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Terms and Conditions of Use

These are the Terms and Conditions of Use of the website. By using the website, you agree to abide by these Terms and Conditions of Use.

  1. Persons using the website should be residents of United Kindom and over 18 years in age, if you are not then you are allowed only to browse the content.

  2. We provide information on our websites about financial products and credit products such as mortgages, loans and credit cards. However, we are not a credit provider and we are not advising you personally to apply for a particular product with a particular provider of those products. Any recommendations found in the site are of a general nature and do not constitute personal advice to you.

  3. The products compared on this site are a collection that Which4u.com.au has agreements to track applications from and is not representative of all the products available in the market.
  4. The use of terms like ‘best’ and ‘top’ not product ratings, but a general opinion that in our view these products are worth considering when deciding which product to apply for.

  5. Products are displayed in no particular order or ranking. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing products.
  6. It is important you understand that, should you decide to apply for a product after visiting our website, you will be dealing with the provider of that product and not with us.

  7. If you are not clear about what you need or the product features you require, you should seek the independent advice of an Independent Financial Adviser before making a decision based on information you have obtained from this website.

  8. No claim is made as to the accuracy, currency or completeness of information on this website. To the extent permitted by law, we do not accept any liability to any person for the information provided on the website or incorporated into it by reference. Use of the information and data contained within the website or these pages is at your sole risk.

  9. When you click each apply link on our tables, banners or adverts you will be directed to the official bank's product description and application page, where full product terms & conditions are available.

  10. The website includes links to other websites operated by community, business and government entities. These linked websites will have their own terms and conditions of use and you should familiarise yourself with these. All linked websites are linked "as is" and we do not sponsor, endorse or necessarily approve of any material on websites linked from or to this sit. We make no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any material on websites linked from or to this site; and we make no warranties or representations that material on other websites to which this site is linked does not infringe the intellectual property rights of any person anywhere in the world; and we do not authorise the infringement of any intellectual property rights contained in material in other websites by linking the website to those other websites.