Virgin also offers a pre-paid card for customers that have a limited financial history allowing customers to load money onto the card at one of many transfer stations and use it like a credit card.
Compare Virgin Credit Cards Compare Virgin credit cards – read our review and compare the features and benefits available from Virgin. We can help you to make an informed decision and find a card that suits you.
Virgin Credit Card now uses the 'PayPass service' meaning you can pay for items of £15 or less without having to key in your PIN, simply by hold the card close to a card reader to make the transaction!!!
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 0% p.a. for 20 months |
| Balance Transfer Fee: | 2.99% |
| Purchase Rate: | 0% p.a. for 3 months |
| Representative APR | |
| Purchases: | 16.8% p.a. (variable) |
| Representative Example: | If you spend £1,200 at a purchase interest rate of 16.8% (variable) your Representative APR will be 16.8% (variable). |
| Annual Rates | |
| Balance Transfers: | 16.8% p.a. |
| Cash Advance: | 24.9% p.a. |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 50 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
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Used as an alternative to credit cards. Simply top up card with cash and spend. Can be used to buy online if you do not have a credit/debit card.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Representative APR | |
| Purchases: | N/A |
| Annual Rates | |
| Balance Transfers: | N/A |
| Cash Advance: | N/A |
| Standard Features | |
| Credit Limit: | N/A |
| Interest Free Days: | N/A |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Get 3,000 Flying Club Miles with your first purchase! Receive 10% discount on Virgin Holidays. Flight upgrades available after £10,000 spend in one year.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | 0% p.a. for 6 months |
| Balance Transfer Fee: | 2% |
| Purchase Rate: | N/A |
| Representative APR | |
| Purchases: | 17.9% p.a. (variable) |
| Representative Example: | If you spend £1,200 at a purchase interest rate of 17.9% (variable) your Representative APR will be 17.9% (variable). |
| Annual Rates | |
| Balance Transfers: | 17.9% p.a. |
| Cash Advance: | 20.9% p.a. |
| Standard Features | |
| Credit Limit: | Subject to Status |
| Interest Free Days: | Up to 50 days |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Used as an alternative to credit cards & safer than carrying cash. Available in US Dollars or Euros. You apply for the card online, free of charge and load it from your debit or credit card (£100 min).
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Representative APR | |
| Purchases: | N/A |
| Annual Rates | |
| Balance Transfers: | N/A |
| Cash Advance: | N/A |
| Standard Features | |
| Credit Limit: | N/A |
| Interest Free Days: | N/A |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
|
Used as an alternative to credit cards. Simply top up card with cash and spend. Can be used to buy online if you do not have a credit/debit card.
| Introductory Offer | |
|---|---|
| Balance Transfer Rate: | N/A |
| Balance Transfer Fee: | N/A |
| Purchase Rate: | N/A |
| Representative APR | |
| Purchases: | N/A |
| Annual Rates | |
| Balance Transfers: | N/A |
| Cash Advance: | N/A |
| Standard Features | |
| Credit Limit: | N/A |
| Interest Free Days: | N/A |
| On-Line Banking: | Yes |
| Approval Criteria | |
|
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