Santander Savings Accounts Review

Compare Santander Savings Accounts – read our review and compare the features and benefits available from Santander. Make an informed decision to find a Savings Account that suits you.

Santander provide a range of savings accounts designed to help you to achieve your saving goals. Whether you're saving up for a new car, or just for a rainy day, you can get there quicker with an Santander savings account.

Santander savings accounts offer a range of benefits, from high interest rates to instant access to your savings with no withdrawal penalties.
Santander savings accounts are tailored to suit a variety of different needs, so, whether you plan to lock your money away for a year to benefit from higher interest rates, or require an instant access savings account that carries no penalties for unlimited withdrawals, Santander has an account to match your saving plans.


Top 5 Savings Accounts products

Provider
Account
AER
Notice
Interest Paid
Min Bal
Apply
View Full Table >
Investment is through Peer-to-Peer loans secured against property.
2.90%
90 Days
Monthly
£10
1.50%
Fixed term for 1 year
Monthly
£1,000
1.25%
30 Days
Monthly
£1,000
1.25%
Instant
Monthly
£500
1.20%
Instant
Monthly
£1,000

Scottish Widows Direct Transfer Account

Scottish Widows
  • Minimum balance £1000
  • Deposits can be made by internet banking, telephone or post
  • No notice period or penalties for withdrawals
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Sainsburys Extra Saver

Sainsbury's
  • 1.20% AER/gross pa (variable)
  • Great, non-bonus rate
  • Save between £1,000 - £100,000
  • Open your savings account in minutes
  • Interest paid annually
  • Make payments into your savings account online or with SaveBack in store
  • Manage your account whenever you want, 24 hours a day, 365 days a year
  • Unlimited withdrawals with no notice period
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore Easy Access Saver

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore 30 Day Notice Account

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1
  • Flexible - add to your savings whenever you want
  • Access - unlimited withdrawals, subject to notice and without loss of interest
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore 1 Year Fixed Rate ISA

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Flexible - add to your savings whenever you like
  • Unlimited withdrawals - access your money whenever you need it, without restriction or loss of interest
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Manchester Building Society Platinum 60 Day Notice (Issue 5)

  • Get up 1.15% AER/gross on on balances over £10,000 up to £75k.
  • 60 day notice on withdrawals
  • Interest Rates (AERs) - The interest rate is variable and will be altered at the Society's discretion.
  • Interest is calculated daily and paid annually on 31st October.
  • Tax Status - Interest will be paid gross or net of tax**, depending on your status.
  • Conditions for Bonus payments - Not Applicable
  • Withdrawal Arrangements - Withdrawals are available by providing 60 days notice. Up to 6 withdrawals are available in each calendar year.
  • Access - Post, Branch or Agency.

RBS Instant Saver

RBS
  • Balances from £1 receive a rate of 0.50% AER / 0.50%Gross p.a. (variable) rising to 0.75% AER / 0.75%Gross p.a. (variable) for balances of £25,000 or more.
  • Quarterly interest paid directly into your account.
  • Access your money in branch, over the phone
  • No penalties and no withdrawal charges
  • Easy to manage with our online banking service and our mobile banking apps.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Natwest Instant Saver

NatWest
  • Balances from £1 receive a rate of 0.50% AER / 0.50%Gross p.a. (variable) rising to 0.75% AER / 0.75%Gross p.a. (variable) for balances of £25,000 or more.
  • Quarterly interest paid directly into your account.
  • Access your money in branch, over the phone
  • No penalties and no withdrawal charges
  • Easy to manage with our online banking service and our mobile banking apps.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

SBI UK Easy Access Savings Account

  • Minimum deposit amount of £500
  • Interest paid on balances above £500 and below £1,000,000
  • Account managed online or by visiting our branch
  • Interest paid on a monthly basis
  • Debit card provided only to the primary account holder if requested
  • Available to an individual, 18 years or over, who is ordinarily resident in the UK for tax purposes and has a permanent UK address
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Wellesley 30 Day Easy Access

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.