Saga
ISA Review
Compare Saga ISAs – read our review and compare the features and benefits available from Saga. Find an ISA that suits you and make the most of your annual tax-free savings.
The Saga ISA offers The Postal Tracker ISA (Individual Savings Account) with an attractive rate of tax-free interest. This means that you can earn 20% more interest if you are a basic rate taxpayer and 40%+ if you earn at a higher tax bracket.
This may sound too good to be true, and in a sense it is, as you are limited to how much you can add to your account year by year. This limit currently stands at £5,640, plus a further £5,640 that can be added to a stocks and shares ISA per tax year.
Interest is paid annually or monthly, and you can get started as soon as you're ready to start saving by applying online. You can manage your account by post and there are no notice periods of charges for making withdrawals against your funds.
If you already have an existing Cash ISAs with another provider from previous tax years, you can easily transfer it to a Saga ISA.
Click Apply for more details.
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Min
£1,000
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Max
£5,640
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Rate includes a 2.35% AER bonus until 30/11/2013
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Min
£1
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Max
£5,640
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Flat rate, with no bonus period included
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Min
£1
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Max
£5,640
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Rates includes 1.65% AER bonus for 1st 18 months
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- Earn a variable rate of 2.65% AER/tax-free.
- This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
- Interest paid annually on the 31st March.
- Save up to £5,640 per tax year.
- Make withdrawals from as little as £1.
- Set up regular payments into your ISA from your current account.
- Manage your Cash ISA Saver through Internet Banking if you're registered.
- You can transfer your existing ISA into us, with our ISA transfer form.
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
- Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
- Deposit £1-£999 and get 0.25% AER only.
- Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
- However, you will need to open your account online today with at least £1,000.
- You will receive a welcome letter with everything you need to manage your account by post.
- Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
- Minimum balance £1
- Maximum balance £2,000,000
- Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
- YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme
Saga News
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Saga’s new fixed-rate ISA, at 3.6%, is the best return available for one year. However, its restrictions seem to be inexplicably
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Tue 27th Mar, 2012
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Surfers aged 50 and over received welcome news earlier this month after Saga introduced its best-buy online instant access account. Saga has
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Mon 24th May, 2010
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Saga Personal Finance has today (May 17th) announced the launch of a new easy access online savings account, which has an annual equivalent rate
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Mon 17th May, 2010
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Over-50s are keen to make use of the increased savings allowance on hand with individual saving accounts (ISAs). Significant numbers of older
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Tue 9th Mar, 2010
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Britons are looking to spend less money this Christmas, a new study indicates. With the big day just a few weeks away, new research reveals that
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Tue 8th Dec, 2009
