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Saga Overview

Saga serve a fast-growing 50+ market offering a range of products and services, from holidays to financial services. Saga maintains excellent value-for-money in all of its products and services.
The Saga credit cards has all the features you would expect to see in a credit card and more, giving you a great solution to manage your day-to-day financial news.                         

Saga credit cards are designed to give you peace of mind as well as financial freedom. The benefits of the saga credit card include:

No foreign currency charge on transactions in Visa Europe – This useful feature is great for those that love to travel, allowing you to pay for goods and services abroad without paying a foreign currency charge on transactions within the Visa Europe Region, and a 1% outside the Visa Europe Region.

You can also benefit from 55 interest free days which also includes cash withdrawals is the balance is paid off in full.

Saga credit cards come with an online service allowing you to achieve a range of tasks without leaving the comfort of your home, from clicking recent & past transactions, to request a credit limit increase or transferring money to another account.
The Saga ISA offers The Postal Tracker ISA (Individual Savings Account) with an attractive rate of tax-free interest. This means that you can earn 25% more interest if you are a basic rate taxpayer and 66%+ if you earn at a higher tax bracket.

This may sound too good to be true, and in a sense it is, as you are limited to how much you can add to your account year by year. This limit currently stands at £3,600, plus a further £3,600 that can be added to a stocks and shares ISA per tax year.

Interest is paid annually or monthly, and you can get started with as little as £500. You can manage your account by post and there are no notice periods of charges for making withdrawals against your funds.

If you already have an existing Cash ISAs with another provider from previous tax years, you can easily transfer it to a Saga ISA.

Saga News

Saga reveals keenness to save into ISAs
Over-50s are keen to make use of the increased savings allowance on hand with individual saving accounts (ISAs). ...
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Tue 9th Mar, 2010
Saga notes Christmas spending cutbacks
Britons are looking to spend less money this Christmas, a new study indicates. ...
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Tue 8th Dec, 2009
Saga demands credit card providers 'play fair'
Moves by some credit card firms to increase interest rates in the low base rate climate has been deemed unfair. ...
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Thu 8th Oct, 2009
Saga Health Insurance expands products
Saga Health Insurance is expanding its range of Health Cash Plans in order to provide people with higher payments for a number of everyday healthcare treatments. ...
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Fri 23rd Sep, 2005
Saga cuts cost of equity release
Saga has slashed the cost of its lifetime mortgages by 0.65 per cent, enabling homeowners to release the equity accumulated in their homes. ...
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Tue 26th Jul, 2005