
Annual Rates
Balance Transfers: 16.9% p.a.
Cash Advance: 24.1% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have an income over £8,000 p.a

Credit Card Benefits

  • Get 0% Balance Transfers for 5 months on the 2nd and 3rd anniversary of your card opening
  • Pay for up to 2 purchases with a maximum combined value of £2,000 over 12 months

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