Gas & Electricity - Utilities firm unveils price cut
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Latest News Utilities firm unveils price cut
Utilities firm unveils price cut
British Gas has revealed details of its third price cut in the past 12 months.
British Gas has slashed its prices, it has been revealed.In moves thought to benefit around eight million households, the utilities giant reveals that UK gas prices are to drop by an average of seven per cent, meaning consumers' typical gas billing over the course of a year will fall by £55.
Moves by the firm have also seen it remove the price differential for its gas pre-payment meter accounts customers, meaning that those who pay for their energy this year will now - on average - be subject to the same charges as people paying via cheque or cash.
"I'm pleased we're able to offer our customers some extra help with this gas price cut - and that we're able to do this while it's still winter, allowing our customers to really feel the benefit," managing director Phil Bentley claims.
The firm points out that this latest reduction is the third time it has slashed prices in the past year, with the average gas and electric bill now £187 cheaper than it was 12 months ago.
Meanwhile, lovemoney.com's Rachel Robson recently stated that switching energy suppliers is a relatively easy process and that by shopping around people should be able to find they can reduce the amount of money such a commitment will set them back.
By Emma North
Thursday, 04 February 2010 00:00
| Card | Balance Transfers | Purchases | Typical APR (variable) | Apply |
|---|---|---|---|---|
| View Full Table > | ||||
 |
NatWest Platinum | |||
|
0%
16 mths
|
0%
3 mths
|
16.9%
|
||
 |
Barclaycard Platinum | |||
|
0%
16 mths
|
0%
3 mths
|
16.9%
|
||
 |
Nationwide Credit Card | |||
|
0%
15 mths
|
0%
3 mths
|
16.9%
|
||
 |
Virgin Credit Card | |||
|
0%
14 mths
|
0%
3 mths
|
16.6%
|
||
 |
Egg Visa Card | |||
|
0%
until Nov 2011
|
0%
until Dec 2010
|
17.9%
|
||
Introductory Offer
- Balance Transfer Rate:
- 0% for 16 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £25,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- You earn over £10,000 per year
Introductory Offer
- Balance Transfer Rate:
- 0% for 16 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Balance Transfer Fee:
- 2.90%
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are 21 years or over
- You are a permanent UK resident
- You have no history of bankruptcy, had an IVA's or CCJ's.
- You haven't missed a payment on either a credit card or mortgage in the last 12 months.
- You have a regular income of more than £20,000 per annum
- You have not been declined for credit in the last six months.
- You do not have debts on other credit cards greater than £20,000
Introductory Offer
- Balance Transfer Rate:
- 0% for 15 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- £25,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 25 Years of Age
- You have an Excellent Credit History
- You are a permanent resident/citizen of the UK
- You earn over £25,000 per year
Introductory Offer
- Balance Transfer Rate:
- 0% for 14 mths
- Balance Transfer Fee:
- 2.98%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.6% p.a.
- Balance Transfers:
- 16.6% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 50 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 25 Years of Age
- You have a Good Credit History
- You are in full time employment
- You are a permanent resident/citizen of the UK
- You have a Bank or Building society account
Introductory Offer
- Balance Transfer Rate:
- 0% until Nov 2011
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% until Dec 2010
Typical APR
- Purchases:
- 17.9% p.a.
- Balance Transfers:
- 17.9% p.a.
- Cash Advance:
- 23.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 45 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- Any Income Considered
Introductory Offer
- Balance Transfer Rate:
- 0% for 9 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 13 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Balance Transfer Fee:
- 2.90%
- Cash Advance:
- 24.94% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 51 days
- Online Banking:
- Yes
Approval Criteria
- You have an excellent Credit History
- You are at least 18 Years of Age
- You are a permanent resident/citizen of the UK
- You have a bank or building society account
- You have a gross annual income of £5,000+
Introductory Offer
- Balance Transfer Rate:
- 0% for 13 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 50 days
- Online Banking:
- Yes
Approval Criteria
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
Balance transfer must be made within 90 days
Introductory Offer
- Balance Transfer Rate:
- 0% for 16 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £25,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- You earn over £10,000 per year
Introductory Offer
- Balance Transfer Rate:
- 0% for 12 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 12 mths
Typical APR
- Purchases:
- 15.9% p.a.
- Balance Transfers:
- 15.9% p.a.
- Cash Advance:
- 19.95% p.a.
Standard Features
- Credit Limit:
- £25,000
- Interest Free Days:
- Up to 59 days
- Online Banking:
- Yes
Approval Criteria
- You have a permanent UK address
- You are 18 or over
- You have not been declined for credit in the last month
- You do not have a history of bad credit
- You are not an existing Sainsbury's Bank Credit Card holder
Introductory Offer
- Balance Transfer Rate:
- 0% for 10 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 10 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 50 days
- Online Banking:
- Yes
Approval Criteria
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
Balance transfer must be made within 90 days
Introductory Offer
- Balance Transfer Rate:
- 0% for 13 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Balance Transfer Fee:
- 3%
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are a permanent resident/citizen of the UK
- You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
- You DO NOT any CCJs or have been made Bankrupt
- You have NOT missed payments on your current store cards, credit cards, loans or mortgages
- You ARE in employment (receiving an annual salary)
- You can provide a telephone number that you can be contacted on
Introductory Offer
- Balance Transfer Rate:
- 0% for 13 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Balance Transfer Fee:
- 3%
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are a permanent resident/citizen of the UK
- You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
- You DO NOT any CCJs or have been made Bankrupt
- You have NOT missed payments on your current store cards, credit cards, loans or mortgages
- You ARE in employment (receiving an annual salary)
- You can provide a telephone number that you can be contacted on
Introductory Offer
- Balance Transfer Rate:
- 0% for 12 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 15.9% p.a.
