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Think Banking Financial Products

Think Money have been running for over 10 years, and in that time have attacted more than 77,000 customer. The company is part of the Think Money Group which has been in operation for over 17 years

Think Money have been running for over 10 years, and in that time have attacted more than 77,000 customer. The company is part of the Think Money Group which has been in operation for over 17 years and is based in Salford Quays area of Greater Manchester, employing over 900 staff

As a result of the recent economic down turn many people have found themselves unable to cover their outgoings. As a result they have been in some form or another overdrawn on their personal current accounts. Most of these accounts are provided by the high street banks, and so in response to this rise in miss handling of accounts the high street has either been closing existing banking relationships, or refusing to enter into new ones which they believe carry risk, based upon an applicants profile. This has caused an increasing number of people to become un-banked.

Spotting an increasing need for some form of banking solution to be provided Think Banking have brought to market a current account with no credit facilities. This allows people to pay in their wages or make internet purchases without the ability to go over drawn, and therefore remove the possibility for being charged for doing so. To cover their costs of providing this service they charge a flat monthly fee, and make a small charge to cover cash withdrawals.


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