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Banking & Saving Santander Savings Accounts

Compare Santander Savings Accounts

Compare Santander Savings Accounts – read our review and compare the features and benefits available from Santander. Make an informed decision to find a Savings Account that suits you.

Santander Savings Accounts Review

Santander provide a range of savings accounts designed to help you to achieve your saving goals. Whether you're saving up for a new car, or just for a rainy day, you can get there quicker with an Santander savings account.

Santander savings accounts offer a range of benefits, from high interest rates to instant access to your savings with no withdrawal penalties.
Santander savings accounts are tailored to suit a variety of different needs, so, whether you plan to lock your money away for a year to benefit from higher interest rates, or require an instant access savings account that carries no penalties for unlimited withdrawals, Santander has an account to match your saving plans.


Provider Account AER Notice Interest Paid Min Bal Apply
Fixed rate bond offering 3.10% AER for 1 year. No withdrawals allowed during this time. Min Deposit £1,000.
3.10%
Fixed term for 1 year
On Maturity
£1,000
Fixed rate bond offering 3.0% AER for 1 year. No withdrawals allowed during this time. Min Deposit only £100.
3.00%
Fixed term for 1 year
On Maturity
£100
Guaranteed rate of 2.75% AER for 12 months from account opening (2.72% gross p.a.). Interest paid monthly. No Withdrawal Restrictions.
2.75%
Instant
Monthly
£1
2.70% Gross/AER (variable) on balances from £1. Rate includes 2.0% gross p.a./AER Bonus for the first 12 months. 5 withdrawals a year with no loss of interest.
2.70%
Instant
Monthly
£1
2.60% AER flat rate with no bonus period included! Receive NO interest every month you make a withdrawal. Unlimited withdrawals (with no loss of interest) every April.
2.60%
Instant
Monthly
£1
  • Minimum Deposit £1000 - No Maximum!
  • Deposit for a period of 1 year
  • Earn an Annual Equivalent Rate (AER) of 3.10%
  • Online Access allowing you to deposit funds and view your cash at all times.
  • Access can be given to funds if required in emergencies within the year; however this will result in loss of interest accrued to date.
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
  • Get a fixed rate of interest of 3.00% AER on your savings for 1 year.
  • Invest from £100 up to £500,000
  • Make additional deposits whilst the bond is open to new investors
  • View your balance and transaction history online
  • No withdrawals allowed during the term of the Online Bond
  • Early closure not permitted during the term of the Online Bond
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
  • New ING Direct Savings Account customers can enjoy a guaranteed rate of 2.75% AER for 12 months from account opening (2.72% gross p.a.)
  • Interest paid monthly
  • After 12 months the rate will revert to our ING Direct Savings Account variable rate, currently 0.50% AER
  • Move your money when you like, with no penalties or restrictions
  • Start saving from £1, with no minimum or maximum monthly deposits required
  • Open an account in minutes
  • Award winning UK call centres
  • New variable special offer rate - 2.70% AER for 12 months from account opening
  • Deposit between £1 and £100,000
  • Rate guaranteed to be at least 2.00% over Bank of England bank rate for 12 months 
  • 5 withdrawals allowed within 12 month period 
  • If you make more than 5 withdrawals, or your account goes below £1 or above £500,000, during the 12 month period, the standard Easy Saver interest rate will apply from the date of your 6th withdrawal, or the date your account goes below £1 or above £500,000 (whichever is earliest). The current standard rate is 0.50  %
  • Interest applied monthly or annually 
  • Offer open to new and existing customers
  • **Special Offer** Deposit a minimum balance of £5,000, within 30 days of account opening and maintain at least this amount for 2 years to get double Nectar points on your Sainsbury’s shopping.
  • Great rate of 2.60% AER variable
  • During April make unlimited withdrawals, or close your account, and still earn interest
  • Interest paid monthly into the account or to another account
  • Online application process to help make opening your e-Saver
  • Reward easy
  • 24-hour access to manage and view your account online
  • Open an account with as little as £1
  • Great rate of 2.50% gross pa/AER† variable
  • Apply online with Barnsley Building Society award-winning, paperless application. No forms to sign.
