Post Office
ISA Review
Compare Post Office ISAs – read our review and compare the features and benefits available from the Post Office. Find an ISA that suits you and make the most of your annual tax-free savings.
Post Office ISA's provide a great place for you to get a simple tax-efficient account to build up your savings faster. An ISA should always be the first place to consider, as unlike regular savings accounts, Individual Savings Accounts allow you to earn tax-free interest, and you can add up to £5,640 into your account every year between April 6th and April 5th.
Opening a Post Office ISA is easy and you can get started with as little as £1. You must be 16 or over and a UK resident to qualify for a UK ISA. You can access your money whenever you need it. However, if you withdraw from your funds after you have used up your yearly allowance you can’t pay in any more, so it is recommended that you open an ISA and leave your funds to grow.
You can pay money into your ISA at an Post Office branch or by post. If you need to make a withdrawal your can do so by writing to the Post Office. You will either be issued a cheque by post or have it paid into an account. You cannot withdraw money at a Post Office branch.
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Min
£1,000
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Max
£5,640
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Rate includes a 2.35% AER bonus until 30/11/2013
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Min
£1
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Max
£5,640
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Flat rate, with no bonus period included
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Min
£1
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Max
£5,640
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Rates includes 1.65% AER bonus for 1st 18 months
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- Earn a variable rate of 2.65% AER/tax-free.
- This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
- Interest paid annually on the 31st March.
- Save up to £5,640 per tax year.
- Make withdrawals from as little as £1.
- Set up regular payments into your ISA from your current account.
- Manage your Cash ISA Saver through Internet Banking if you're registered.
- You can transfer your existing ISA into us, with our ISA transfer form.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
- Deposit £1-£999 and get 0.25% AER only.
- Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
- However, you will need to open your account online today with at least £1,000.
- You will receive a welcome letter with everything you need to manage your account by post.
- Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
- Minimum balance £1
- Maximum balance £2,000,000
- Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Post Office News
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The Post Office Online Saver has rebounded back to the top of the rankings for instant access savings, offering 3.17% with effect from Saturday
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Thu 24th May, 2012
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The Post Office’s Online Saver has taken instant access savings back above 3% on Which4U.
Unlike Nationwide’s MySave Online Plus, which
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Tue 21st Feb, 2012
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NS&I delivered a bitter blow for savers as it announced the end of its 150 year affiliation with the Post Office.
As part of what it
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Fri 4th Nov, 2011
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RBS and the Post Office have revealed an agreement that will allow people to withdraw cash more easily. RBS current account holders are set to
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Fri 23rd Sep, 2011
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The Post Office has extended a savings account offer. People searching for an attractive savings account may wish to explore the possibility of
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Mon 5th Sep, 2011
