Scottish Widows
ISA Review

Compare Scottish Widows ISAs – read our review and compare the features and benefits available from Scottish Widows. Find an ISA that suits you and make the most of your annual tax-free savings allowance.

Scottish Widows offer an Individual Savings Account (ISA) offing tax free returns on investments in stocks and shares through professionally managed funds. You can invest up to £11,280 each year, using up both your stocks and shares and cash ISA allowances.


With a Scottish Widows ISA you have the freedom to invest either as a lump sum, or in monthly payments. You can start saving with as little as £50 per month of a £1,000 lump sum payment.

Any returns on your investment are tax-free, so you can get the best from your money and avoid having to pass on a cut to the tax-man.

Top 5 ISA products

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
3.35%
No
Instant
Min £1,000
Max £5,640
Rate includes a 2.35% AER bonus until 30/11/2013
2.85%
Yes
Instant
Min £1
Max £5,640
Flat rate, with no bonus period included
2.65%
Yes
Instant
Min £1
Max £5,640
Rates includes 1.65% AER bonus for 1st 18 months

Lloyds TSB Cash ISA Saver

Lloyds TSB
  • Earn a variable rate of 2.65% AER/tax-free.
  • This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
  • Interest paid annually on the 31st March.
  • Save up to £5,640 per tax year.
  • Make withdrawals from as little as £1.
  • Set up regular payments into your ISA from your current account.
  • Manage your Cash ISA Saver through Internet Banking if you're registered.
  • You can transfer your existing ISA into us, with our ISA transfer form.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Cheshire Building Society
  • Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
  • Deposit £1-£999 and get 0.25% AER only.
  • Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
  • However, you will need to open your account online today with at least £1,000.
  • You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Virgin
  • Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
  • Minimum balance £1
  • Maximum balance £2,000,000
  • Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Scottish Widows News