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About Royal Bank Of Scotland Mortgages

Royal Bank of Scotland mortgages offer home-buyers an effective solution for purchasing their perfect home, while benefiting from competitive interest rates through a range of great mortgage deals.

When it comes to mortgages, everyone’s circumstances are different. With various options such as lower repayments in the early years, the certainty of a fixed rate, or a greater level of flexibility, you're sure to find something to suit your wants and needs.

Despite the different mortgage products available on today's market, there are still just two basic ways to repay your mortgage - Repayment mortgage, which uses repayments to pay off all interest plus some of the capital, and Interest only mortgage schemes, which require lower repayments but only covers the interest charges.

You must choose which of these options suits you whilst bearing in mind that, if you fail to pay off your mortgage within the agreed term, you could risk having your home repossessed.

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