Advertisement

Compare
Sainsbury's Financial Products

Compare a range of financial products and services available from Sainsbury’s. Read our section reviews, find a product that's right for you and apply online.

Sainsbury’s began trading in financial services in February 1997 after becoming the first major British supermarket to open a bank. This was a Joint venture with J.Sainsbury plc and HBOS.

Sainsbury’s Bank provides a range of financial services including insurance, credit cards, savings accounts and loans. Customers are provided with an online account enabling them to be able to manage their finances.

Sainsbury’s has joined a revolutionary method of combining the shopping experience with financial services, allowing them to provide a variety of products at a price and service beyond the reach of most traditional financial providers.

The Bank has over 17 million customer shopping visits through Sainsbury’s stores every week. It currently has around 1.5 million customers with over £2 billion in deposits.
The Sainsbury's credit card offers a range of great features and benefits, helping you to manage your finances and save money on purchases made at Sainsbury's.

With very competitive rates on purchases and balance transfers and long zero percent introductory periods on balance transfers (+3% standard fee) and purchases, you can manage your finances with ease. Sainsbury's credit cards also offer a low typical rate after the into periods have expired, helping you to keep your costs down, should you decide not to pay your balance off in full within the 56 interest free days.

A useful benefit of the Sainsbury's Credit Card is that you also get 0% introductory periods on your shopping at Sainsbury's, helping you to spread the cost of your purchases across a longer period of time.
Sainsbury's offer several great savings accounts, covering all aspects of the savings market in order to make sure it has something for everyone. Whether you require instant access to your savings, or would rather opt for higher rates for not withdrawing, sainsbury's savings accounts can accommodate your savings needs.

Most Sainsbury's savings accounts can be manages online using the internet banking service, or alternatively you can manage your account by phone.

Sainsbury's Finance is a trading name of Sainsbury's Bank plc which is authorised and regulated by the Financial Services Authority and a member of the Financial Services Compensation scheme, providing with all individual investors with protection of up to £85,000, and joint accounts for up to £170,000.

Sainsbury's ISAs offer attractive tax-free variable interest rates to help you make your savings grow faster. With the Sainsbury's ISA transfer service you can move any existing Cash ISAs currently held with another provider and start earning tax free returns.

You can now deposit up to £5,640 into a Sainsbury's ISA each tax year and it's easy to apply and manage your account online or by phone.

Don’t worry if you need access to your money without giving notice,  there are no charges or withdrawal restrictions on Sainsbury's ISAs. However, just remember that if you do withdraw funds from your ISA they cannot be replaced as you can only ever deposit up to £5,640 in any one tax year.

Sainsbury's will offer you a great loan no matter the reason you are taking it out. Whether it's for a new car or to cover overdue bills, Sainsbury's will help you with the money that you need.

Personal loans range between £5,000 & £25,000 and have bonus offers for Nectar card holding  customers. Choose to pay back over 1 - 3 years and you could pay a lower rate. Optional no repayments for the first 3 months of your loan and no set up fee when you take out your loan.

The online loans application process is simple, fast and secure with the average application taking only a matter of minutes to complete with a decision being made instantly.

%METADESC%


With Sainsbury's Car Insurance, loyalty means discounts.

If you already have a Nectar Card, you can access fantastic offers that you can't get anywhere else. You could gain a 15% discount on your policy just by quoting your Nectar Account number when applying online. The discount is based on your Nectar loyalty profile, which also means you get double points for 2 years on your Sainsbury's shopping and fuel.

With Sainsbury's Car Insurance, you get upto 90 days European cover and a 5 year guarantee on repairs provided through approved repairers. And while your car is being repaired, you can carry on going with a courtesy car.
Sainsbury's Life Insurance Cover could help you protect your family or mortgage if you die during a policy term.

Cover provided by Legal & General.

All premiums are fixed for the life of plan, unless you increase your cover and policy's start from £5 per month.

%METADESC%


Sainsbury's Single Trip Travel Insurance gives you everything that you need, as well as a little extra.

If you happen to be a Nectar Card holder, like many Sainsbury's customers, you could save upto 1/3 off your cover when you apply online. But don't worry if you don't yet have a Nectar Card, because you can still save 20% just for applying for travel insurance online.

With options to tailor your medical care to meet your needs, and Scheduled airline failure cover as standard, Sainsbury's Single Trip Travel Insurance is very competitive against some of the more well known insurers.

%METADESC%


Sainsbury's Annual Trip Travel Insurance gives you everything that you need, as well as a little extra.

If you happen to be a Nectar Card holder, like many Sainsbury's customers, you could save upto 1/3 off your cover when you apply online. But don't worry if you don't yet have a Nectar Card, because you can still save 20% just for applying for travel insurance online.

With options to tailor your medical care to meet your needs, and Scheduled airline failure cover as standard, Sainsbury's Annual Trip Travel Insurance is very competitive against some of the more well known insurers.
Sainsbury's pet insurance provides an excellent level of cover to protect your pets should they require medical treatment.

Most of us know what its like to become close to pets, so it can be extremely difficult to have to make a financial choice if they become ill and require expensive medication or treatment,

With Sainsbury's pet insurance you can get peace of mind in knowing that if something unexpected where to happen to your pets, the bills will be covered.