Principality Financial Products

Compare a range of financial products and services available from Principality. Read our section reviews, find a product that's right for you and apply online.

Principality is a Welsh building society offering a range of financial services, including Principality ISAs, mortgages, savings and investments, insurance, financial planning and commercial lending, to customers throughout the UK.

They are recognised for being vibrant and indigenous, with over 148 years experience of serving local communities. Today, with over 420,000 members, employing over 1,000 staff and with 50 branches across Wales and the borders, they're not only an important player in the Welsh economy, but also ranked the 10th largest building society in the United Kingdom.
Principality boasts to be in business exclusively for the benefit of its members, seeking to optimise rather than to maximise profits by providing value to its customers through offering consistently competitive rates on its savings products and mortgages.
Principality offer a great range of savings accounts suitable for all savers, allowing you to find the right account based on your needs. Whether you're looking for an instant access account with great interest rates, or you can afford a longer term savings account that provides more attractive rates, Principality has a suitable savings account for you.

With Principality savings accounts you can manage your savings online, giving you the freedom to manage your finances at a time that suits you!

Principality ISA's provide savers with a great place to make use of their tax-free savings allowance, with attractive interest rates paid on balances through its choice of ISA's, allowing savers to fix a rate for a specified period of time (Fixed Rate ISA) which would freeze the agreed rate, but remove the ability to access you funds, or alternatively you may wish to go for an instant access ISA, allowing you to withdraw against and add to your funds.

You can open a  Principality ISA with as little as £1 and up to a maximum of £5,640. The tax free limit is currently £5,640 per tax year, so you can add this amount to your account between April 6th and April 5th every year, and you will earn tax free interest on your net balance.

If you wish to transfer your cash ISA from your current provider into a Principality ISA, all you need to do is fill out the ISA transfer form and Principality will do the rest.

Principality Fixed Rate Bonds allow you to choose whether you want a fixed or variable rate of interest on your balance for a specified term.

Choose from a range of Principality fixed bonds and find an account that carries suitable features to match your needs. Whether you're looking to make a 1 of 2 year investment, or you are aged over 50 and wish to invest between £5,000 and £100,000 for a 3 year term offering very competitive interest rates, Principality fixed rate bonds have something for you.


Whether you are a first time buyer, moving house, remortgaging your home or expanding your property portfolio, Principality can help you find the right mortgage to suit your budget.