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Smile Financial Products

Compare a range of financial products and services available from Smile. Read our section reviews, find a product that's right for you and apply online.

Smile is an internet bank, and a trading division of The Co-operative Bank – a subsidiary of the Co-operative group. Smile was Established in 1999 and was the UK's first full internet bank offering Smile savings accounts, credit cards, current accounts,  Individual Savings Accounts (ISA) and investments. The bank's main offices are based in the King's Valley Pyramid building in Stockport.

Smile runs a strict ethical policy, which means your money will only ever be invested in ethical projects. Smile does its bit to maintain an environmentally friendly company, such as sourcing 98% of its electricity from renewable sources.

Smile has received several awards in recent years for its great customer service and online banking.
With Smile, you can have the flexibility to save at a rate that suits you. Whether you're looking to deposit a set amount on a monthly basis, or would prefer to make deposits as and when you can afford to, Smile savings accounts can help you to achieve your saving goals.

With all of Smile savings accounts based online, the company are able to save on its out-goings, allowing it to pass on great rates to its customers.

All customers can also benefit from a secure online banking service, allowing them to carry out a range of tasks, from moving money between internal accounts, to paying bills and viewing statements.