  • Open an Online Saver with as little as £1
  • Make withdrawals at any time as long as you leave a minimum balance of £1
  • Check your balance and view your statements whenever you wish
  • Log into our secure website to transfer money to your nominated bank or building society account or a nominated account held with us
  • Rate includes a bonus of 0.50% until 31/12/2010.
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
  • Get 2.00% gross p.a./AER providing you don't make more than 3 withdrawals per year (more than this will result in a lower rate of interest).
  • Save from £1 to £500,000
  • If you ARE a Nationwide FlexAccount holder, you can set up a high interest internet savings account online
  • If you are NOT a Nationwide FlexAccount holder, you WILL need to open a FlexAccount Online at the same time as opening your e-Savings Plus.
  • A variable rate of interest, currently 1.60% AER/Gross.
  • This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
  • On balances of £1 or more we agree to pay a gross annual interest rate which tracks at 1.5% below the Bank of England Base Rate until 31 December 2010 (but the rate will never be less than 0.10%).
  • Open from as little as £1.
  • Interest paid annually.
  • Instant access - the convenience of Internet Banking or PhoneBank® means you can access your savings when it suits you.
  • No limits on how much you can save.
  • The options to have a standing order payment into your account, so you know your savings are always growing.
  • Optional Cashpoint® card for easy access on the move.
  • you will earn the following rate of interest:
  • £0 - £9,999 = 1.00% AER
  • £10,000 - £24,999 = 1.10% AER
  • £25,000 - £49,999 = 1.20% AER
  • £50,000+ = 1.50% AER
  • Instant access to your funds with no penalties
  • Monthly tax-free interest – RBS can pay the interest into your Direct Saver or another RBS account.
  • Manage your ISA by Phone, post, in branch and online
  • Interest paid monthly
  • If you make NO Withdrawals in a month you get 1.26% AER (1.25% gross pa*)
  • If you make a withdrawal you get 0.85% AER (0.85% gross pa)for that month
  • Rates include a 12 month introductory bonus of 0.75% gross, payable from the date you open your account with a minimum of £1
  • If your a Barclays customer you get easy transfer between your Barclays current and savings accounts
  • Maximum balance of £2million
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 BY THE FSCS - Financial Services Compensation Scheme
  • Get 1.0% AER Flat rate – the interest rate stays the same, no matter how much you save
  • No penalties – we don't charge you for withdrawing your money
  • Start saving with £1 - and there's no minimum balance
  • Monthly interest – paid directly into your account
  • No need for an existing NatWest account – although if you have one, it's quick and easy to move money between e-Savings and your other NatWest accounts
  • Get the savings habit – we can set up a regular transfer from another NatWest account
  • Set up and track your own personal savings goals - through Online Banking
  • Minimum opening balance - £1
  • No maximum balance
  • Interest paid annually
  • Unlimited withdrawals and deposits
  • Manage your savings - Transfer money, view recent transactions and check your balance online 24/7 with this internet savings account
  • Applying is easy - it only takes 5 minutes to apply online now
  • You need to be a UK resident personal customers aged 11+

Santander News

Santander reduces savings account rate
Santander has today (July 27th) announced a reduction on its eSaver issue 2 savings account rate. ...
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Tue 27th Jul, 2010
Santander launches new top paying bank account
High street bank Santander have released a new product paying 5%, plus £100 cashback for switching. ...
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Mon 28th Jun, 2010
Santander campaign 'encourages people to switch to its current account'
People are being encouraged to switch current accounts by the Santander bank. ...
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Thu 24th Jun, 2010
Santander reveals first-time buyers' spending figures
New research by Santander has found that first-time buyers spend an average of over £3,700 on kitting out their new homes. ...
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Fri 11th Jun, 2010
Santander offers world cup fans 'the chance to avoid charges'
Santander has urged England fans travelling to the World Cup to take out its specialist zero current account. ...
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Tue 25th May, 2010