RBS
Fixed Rate Bonds Review
Compare a range of fixed rate bonds offered by RBS. Find the best rates available together with a term that suits you and apply online
RBS bonds offer savers an efficient way to increase returns on their savings, while avoiding any high risks that come with stocks and shares.
With an RBS fixed rate bond, you can choose from a range of terms, from 12 months up, with deposits of up to £500,000. The rate paid on your account will be based on a number of factors, so if you are able to meet the requirements of the highest paying account you can sit back and watch your savings grow.
All RBS bonds are protected by the Financial Services Compensation Scheme offering cover of up to £85,000.
- The Scottish Widows 5 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 4.10%AER over a period of five years. The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
- Minimum deposit £10,000
- Deposit Term - 5 years
- Fixed 4.10% annual gross
- No partial withdrawals permitted during deposit term.
- *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Save for 1 year
- Fixed interest rates of 3.40% AER/Gross*.
- Save from £10,000 up to £5,000,000
- No withdrawals are allowed.
- Rate is fixed for the term of the deposit.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Great fixed rate for 1 year fixed term
- Annual Interest Option = 3.27% gross/AER fixed
- Monthly Interest Option = 3.22% gross/3.27% AER
- Deposit from £500 to £2 million
- Quick and easy online application with instant account opening
- Monthly interest option also available
- No extra deposits or withdrawals after opening
- Close your Bond early if necessary (breakage fee applies)
- Get higher savings rate the more you deposit
- £1 - £9,999 = 2.45%
- £10,000 - £24,999 = 2.50%
- £25,000 - £49,999 = 2.60%
- £50,000+ = 2.70%
- You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
- Manage your savings bonds online via our secure Internet Bank
- Enjoy the security of a guaranteed rate of return
- Choose between monthly or annual interest
- Open several e-Bonds (the combined savings bonds balance mustn't exceed £3m)
- Use your own e-Bond account nickname instead of having to remember a lot of numbers
- Your online security protected with Nationwide's Internet Banking Promise
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Get higher savings rate the more you deposit
- Deposit £50,000+ = 2.70% AER fixed for 1 year
- You need to have a Nationwide Flexi-Current Account to deposit funds in to this bond. If you do not have one you will be asked to set one up as part of your application process.
- Manage your savings bonds online via our secure Internet Bank
- Enjoy the security of a guaranteed rate of return
- Choose between monthly or annual interest
- Open several e-Bonds (the combined savings bonds balance must not exceed £3m)
- Use your own e-Bond account nickname instead of having to remember a lot of numbers
- Your online security protected with Nationwide's Internet Banking Promise
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Great fixed rate for 3 year fixed term
- Annual Interest Option = 3.72% gross/AER fixed
- Monthly Interest Option = 3.65% gross/3.72% AER
- Deposit from £500 to £2 million
- Quick and easy online application with instant account opening
- Monthly interest option also available
- No extra deposits or withdrawals after opening
- Close your Bond early if necessary (breakage fee applies)
- Great fixed rate for 2 year fixed term
- Annual Interest Option = 3.63% gross/AER fixed
- Monthly Interest Option = 3.57% gross/3.63% AER
- Deposit from £500 to £2 million
- Quick and easy online application with instant account opening
- Monthly interest option also available
- No extra deposits or withdrawals after opening
- Close your Bond early if necessary (breakage fee applies)
- Available Online Only.
- Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Available Online Only.
- Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
- Annual or Monthly interest options available.
- Sole or Joint Accounts.
- Restricted to UK residents 18 years or older.
- No additional deposits, withdrawals or closure during term.
- Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- The Scottish Widows 3 Year Fixed Rate Bond is a fixed interest rate account offering a competitive 3.50% AER over a period of three years.
- The account is available to new and existing Scottish Widows Bank customers and is not linked to any investment products.
- Fixed annual rate 3.50% Gross
- Minimum deposit £10,000
- Deposit Term - 3 years
- No partial withdrawals permitted during deposit term.
- *Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Interest payable monthly or on maturity
- Penalty for early withdrawal
- Available as sole or joint accounts
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Guaranteed rate of interest for full term of product
- Minimum deposit of £2,000
- Interest payable:
- monthly (3.45% Gross)
- yearly (3.50% Gross)
- maturity (3.56% Gross)
- Penalty for early withdrawal
- Available as sole or joint accounts
- Up to £85,000 per depositor is protected by FSCS
- Must be UK resident and 18 years of age or older
- Must have an account with an existing UK bank
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme
- Exclusively available to open online
- Allows you to invest your savings for a fixed term at an interest rate that won't change
- You need a minimum of £1,000 to open your account
- Online account management
- You can add to the balance of your account whilst The Cambridge 3 Year e-Bond Issue 5 remains open to new savers
- Withdrawals are not permitted during the fixed rate term
- The Cambridge 3 Year e-Bond Issue 5 will mature on 27th May 2015
- Interest is calculated daily and paid annually on 31st December or monthly on the last day of the month
- This is a limited issue - the bond will be withdrawn when fully subscribed
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
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