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Virgin Financial Products

Compare a range of financial products and services available from Virgin. Read our section reviews, find a product that's right for you and apply online.

Virgin group is a branded venture capital organisation made up of more than 200 companies worldwide, employing around 50,000 people throughout 29 countries, producing revenues in the region of £10 billion in 2006 alone.

Virgin was founded in 1970 by British business tycoon Sir Richard Branson, and has since become one of the world's most recognised and respected brands, spawning highly successful businesses in industries including mobile telephony, travel, leisure, music, holidays, publishing and retailing among others.

In 1995 the Virgin brand took on new ventures in the financial sector operating under the name 'Virgin Money', offering a range services including loans, credit cards and insurance products. Although Virgin are not classed as a bank, they do provide backing, promising the same values that they offer with any products associated to them.

Like all Virgin companies, Virgin Money was launched to give customers a better deal. They offer  a wide range of financial products that are easy to understand.

Virgin Money was founded in March 1995 and now offers a wide range of products, the majority of which are run in conjunction with other financial service providers. It currently offers the Virgin Credit Card which is issued by MBNA, loans provided by Co-operative Bank and Freedom Finance, mortgages provided by The One Account, a range of insurance products underwritten by UK Insurance and Scottish Widows, savings accounts and ISA's provided by The Royal Bank of Scotland.

The Virgin Credit Card offers highly competitive introductory interest free periods on both balance transfers and purchases. In addition, Virgin offers 50 interest free days and a variety of discounts for products and services across the virgin group. These include money off Virgin Wines, Holidays and other Virgin financial products.

 

Virgin money offer a Easy Access E-Saver which is an online savings account that offers a simple and convenient way to organise your savings, at any time, day or night.

ISAs (Individual Savings Accounts) are provided by the Government as a way of encouraging people to save. In a normal savings accounts you are taxed 20% of your returns, or a higher percentage if you pay higher rate taxes.

However, ISA accounts allow you to save up to £11,280 per tax year (either £5,640 an a cash ISA and £5,640 in a stocks and shares ISA, or the full £11,280 in a stocks and shares ISA) and pay no tax on the dividends or interest earned. You can add your annual allowance to your ISA account every year to build up your earnings.

Virgin Home Insurance provide customers with peace of mind, ensuring you're covered in the event of your belongings being stolen or damaged.

Virgin home insurance generally covers things like moveable furniture and fittings such as sofas, curtains, rugs, beds and up to £5,000 worth of computers, fax machines and printers. It also covers up to £300 of personal cash in your home.
If you’re planning a trip between 3 and 365 days, Virgin single trip travel insurance offers a range of benefits to ensure that you’re fully covered should you need assistance.

With Virgin single trip insurance your kids are covered for free, with up to 3 under 18s per adult included, plus with Virgin you're covered 40 adventure sports, including mountain biking, bungee jumping and zorbing.

Virgin single trip travel insurance covers you if your holiday is cancelled, delayed or cut short, and they also pay for hospital bills, medical treatment and your journey home if you need to travel back to the UK due to illness or injury.
With Virgin Annual travel insurance you can take as many trips as you like and stay covered.

The Virgin annual holiday insurance also offers access to great discounts with other Virgin companies as well as optional extras including baggage and money cover.

Virgin annual insurance covers trips up to 90 days at a time, allowing you to take advantage of some great benefits which include:

Leave your worries behind with Virgin Comprehensive Travel Insurance.

With Virgin Winter Sports Insurance, you can take to the slopes, knowing that if anything goes wrong you are completely covered. 
  • Comprehensive cover including medical emergencies, piste rescue, repatriation, piste closure and personal liability.

  • Insurance for ski packs and hired or owned equipment.

  • More activities covered as standard, from off piste skiing and snowboarding to ice skating and tobogganing.

Or, take out an annual policy and get Virgin Winter Sports cover automatically.
Dogs are man's best friend, as well as all the other pets that many of us have grown to love. But not all of us could afford to pay out thousands of pounds in vet fees if their pet was to fall ill and require expensive drugs and/or treatment.

Virgin Pet Insurance offers flexible, low-cost cover, with a choice of 3 levels of insurance for your cat or dog.