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Royal Bank Of Scotland Credit Cards Review

Compare Royal Bank of Scotland credit cards – read our review and compare the features and benefits available from Royal Bank of Scotland. We can help you to make an informed decision and find a card that suits you.

The Royal Bank of Scotland credit cards offer a range of features to suit all types of people, so whatever you’re looking for from a credit card,  the Royal Bank of Scotland has a solution that is right for you.

As well as offering cards that feature all the benefits you would expect from the average credit cards, Royal Bank of Scotland have set up various reward schemes enabling you to choose a card that suits your needs and allows you to get the best out of your financial situation.

Royal Bank of Scotland credit cards use the latest in Chip and PIN technology to help prevent credit card fraud. By monitoring credit card transactions and usage patterns, Royal Bank of Scotland can flag any suspicious activity and notify you to make sure it is not fraudulent activity.  

You can also sign up for the free fraud text alerts which will notify you of any fraud warnings via text to your mobile phone.

 

Royal Bank of Scotland Reward Card

Advice

1% in all supermarkets (0.5% at their petrol stations). At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad. 1% if you use contactless until 30th June 2016. 1% on payments up to £30 you make using Apple Pay in stores until 30th June 2016.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Representative APR
Purchases: 18.9% p.a. (variable)
Representative Example: Representative 23.7% APR (variable) based on an assumed CreditLimit of £1,200. Standard interest rate for purchases: 18.9% p.a.(variable) Annual fee: £24. Your actual credit limit will depend on our credit assessment of you.
Annual Rates
Balance Transfers: 18.9% p.a. (variable)
Cash Advance: 24.9% p.a. (variable)
Annual Fee: £24
Standard Features
Credit Limit: £25,000
Interest Free Days: Up to 56 days
On-Line Banking: Yes
Cashback
Standard Cashback Rate: 0.5%
Approval Criteria
  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of the UK
  • You earn over £10,000 per year

Credit Card Cashback

  • 1% in all supermarkets (0.5% at their petrol stations). At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad. 1% if you use contactless until 30th June 2016. 1% on payments up to £30 you make using Apple Pay in stores until 30th June 2016.