- Balance Transfers:
- 15.9% p.a.
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- You have a bank or building society account
- You have an income over £25,000 p.a
Introductory Offer
- Balance Transfer Rate:
- 0% for 13 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
Balance transfer must be made within 90 days
Introductory Offer
- Balance Transfer Rate:
- 0% until Oct 2011
- Balance Transfer Fee:
- 2.50%
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 19.9% p.a.
- Balance Transfers:
- 19.9% p.a.
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You haven't missed multiple payments on a credit agreement within the last 12 months
- You don't have a CCJ (County Court Judgement) or IVA (Individual Voluntary Arrangement) and haven't been registered bankrupt
- You don't already have a Barclaycard
- You are a permanent resident/citizen of the UK
- You have a bank or building society account
- You have an income over £10,000 p.a
Introductory Offer
- Balance Transfer Rate:
- 0% for 15 mths
- Balance Transfer Fee:
- 2.90%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.7% p.a.
Standard Features
- Credit Limit:
- Subject Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- YOU ARE AN EXISTING HSBC CUSTOMER
- You are at least 18 Years of Age
- You have a Good Credit History
- You have been a permanent resident/citizen of the UK for atleast the last 3 years
- You have a bank or building society account
- You have an income over £10,000 p.a
Introductory Offer
- Balance Transfer Rate:
- 0% for 12 mths
- Balance Transfer Fee:
- 2.98%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.1% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- You have an income over £8,000 p.a
Introductory Offer
- Balance Transfer Rate:
- N/A
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 6.80% p.a.
- Balance Transfers:
- 6.80% p.a.
- Cash Advance:
- 15.8% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 21 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- You have a bank or building society account
- You have an income over £20,000 p.a
Introductory Offer
- Balance Transfer Rate:
- 0% for 9 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 9 mths
Typical APR
- Purchases:
- 11.9% p.a.
- Balance Transfers:
- 11.9% p.a.
- Cash Advance:
- 23.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 55 days
- Online Banking:
- Yes
Approval Criteria
- You are over 50 years of age
- You are a homeowner
- You have an income of over £12,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
Introductory Offer
- Balance Transfer Rate:
- 0% for 10 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 10 mths
Typical APR
- Purchases:
- 15.9% p.a.
- Balance Transfers:
- 15.9% p.a.
- Balance Transfer Fee:
- 3%
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are a permanent resident/citizen of the UK
- You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
- You DO NOT any CCJs or have been made Bankrupt
- You have NOT missed payments on your current store cards, credit cards, loans or mortgages
- You ARE in employment (receiving an annual salary)
- You can provide a telephone number that you can be contacted on
Introductory Offer
- Balance Transfer Rate:
- 0% for 10 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 10 mths
Typical APR
- Purchases:
- 15.9% p.a.
- Balance Transfers:
- 15.9% p.a.
- Balance Transfer Fee:
- 3%
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You are a permanent resident/citizen of the UK
- You have NOT been declined for a Halifax or Bank of Scotland Credit Card in the last 6 months
- You DO NOT any CCJs or have been made Bankrupt
- You have NOT missed payments on your current store cards, credit cards, loans or mortgages
- You ARE in employment (receiving an annual salary)
- You can provide a telephone number that you can be contacted on
Introductory Offer
- Balance Transfer Rate:
- 5.90% For Life
- Balance Transfer Fee:
- 2%
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 50 days
- Online Banking:
- Yes
Approval Criteria
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
Introductory Offer
- Balance Transfer Rate:
- 4.90% for 12 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 6 mths
Typical APR
- Purchases:
- 11.9% p.a.
- Balance Transfers:
- 11.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of the UK
- You have a bank or building society account
- You have an income over £25,000 p.a
Introductory Offer
- Balance Transfer Rate:
- N/A
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- 0% for 6 mths
Typical APR
- Purchases:
- 17.9% p.a.
- Balance Transfers:
- 17.9% p.a.
- Cash Advance:
- 27.9% p.a.
Standard Features
- Credit Limit:
- £50,000
- Interest Free Days:
- Up to 56 days
- Online Banking:
- Yes
Approval Criteria
- I am aged 18 or over
- I have a current UK bank or building society account
- I have a permanent UK home address
- I have a household income of at least £30,000
- I have no history of bad debt
- If self-employed, I have been working for more than one year.
Introductory Offer
- Balance Transfer Rate:
- 0% for 13 mths
- Balance Transfer Fee:
- 3%
- Purchase Rate:
- 0% for 3 mths
Typical APR
- Purchases:
- 16.9% p.a.
- Balance Transfers:
- 16.9% p.a.
- Cash Advance:
- 24.9% p.a.
Standard Features
- Credit Limit:
- Subject to Status
- Interest Free Days:
- Up to 50 days
- Online Banking:
- Yes
Approval Criteria
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
- You have not applied for an MBNA or Virgin Credit Card within the last 6 months
Special Offer
HomeServe
Protect yourself from unexpected bills resulting from a faulty boiler or central heating system, blocked drains or electrical faults for a little as £4.84 per month!