RBS
ISA Review
Compare Royal Bank of Scotland ISAs
Compare RBS ISAs – read our review and compare the features and benefits available from RBS. Find an ISA that suits you and make the most of your annual tax-free savings.
Using a normal savings account to keep your money safe and earn on the interest paid is all well and good, but the tax man is entitled to a cut of the interest you earn.
However, this doesn't have to be the case, as Individual Savings Accounts (ISAs) provide you with a place to store your cash without having to pay any tax on the interest you earn on your cash or investments. This is because the government has agreed to give every individual the opportunity to save up to £10,680 every year in cash and investment ISA's, tax free.
If you're not already doing so, make the most of tax-free savings and investment ISA's with an RBS ISA, because you cannot carry allowances over to the following year, so if you don't use it you will lose it.
RBS offers a range of cash and investment ISA's, allowing you to make your savings grow faster. If you already have a cash ISA and wish to move it to a new RBS ISA, all you need to do is fill out a Cash ISA Transfer form and RBS will do the rest.
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Min
£1,000
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Max
£5,340
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Min
£1
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Max
£5,340
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Min
£1
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Max
£5,340
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Min
£1
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Max
£5,340
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Min
£1
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Max
£5,340
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- Get 3.10% AER Tax Free on your savings
- Rate includes a 1.35% bonus until 31/08/2012
- Open and manage your account online
- Have instant access to your funds: no withdrawal limits or penalties
- Pay into your account as many times as you want to, up to your annual cash ISA limit
- Transfer in from existing cash ISAs held with Nationwide or other providers
- In order to apply for and operate an e-ISA you must have a Nationwide current account
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Act now and you can enjoy a great tax free rate of 3.0% AER variable (2.96% gross p.a variable, including a 1.96% gross p.a bonus fixed for 12 months from opening)
- This rate then reverts to a variable Cash ISA rate currently 1.00% gross/AER.
- The interest is calculated daily and paid monthly.
- You can invest from £1 up to £5,340 each tax year and benefit from tax free savings.
- You can NOT transfer your existing ISA balances to this ISA
- The tax year runs from 6 April to 5 April the following year.
- You can invest in one lump sum or in any number of smaller payments up to the annual subscription limit (£5,340).
- 2.60% tax free/AER variable including 12 month fixed bonus of 2.35%
- Interest paid tax free
- Open from just £1 and save in a way that suits you
- Easy access to your savings
- Transfers in benefit from our ISA Promise
- Maximum savings £5,340 annually (tax year 2011/2012)
- Available from age 16 onwards
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- £1 minimum opening balance - you will also need to keep a balance of at least £1 for the 12 month reward period
- Unlimited withdrawals during the 12 month reward period
- Unlimited number of deposits - up to £5,340 this tax year
- Easy access: you can manage your account by phone and make deposits in branch. View your savings online 24/7 and transfer money between your own Bank of Scotland accounts.
- If you have a cash ISA with another provider and want to take advantage of our ISA promise and interest rates, you can transfer your ISA to us now
- Before you apply, read our summary box and important information
- As part of our ISA promise, we will keep you informed when your reward offer is coming to an end. Once the reward offer is over the ISA Saver Direct variable interest rate (currently 0.50% Gross p.a.) and conditions apply
- Save from £1 and save up to £5,340 per tax year
- If you wish to transfer your existing ISAs balances to this ISA you will earn the following rate of interest:
- £0 - £9,999 = 2.00% AER
- £10,000 - £29,900 = 2.25% AER
- £30,000+ = 2.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Save from £1 and save up to £5,340 per tax year
- Earn 0.50% AER to 2% AER depending on deposit:
- £50,000+ = 2.00% AER
- £27,000 - £49,999 = 1.75% AER
- £22,000 - £26,999 = 1.10% AER
- £15,000 - £21,999 = 0.95% AER
- £9,000 - £14,999 = 0.75% AER
- £1 - £8,999 = 0.50% AER
- Instant access to your funds with no penalties
- Monthly tax-free interest – Natwest can pay the interest into your Cash ISA Plus or another NatWest account.
- Manage your ISA by Phone, post, in branch and online
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
RBS News
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The new Android app for RBS & NatWest is released today. Android phone users in the UK will be able to download the RBS & NatWest Mobile Banking
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Fri 28th Oct, 2011
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RBS and the Post Office have revealed an agreement that will allow people to withdraw cash more easily. RBS current account holders are set to
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Fri 23rd Sep, 2011
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RBS and NatWest have created a new range of fixed rate bonds Anyone eager to take out a new savings account deal in the near future may be
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Fri 27th May, 2011
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RBS has joined the Community Development Finance Association initiative. Business banking options for the country's smallest organisations
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Wed 2nd Mar, 2011
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An expert has criticised the UK's business banking market. Organisations seeking competitive business account packages may have been denied
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Wed 19th Jan, 2011
