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Credit Cards Post Office Credit Cards

Compare Post Office Credit Cards

Compare Post Office credit cards – read our review and compare the features and benefits available from The Post Office. We can help you to make an informed decision and find a card that suits you.

Post Office Credit Cards Review

The Post Office credit cards offer all the features found in a normal credit card, and more.

As well as some great introductory periods on balance transfers and purchases, the Post Office give its customers additional interest free periods on the first and second anniversary from when the account was opened.

The Post Office credit cards also offer commission free purchases when using your card for purchases abroad and lower interest rates on big purchases.

You also get all the features you would expect to see such as interest free days, fraud protection, and a helpline available 365 days a year.

Advice

Get 0% Commission
card use abroad
(usually 2.75% charge).

Introductory Offer
Balance Transfer Rate: 0% p.a. for 12 months
Balance Transfer Fee: 2.98%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 16.9% p.a.
Balance Transfers: 16.9% p.a.
Cash Advance: 19.16% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 56 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You have an income over £8,000 p.a

Credit Card Benefits

  • Get 0% Balance Transfers for 5 months on the anniversary of your card opening for the next 2 years
  • Purchases of £500 to £2,000 in value can be transferred to the 'Post Office special fixed rate Payment Plan' of 6.8% p.a. - just call Post Office to arrange this.
  • Pay for up to 2 purchases with a maximum combined value of £2,000 over 12 months
  • Get 1 monthly statement showing your card and Payment Plan

Advice

You can buy a Euro, US Dollar, or Sterling Travel Money Card. Simply load-up and spend!

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: N/A
Balance Transfers: N/A
Cash Advance: N/A
Standard Features
Credit Limit: N/A
Interest Free Days: N/A
On-Line Banking: Yes
Approval Criteria
  • 100% Guaranteed Acceptance for everyone

Credit Card Benefits

  • Convenience - unlike Travellers Cheques you don't need ID to make a purchase or withdraw money
  • Flexibility - withdraw cash 24/7 from millions of ATM machines worldwide
  • Security - completely separate from your bank account, helping to protect your identity
  • Control - load the card from £50 - £2,500 and top up by phone3 or in a branch
  • Immediate help - if your card is lost or stolen your money is protected; a replacement card can be requested 24/7

Post Office News

Post Office: Credit cards used to fund everyday spending
Details of two new savings, including a fixed-rate bond, have been unveiled by Abbey.Providing a guaranteed rate of return, those taking out a bond for a one year period will receive ...
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Wed 4th Feb, 2009
Post Office credit card now offers commission free foriegn purchases
People using a Post Office Credit Card when abroad will no longer be charged commission, as from October 2nd. ...
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Mon 2nd Oct, 2006