Santander
Mortgages Review

Compare Santander Mortgages Santander Mortgages – read our reviews and compare the features and benefits available from Santander. We can help you to make an informed decision and find a mortgage that suits you

Santander mortgages offer home-buyers an effective solution for purchasing their perfect home, while benefiting from competitive interest rates through a range of great mortgage deals.

Santander provide award-winning mortgages - winning the 'Your Money Best Direct Lender Award' for the second year running and also the 'Your Mortgage Best Remortgage Lender Award' 2009/2010, designed to help get you moving.
When it comes to mortgages, everyone’s circumstances are different. With several options such as  lower repayments in the early years, the certainty of a fixed rate, or a greater level of flexibility, you're sure to find something to suit your needs.

Despite the different mortgage products available on today's market, there are still just two basic ways to repay your mortgage - Repayment mortgage, which uses repayments to pay off all interest plus some of the capital,  and Interest only mortgage schemes, which require lower repayments but only covers the interest charges.

You must choose which of these options suits you, remembering that if you fail to pay off your mortgage within the agreed term you could risk having your home repossessed.

Top 5 Mortgages products

Lender
Mortgage Name
Initial Rate
Subsequent Rate
The Overall Cost for Comparison is
Loan to Value
Fees
Get Quote
NatWest 2 Year Tracker 50 LTV
NatWest 2 Year Tracker Mortgage
2.19 (variable)
1.69% above NatWest base rate for 24 months
4% (variable)
4.00%
50%
£999
Call NatWest 0800 158 2940
Apply >
HSBC Lifetime Tracker 60% LTV
HSBC Lifetime Tracker Mortgage
2.39% (variable)
Tracks at 1.89% above Bank of England base rate for Life
N/A
2.40%
60%
No Application Fee
Call HSBC 0800 0774 255
Apply >
Post Office 2yr Tracker Remortgage 75% LTV
Post Office 2 Year Tracker Remortgage
2.85% (variable)
2.35% above Bank of England Base Fixed for 2 Years
3.49% above the Bank of England Base Rate thereafter
3.90%
75%
£995
Call Post Office 0800 054 6982
NatWest 2yr Fixed Remortgage 75 LTV
NatWest 2 Year Fixed Rate Remortgage
3.59%
Fixed for 2 Years
4% (variable)
4.10%
75%
£999
Call NatWest 0800 158 2940
Apply >
Post Office 5yr Fixed Remortgage 80% LTV
Post Office 5 Year Fixed Rate Remortgage
5.19%
Fixed for 5 Years
2.99% above the Bank of England Base Rate thereafter
4.70%
80%
£995
Call Post Office 0800 054 6982

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