Financial Products - Saga - Credit Cards, ISA

The Saga credit cards has all the features you would expect to see in a credit card and more, giving you a great solution to manage your day-to-day financial news.                         

Saga credit cards are designed to give you peace of mind as well as financial freedom. The benefits of the saga credit card include:

No foreign currency charge on transactions in Visa Europe – This useful feature is great for those that love to travel, allowing you to pay for goods and services abroad without paying a foreign currency charge on transactions within the Visa Europe Region, and a 1% outside the Visa Europe Region.

You can also benefit from 55 interest free days which also includes cash withdrawals is the balance is paid off in full.

Saga credit cards come with an online service allowing you to achieve a range of tasks without leaving the comfort of your home, from clicking recent & past transactions, to request a credit limit increase or transferring money to another account.

The Saga ISA offers The Postal Tracker ISA (Individual Savings Account) with an attractive rate of tax-free interest. This means that you can earn 25% more interest if you are a basic rate taxpayer and 66%+ if you earn at a higher tax bracket.

This may sound too good to be true, and in a sense it is, as you are limited to how much you can add to your account year by year. This limit currently stands at £3,600, plus a further £3,600 that can be added to a stocks and shares ISA per tax year.

Interest is paid annually or monthly, and you can get started with as little as £500. You can manage your account by post and there are no notice periods of charges for making withdrawals against your funds.

If you already have an existing Cash ISAs with another provider from previous tax years, you can easily transfer it to a Saga ISA.