Sainsbury's
Credit Cards Review
Compare Sainsbury's Credit Cards
Compare Sainsbury's credit cards – read our review and compare the features and benefits available from Sainsbury's Finance. We can help you to make an informed decision and find a card that suits you.
The Sainsbury's credit card offers a range of great features and benefits, helping you to manage your finances and save money on purchases made at Sainsbury's.
With very competitive rates on purchases and balance transfers and long zero percent introductory periods on balance transfers (+3% standard fee) and purchases, you can manage your finances with ease. Sainsbury's credit cards also offer a low typical rate after the into periods have expired, helping you to keep your costs down, should you decide not to pay your balance off in full within the 56 interest free days.
A useful benefit of the Sainsbury's Credit Card is that you also get 0% introductory periods on your shopping at Sainsbury's, helping you to spread the cost of your purchases across a longer period of time.
Advice
Get 12 months 0% on all Purchases and Balance Transfers. Plus, earn up to 4 Nectar points for every £1 you spend in Sainsbury's stores and online for the first two years!
| Introductory Offer |
| Balance Transfer Rate: |
0% p.a. for 12 months |
| Balance Transfer Fee: |
3% |
| Purchase Rate: |
0% p.a. for 12 months |
| Representative APR |
| Purchases: |
16.9% p.a. (variable) |
| Representative Example: |
If you spend £1,200 at a purchase interest rate of 16.94% (variable) your Representative APR will be 16.9% (variable). |
| Annual Rates |
| Balance Transfers: |
16.9% p.a. |
| Cash Advance: |
24.9% p.a. |
| Standard Features |
| Credit Limit: |
£25,000 |
| Interest Free Days: |
Up to 59 days |
| On-Line Banking: |
Yes |
| Approval Criteria |
-
You have a permanent UK address
-
You are 18 or over
-
You have not been declined for credit in the last month
-
You do not have a history of bad credit
-
You are not an existing Sainsbury's Bank Credit Card holder
|
Advice
There are no balance transfer fees when transferring a balance from another card. Plus, earn up to 4 Nectar points for every £1 you spend in Sainsbury's stores and online for the first two years.
| Introductory Offer |
| Balance Transfer Rate: |
N/A |
| Balance Transfer Fee: |
N/A |
| Purchase Rate: |
N/A |
| Representative APR |
| Purchases: |
6.9% p.a. (variable) |
| Representative Example: |
If you spend £1,200 at a purchase interest rate of 6.95% (variable) your Representative APR will be 6.9% (variable). |
| Annual Rates |
| Balance Transfers: |
6.9% p.a. |
| Cash Advance: |
24.9% p.a. |
| Standard Features |
| Credit Limit: |
£25,000 |
| Interest Free Days: |
Up to 59 days |
| On-Line Banking: |
Yes |
| Approval Criteria |
-
You have a permanent UK address
-
You are 18 or over
-
You have not been declined for credit in the last month
-
You do not have a history of bad credit
-
You are not an existing Sainsbury's Bank Credit Card holder
|
Advice
Earn up to 4 Nectar points for every £1 you spend in Sainsbury's stores and online for the first two years.
| Introductory Offer |
| Balance Transfer Rate: |
0% p.a. for 15 months |
| Balance Transfer Fee: |
3% |
| Purchase Rate: |
0% p.a. for 6 months |
| Representative APR |
| Purchases: |
16.9% p.a. (variable) |
| Representative Example: |
If you spend £1,200 at a purchase interest rate of 16.94% (variable) your Representative APR will be 16.9% (variable). |
| Annual Rates |
| Balance Transfers: |
16.9% p.a. |
| Cash Advance: |
24.9% p.a. |
| Standard Features |
| Credit Limit: |
£25,000 |
| Interest Free Days: |
Up to 59 days |
| On-Line Banking: |
Yes |
| Approval Criteria |
-
You have a permanent UK address
-
You are 18 or over
-
You have not been declined for credit in the last month
-
You do not have a history of bad credit
-
You are not an existing Sainsbury's Bank Credit Card holder
|
Credit Card Benefits
- When you pay with your Sainsbury's Nectar Credit Card and swipe your Nectar card you could earn up to 4 Nectar points for every £1* you spend in Sainsbury's stores and online for the first two years.
- One Nectar point for every £5 spent on your card elsewhere
Sainsbury's News
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Sainsbury's has introduced a new credit card. People with Sainsbury's credit cards might be interested to note that the supermarket bank has
...
Thu 9th Sep, 2010
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Sainsbury's has found that the average person spends over £400 on a credit card for their summer holiday. Research released yesterday
...
Fri 3rd Sep, 2010
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Sainsbury's has launched two new credit cards aimed specifically at customers of the firm's grocery stores. Details of two new credit cards have
...
Wed 7th Apr, 2010
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Credit card customers at Sainsbury's are to benefit from a lower interest rate, the firm reports. Sainsbury's Finance has taken steps to expand
...
Tue 6th Oct, 2009
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Sainsbury's Finance has increased the interest-free period on balance transfers from 10 to 12 months on its credit card - effective immediately.
...
Fri 22nd Feb, 2008
