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Compare Virgin Credit Cards

Compare Virgin credit cards – read our review and compare the features and benefits available from Virgin. We can help you to make an informed decision and find a card that suits you.

Virgin Credit Cards Review

The Virgin Credit Card offers highly competitive introductory interest free periods on both balance transfers and purchases. In addition, Virgin offers 50 interest free days and a variety of discounts for products and services across the virgin group. These include money off Virgin Wines, Holidays and other Virgin financial products.

Virgin also offers a pre-paid card for customers that have a limited financial history allowing customers to load money onto the card at one of many transfer stations and use it like a credit card.

A one off fee of just £9.95 is required on opening the account, then any additional cards cost just £4.95. Every time the card is used to make a purchase or to withdraw cash, a 2.95% transaction charge is deducted from the balance.

 

Introductory Offer
Balance Transfer Rate: 0% p.a. for 16 months
Balance Transfer Fee: 2.98%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 16.6% p.a.
Balance Transfers: 16.6% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 25 Years of Age
  • You have a Good Credit History
  • You are in full time employment
  • You are a permanent resident/citizen of the UK
  • You have a Bank or Building society account

Advice

Used as an alternative to credit cards. Simply top up card with cash and spend. Can be used to buy online if you do not have a credit/debit card.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: N/A
Balance Transfers: N/A
Cash Advance: N/A
Standard Features
Credit Limit: N/A
Interest Free Days: N/A
On-Line Banking: Yes
Approval Criteria
  • 100% guaranteed acceptance
  • No bank account needed
  • Available for your family aged 13 and over

Credit Card Benefits

  • There is a flat monthly fee of £4.75
  • No monthly charge
  • Free to top up - This can be done at with cash any Post Office or Online Using a Debit Card.
  • No transaction fee for purchases in the UK.
  • A fee of £1.50 isn charged for each cash withdrawal in the UK

Advice

Get 3000 Flying Club Miles with your first purchase!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 2%
Purchase Rate: N/A
Typical APR
Purchases: 17.9% p.a.
Balance Transfers: 17.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 25 Years of Age
  • You have a Good Credit History
  • You are in full time employment
  • You are a permanent resident/citizen of the UK
  • You have a Bank or Building society account

Credit Card Rewards

  • Get 3000 Flying Club Miles with your first purchase!
  • £1 spent = 1 Flying Club miles

Virgin News

Virgin Credit Card 'Remains king of balance transfers'
The Virgin credit card continues to lead the pack, offering its customers 0% balance transfers for 16-months (subject to a 2.98% transfer fee), as well as 3 months 0% on purchases and ...
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Mon 2nd Nov, 2009
Virgin Credit Card 'offers holiday savings'
Those Brits determined to go on a summer break this year may find that one particular credit card can prove to be of assistance, it has been reported. ...
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Thu 25th Jun, 2009
Virgin Credit Cards reveals spending increase
Britons are increasingly using their credit cards, a new study indicates. ...
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Thu 18th Jun, 2009
Virgin Money: Brits uncomfortable about reducing credit card debts
Millions of people are worried about repaying their credit card debts. ...
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Tue 17th Feb, 2009
Virgin cardholders targeted by 'phishers'
Virgin credit card holders have been subjected to 'phishing' attacks by internet fraudsters. ...
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Wed 21st Sep, 2005