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Compare Virgin Credit Cards

Compare Virgin credit cards – read our review and compare the features and benefits available from Virgin. We can help you to make an informed decision and find a card that suits you.

Virgin Credit Cards Review

The Virgin Credit Card offers highly competitive introductory interest free periods on both balance transfers and purchases. In addition, Virgin offers 50 interest free days and a variety of discounts for products and services across the virgin group. These include money off Virgin Wines, Holidays and other Virgin financial products.

Virgin also offers a pre-paid card for customers that have a limited financial history allowing customers to load money onto the card at one of many transfer stations and use it like a credit card.
A one off fee of just £9.95 is required on opening the account, then any additional cards cost just £4.95. Every time the card is used to make a purchase or to withdraw cash, a 2.95% transaction charge is deducted from the balance.

 

Introductory Offer
Balance Transfer Rate: 0% p.a. for 14 months
Balance Transfer Fee: 2.98%
Purchase Rate: 0% p.a. for 3 months
Typical APR
Purchases: 16.6% p.a.
Balance Transfers: 16.6% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 25 Years of Age
  • You have a Good Credit History
  • You are in full time employment
  • You are a permanent resident/citizen of the UK
  • You have a Bank or Building society account

Advice

Used as an alternative to credit cards. Simply top up card with cash and spend. Can be used to buy online if you do not have a credit/debit card.

Introductory Offer
Balance Transfer Rate: N/A
Balance Transfer Fee: N/A
Purchase Rate: N/A
Typical APR
Purchases: N/A
Balance Transfers: N/A
Cash Advance: N/A
Standard Features
Credit Limit: N/A
Interest Free Days: N/A
On-Line Banking: Yes
Approval Criteria
  • 100% guaranteed acceptance
  • No bank account needed
  • Available for your family aged 13 and over

Credit Card Benefits

  • There is a flat monthly fee of £4.75
  • No monthly charge
  • Free to top up - This can be done at with cash any Post Office or Online Using a Debit Card.
  • No transaction fee for purchases in the UK.
  • A fee of £1.50 isn charged for each cash withdrawal in the UK

Advice

Get 3000 Flying Club Miles with your first purchase!

Introductory Offer
Balance Transfer Rate: 0% p.a. for 6 months
Balance Transfer Fee: 2%
Purchase Rate: N/A
Typical APR
Purchases: 17.9% p.a.
Balance Transfers: 17.9% p.a.
Cash Advance: 24.9% p.a.
Standard Features
Credit Limit: Subject to Status
Interest Free Days: 50 days
On-Line Banking: Yes
Approval Criteria
  • You are at least 25 Years of Age
  • You have a Good Credit History
  • You are in full time employment
  • You are a permanent resident/citizen of the UK
  • You have a Bank or Building society account

Credit Card Rewards

  • Get 3000 Flying Club Miles with your first purchase!
  • £1 spent = 1 Flying Club miles

Virgin News

Virgin launches London Marathon credit card
Virgin Money has launched a special charity-friendly credit card in the lead-up to this month's London Marathon. ...
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Wed 21st Apr, 2010
Virgin Money predicts surge in ISA saving
The increase in the tax-free threshold for savers may lend a boost to cash ISA account holders. ...
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Fri 26th Mar, 2010
Virgin Media showcases 200Mbps broadband service
Details of a 200Mbps broadband service have been unveiled by Virgin Media. ...
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Tue 23rd Mar, 2010
New Virgin Money credit card launched
A new credit card has been launched by Virgin. ...
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Fri 19th Mar, 2010
Virgin credit card 'allows borrowers to give back to charity'
Charity supporters may want to consider a new credit card launched by Virgin Money. ...
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Thu 4th Mar, 2010
Virgin Money credit card's balance transfer offer commended
One writer has spoken in a favour of a Virgin credit card. ...
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Mon 1st Mar, 2010
Virgin Credit Card praised
The Virgin Credit Card's 0% balance transfer deal has been praised by one writer. ...
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Thu 18th Feb, 2010