Tesco
Which4U
Tesco Clubcard Credit Card
Get even more points when you shop with the Tesco Clubcard Credit Card. 1 card, 3 great benefits.
  • 0% on all purchases for 15 months from account opening
  • 0% on balance transfers for 9 months from account opening (2.9% fee)
  • Even more points. Even more rewards.



Click for key features and conditions Apply



Even more Clubcard points

Representative Example:
16.9% APR representative (variable). Based on a credit limit of £1,200* and a purchase rate 16.9% p.a. (variable)


* Your credit limit may vary depending on your circumstances
Collecting Clubcard points on your purchases

Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card. Also when you use your Clubcard Credit Card at Tesco, not only will you get 1 point for every £4 you spend, you will also collect standard points from Clubcard!

1 point awarded per £4 spend in each purchase transaction (£4 min).  Must have available credit.
You can spend your Clubcard rewards in Tesco stores for your shopping, at Tesco.com, Tesco Direct or at Tesco petrol stations. You can also spend your vouchers on our Clubcard rewards to enjoy discounts on foreign holidays, at your favourite restaurant, days out at local theme parks, or free flights with Airmiles. More information available at Tesco Clubcard website.

The Clubcard scheme is administered by Tesco Stores. Tesco Stores are responsible for fulfilling points.

Tesco Bank Pricing Policy

The actual rates offered may be higher depending on our assessment of your personal circumstances and credit history (as verified by external credit reference agencies). This means you may not get the rate advertised. Over half of customers do receive the advertised rates and representative APR. The maximum purchase interest rate is 21.9% p.a. All successful customers will receive the introductory offer of 0% for 9 months on balance transfers and 0% for 15 months on purchases. From time to time your account will be reviewed and your interest rates may change (up or down) to reflect the Bank's credit assessment of you. Your rate will only change for a valid reason and you will receive notification in writing in advance.

UK residents and Over 18s only. Subject to status. Tesco Bank, PO Box 5747, Southend on Sea, SS1 9AJ